Malden Insurance Rates:

Malden, MA homeowners insurance is about $892 to $1,211, about $74-$100/month. Our thorough guide shows customers can save as much as $420 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Amica Mutual Insurance
I have never had look for other home insurance, but bundling with my car insurance seems to make this a very reasonable choice.
Nationwide
I think they have reasonable rates, good coverage, and they have great customer service and people who are always there to lend a hand when needed.

Malden, MA Homeowners Insurance By Home Value

Malden, MA Home Value Total Homes % of Total Average Malden, MA Homeowners Insurance
Less than $50,000 82 1.0% $73
$100,000 to $124,999 244 3.0% $346
$150,000 to $174,999 465 6.0% $504
$175,000 to $199,999 230 3.0% $588
$200,000 to $249,999 973 12.0% $704
$250,000 to $299,999 1,448 19.0% $861
$300,000 to $399,999 4,002 52.0% $1103

Top Home Insurance Agents Near Malden, MA

Home Insurance Company Near Malden, MA Homeowners Insurance Agency Near Malden, MA Address
NA David F Kelley Insurance Agency 154 Main St , Spencer, MA, 1562
Allstate Adaias Souza 53 Union Square, Somerville, MA, 2143
Travelers Arthur J Gallagher Risk Management Svcs Inc 2 LIBERTY SQ 5TH FL, BOSTON, MA, 2109
Travelers T L Southmayd Insurance Agency, Llc. 668 MAIN STREET STE 9, WILMINGTON, MA, 1887
Liberty Mutual Independent Twinbrook Ins Brokerage Inc 400A FRANKLIN ST, BRAINTREE, MA, 2184

Cost Of Homeowners Insurance By Street Near Malden, MA

Streets in Malden Area Homeowners Insurance Cost
Cliffside Pl, Jacob St, Garfield Ter, Biathrow St, Hurlburt Ct, Prosper St, Barrett Ln, Como St, Wallace Cir, Jordan Ter$1,037
Marvin St, Surrey St, Oak Grove Ct, Narrow Ct, Wyoming Ave, Bower Ct, Erickson St, Devir St, Forest Ct, Durso Ave$1,070
Oak Grove Ter, Waite Ct, Wolcott Ter, Coleman St, Pamela Cir, Glenmere Ave, Woodville Ter, Kearney St, Murray Hill Park, Irving Ct$1,064
Swains Pond Ave, Bainbridge St, Victor St, S Washington St, Newland Ter, Silver St, Orient St, Crestview Dr, Centennial Cir, Jesta Ct$1,066
Bainbridge St, Fairmont Park, Greenwood Ct, Home St, Rivers Ln, Stanton St, Meridian St, Rockland Park, Wesmur Rd, Elwell St$1,047

Malden, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Malden$157 to $160
Everett$157
Melrose$161
Medford$160

Malden, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Everett city, Massachusetts $131 $175 $262
Melrose city, Massachusetts $135 $179 $269
Medford city, Massachusetts $134 $178 $267

Malden, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Malden, MA4.0%13.1%
Everett3.87%12.76%
Melrose3.68%10.9%
Medford3.79%11.82%

Malden Renters Insurance as a Percentage of Rent

Malden Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 186 1.0% $351
$200 to $299 649 5.0% $801
$300 to $499 631 5.0% $1251
$500 to $749 958 7.0% $1926
$750 to $999 1,710 13.0% $2676
$1,000 to $1,499 5,131 40.0% $3801
$1,500 or more 3,333 26.0% $5451

Malden, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$4,700
Yearly Malden Homeowner Insurance Premium Example $2,200$1,700
Out of Pocket Expense During Claim$1,700$4,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $19,300$18,300
Net Savings to Malden Home Owner from High Deductible Plan $1,000

Malden, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Malden, MA Home Replacement Value MORE than Home Value Malden, MA Home Replacement Value LESS than Home Value
Replacement Value $424,500 $300,000
Insurance Premium based on Replacement Value $3,275 $2,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $66,000 Risk Exposure from Under Insuring Coverage is $58,500
Premium Impact Insurance cheaper by $450/year Insurance costlier by $525/year

Example Malden Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualAmica Mutual Insurance Company
Monthly Premium 87190111
Year Built 197319491985
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $175000-$200000$250000-$300000$350000-$400000
Deductible $5000 to $10,000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Malden, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 425,000 Wood Shake Roof 2,200 4 > $10,000 Deductible 1860 12 Fiber-Cement Siding yes
1948 375,000 Tile Roof 1,870 3 $1000-$2500 Deductible 650 3 Stone Siding yes
1945 440,000 Asphalt Shingles Roof 2,170 3 $500- $1000 Deductible 1480 5 Wood siding No
1986 290,000 Shingles Roof 1,800 3 > $10,000 Deductible 840 8 Vinyl siding No
1947 310,000 Membrane Roof 1,590 2 $500 Deductible 1660 9 Stucco siding yes
1948 185,000 Slate Shingles Roof 930 2 $1000-$2500 Deductible 740 7 Stone Siding yes
1981 515,000 Asphalt Shingles Roof 3,210 4 $5000 to $10,000 Deductible 1980 12 Stone Siding No
1943 400,000 Tile Roof 2,100 3 $500 Deductible 210 1 Brick siding yes
1989 475,000 Metal Roof 3,030 4 > $10,000 Deductible 1400 9 Wood siding yes
1985 280,000 Membrane Roof 1,740 4 $500 Deductible 570 3 Vinyl siding No
1977 280,000 Tile Roof 1,420 2 $500- $1000 Deductible 630 3 Brick siding No
1970 360,000 Membrane Roof 2,390 3 $500- $1000 Deductible 1950 9 Wood siding yes
1974 220,000 Slate Shingles Roof 1,470 3 $1000-$2500 Deductible 710 6 Stone Siding yes
1944 190,000 Tile Roof 1,070 2 $5000 to $10,000 Deductible 140 2 Brick siding No
1949 205,000 Shingles Roof 1,030 2 $1000-$2500 Deductible 680 8 Fiber-Cement Siding yes
1946 515,000 Tile Roof 2,800 4 > $10,000 Deductible 410 3 Fiber-Cement Siding No
1940 325,000 Metal Roof 2,370 3 $500 Deductible 830 4 Vinyl siding No
1945 245,000 Composition Roof 1,260 2 > $10,000 Deductible 420 5 Wood siding yes
1988 180,000 Tile Roof 1,220 3 $2500-$5000 Deductible 370 5 Fiber-Cement Siding No