Malabar Insurance Rates:

Malabar, FL homeowners insurance is about $958 to $1,304, about $79-$108/month. Our detailed guide shows customers can save upto $452 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Malabar, FL Homeowners Insurance By Home Value

Malabar, FL Home Value Total Homes % of Total Average Malabar, FL Homeowners Insurance
Less than $50,000 889 15.0% $271
$50,000 to $59,999 524 8.0% $588
$60,000 to $69,999 684 11.0% $724
$70,000 to $79,999 491 8.0% $837
$80,000 to $89,999 391 6.0% $950
$90,000 to $99,999 191 3.0% $1064
$100,000 to $124,999 598 10.0% $1233
$125,000 to $149,999 293 4.0% $1539
$150,000 to $174,999 245 4.0% $1822
$175,000 to $199,999 208 3.0% $2105
$200,000 to $249,999 423 7.0% $2535
$250,000 to $299,999 425 7.0% $3101
$300,000 to $399,999 516 8.0% $3939

Top Home Insurance Agents Near Malabar, FL

Home Insurance Company Near Malabar, FL Homeowners Insurance Agency Near Malabar, FL Address
NA Miller-Salzman Insurance Agency, Inc. Dba Garrison Insurance Agency 2525 Aurora Rd , Melbourne, FL, 32935
Allstate Andy Turner 232 S Courtenay Pkwy, Merritt Island, FL, 32952
Allstate Denise Parker 3450 Bysde Lk Blvd SE Ste 105, Palm Bay, FL, 32909
Travelers Insurpro Insurance Agency Inc 1100 Sw St. Lucie West Blvd Ste 100 Port St. Lucie, Port St. Lucie, FL, 34986
Allstate Kenneth Sebree 1970 Rockledge Blvd Ste 101, Rockledge, FL, 32955

Cost Of Homeowners Insurance By Street Near Malabar, FL

Streets in Malabar Area Homeowners Insurance Cost
Akee Dr, Palm Ave S, 11th St, Tequesta Dr, Lark Dr, Juniper Dr, Myrtle Dr, Areca Dr, Hawthorne Cir SW, Cassia Dr$1,112
Dracena Dr, Buffer Preserve Dr, Oleander Cir, Great Bear Lake Dr, Hydrangea Ct, S Tamarind Cir, Garretts Rd, Barefoot Blvd, Pecan Cir NW, Tarpon Dr$1,113
Bunting Ct, Cherish Dr, Kiwi Dr, N Hyacinth Cir, Cobia Ct, Emilys Glen Ln, Loquat Dr, Kumquat Dr, Jonquil Ln, S Midway St$1,120
Parkway Ln, Bay St, Periwinkle Cir, Navajo Dr, Canal Dr, Thompson Rd, Floral Dr, Leslie Dr, Puffin Dr, Overlook Dr$1,114
Senne Rd, Amaryllis Dr, Steamboat Rd, Hickory Ct, Chasta Rd, Sand Point Rd, Parker Ln, Tucker St, Seagull Dr, W Oriole Cir$1,116

Malabar, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Malabar$168 to $170
Grant-Valkaria$184
Melbourne Shores-Floridana Beach$185
Micco$167

Malabar, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Grant-Valkaria town, Florida $154 $205 $307
Melbourne Shores-Floridana Beach CCD, Brevard County, Florida $155 $206 $309
Micco CDP, Florida $139 $185 $278

Malabar, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Malabar, FL7.4%25.5%
Grant-Valkaria6.3%18.42%
Melbourne Shores-Floridana Beach5.08%20.04%
Micco11.09%27.07%

Malabar Renters Insurance as a Percentage of Rent

Malabar Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 9 1.0% $347
$200 to $299 12 1.0% $797
$300 to $499 141 15.0% $1247
$500 to $749 60 6.0% $1922
$750 to $999 375 42.0% $2672
$1,000 to $1,499 212 23.0% $3797
$1,500 or more 82 9.0% $5447

Average Cost Of Home Insurance By Company In Areas Nearby Malabar For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Florida Family Insurance $2,436
150,000 27 NO Southern Oak Insurance $2,931
150,000 27 NO United Property & Casualty Insurance $4,389
150,000 27 YES Castle Key Indemnity Company Insurance $1,500
150,000 27 YES First Protective Insurance $1,044
150,000 27 YES Security First Insurance $1,159
150,000 27 YES United Property & Casualty Insurance $1,263
300,000 12 NA American Integrity Insurance $2,837
300,000 12 NA Florida Family Insurance $2,591
300,000 12 NA Universal Property & Casualty Insurance $2,755

Malabar, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Malabar Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,400$12,900
Net Savings to Malabar Home Owner from High Deductible Plan $1,500

Malabar, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Malabar, FL Home Replacement Value MORE than Home Value Malabar, FL Home Replacement Value LESS than Home Value
Replacement Value $89,000 $63,000
Insurance Premium based on Replacement Value $1,775 $1,250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,500 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $300/year

Example Malabar Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceChubb Group of Insurance
Monthly Premium 309387107
Year Built 200319981984
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $175000-$200000$250000-$300000$50000-$75000
Deductible $1000-$2500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Malabar, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 145,000 Asphalt Shingles Roof 2,300 4 $500 Deductible 770 3 Stone Siding yes
2000 100,000 Composition Roof 1,310 3 $500 Deductible 820 4 Wood siding No
1992 235,000 Slate Shingles Roof 2,820 4 > $10,000 Deductible 2280 10 Fiber-Cement Siding yes
1981 220,000 Wood Shake Roof 3,310 4 $500 Deductible 900 3 Fiber-Cement Siding yes
1983 170,000 Tile Roof 2,270 3 $2500-$5000 Deductible 1590 7 Wood siding No
2010 200,000 Shingles Roof 3,050 4 $5000 to $10,000 Deductible 1050 6 Wood siding No
1997 140,000 Asphalt Shingles Roof 1,650 4 $500 Deductible 700 3 Wood siding No
2008 155,000 Metal Roof 2,220 4 $2500-$5000 Deductible 150 1 Fiber-Cement Siding yes
2011 120,000 Membrane Roof 1,710 3 $2500-$5000 Deductible 1760 12 Wood siding No
1987 145,000 Asphalt Shingles Roof 1,790 4 $500 Deductible 870 4 Fiber-Cement Siding No
1988 130,000 Metal Roof 1,720 3 $2500-$5000 Deductible 1830 10 Brick siding No
1998 135,000 Shingles Roof 2,130 3 $2500-$5000 Deductible 1150 8 Wood siding yes
1982 170,000 Shingles Roof 2,720 4 $500 Deductible 1340 5 Wood siding yes
1991 145,000 Slate Shingles Roof 2,290 3 $2500-$5000 Deductible 430 3 Wood siding yes
1991 140,000 Composition Roof 2,000 4 $500- $1000 Deductible 860 5 Vinyl siding yes
2013 225,000 Asphalt Shingles Roof 3,020 4 > $10,000 Deductible 2630 10 Stone Siding No
1998 95,000 Metal Roof 1,410 3 $1000-$2500 Deductible 1620 12 Wood siding yes
2012 225,000 Shingles Roof 2,870 4 $5000 to $10,000 Deductible 1500 8 Fiber-Cement Siding yes
2006 105,000 Metal Roof 1,270 3 $500 Deductible 1660 9 Stucco siding yes
2009 175,000 Slate Shingles Roof 2,620 4 $2500-$5000 Deductible 1480 6 Vinyl siding yes
1998 120,000 Wood Shake Roof 1,650 3 $2500-$5000 Deductible 280 2 Stone Siding yes
1990 90,000 Wood Shake Roof 1,560 3 $500 Deductible 1540 9 Fiber-Cement Siding yes
1992 190,000 Asphalt Shingles Roof 2,700 4 $5000 to $10,000 Deductible 2660 12 Fiber-Cement Siding yes
1998 95,000 Metal Roof 1,630 3 $1000-$2500 Deductible 300 3 Brick siding yes
2011 70,000 Metal Roof 1,220 3 $2500-$5000 Deductible 1040 9 Brick siding No
1999 130,000 Composition Roof 2,280 4 $2500-$5000 Deductible 640 5 Wood siding yes
1999 120,000 Wood Shake Roof 1,770 3 $2500-$5000 Deductible 750 6 Brick siding No
2004 125,000 Wood Shake Roof 2,040 4 $1000-$2500 Deductible 120 1 Wood siding No
1987 245,000 Tile Roof 3,340 4 $2500-$5000 Deductible 1220 3 Wood siding yes
1980 115,000 Shingles Roof 1,740 3 $2500-$5000 Deductible 100 1 Brick siding yes
2011 175,000 Membrane Roof 2,330 3 $2500-$5000 Deductible 1310 6 Wood siding No
1983 100,000 Shingles Roof 1,500 3 $500 Deductible 1780 8 Stucco siding No
2013 120,000 Wood Shake Roof 1,630 3 $500 Deductible 1810 12 Fiber-Cement Siding yes
2003 170,000 Shingles Roof 2,490 4 $500 Deductible 1720 7 Brick siding No