Mahtomedi Insurance Rates:

Mahtomedi, MN homeowners insurance is approximately $930 to $1,277, about $77-$106/month. Our extensive analysis shows customers can save upto $441 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Mahtomedi, MN Homeowners Insurance By Home Value

Mahtomedi, MN Home Value Total Homes % of Total Average Mahtomedi, MN Homeowners Insurance
Less than $50,000 29 1.0% $77
$80,000 to $89,999 46 2.0% $287
$100,000 to $124,999 17 1.0% $375
$125,000 to $149,999 44 2.0% $463
$150,000 to $174,999 76 4.0% $552
$175,000 to $199,999 120 7.0% $640
$200,000 to $249,999 320 20.0% $761
$250,000 to $299,999 335 21.0% $938
$300,000 to $399,999 560 36.0% $1192

Top Home Insurance Agents Near Mahtomedi, MN

Home Insurance Company Near Mahtomedi, MN Homeowners Insurance Agency Near Mahtomedi, MN Address
Allstate Troy Beugen 7101 10th St N, Oakdale, MN, 55128
NA Ed Olson Insurance Agency 277 Blvd Nw Ste 403, Coon Rapids, MN, 55433
Travelers Anchor Insurance Agency 3131 FERNBROOK LANE NORTH STE 111, PLYMOUTH, MN, 55447
Travelers Banacek Eliaquim Baltazar 3300 COUNTY RD 10 STE 400J, BROOKLYN CENTER, MN, 55429
Travelers Casualty Assurance Of Chaska 101 W 3RD ST, CHASKA, MN, 55318

Cost Of Homeowners Insurance By Street Near Mahtomedi, MN

Streets in Mahtomedi Area Homeowners Insurance Cost
Riviera Dr S, Jay St, Quail Rd, Park Pl, Quail St, Woodland Dr, Hilton Trl, Grove St, Wildwood Beach Rd, Upper 43rd St N$1,119
Warner Ave N, Jesse James Ln, Ashley Ln, Grant St, Apple Orchard Rd, Hillcrest Dr, 52nd St N, 101st St N, Upper 42nd St N, 46th St N$1,219
Heron Ave N, Greenwood St, Milford Ln, Hadley Cir N, Upper 53rd St N, Ridgeway Ct, Lacosta Dr, Dahlia St, Prestwick Ter, Mc Gregor Ave S$1,080
Neville Ave, Warner Ave S, Briarwood Ave, Oakridge Ln, Grenwich Trl N, Highway 36 Blvd N, Shamrock Dr, Edgecumbe Dr, Upper 48th St N, Frankland St$1,131
Kilbirnie Way, Scarlet Oak E, 54th St N, Board Cir, Grenadier Ave N, Dellwood Cove, Golfview Ln N, Hidden Glade Ave N, Windsor Ln, Upper 54th St N$1,041

Mahtomedi, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mahtomedi$163 to $167
Birchwood Village$165
Willernie$153
Dellwood$191

Mahtomedi, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Birchwood Village city, Minnesota $166 $221 $332
Willernie city, Minnesota $153 $204 $306
Dellwood city, Minnesota $191 $255 $383

Mahtomedi, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mahtomedi, MN4.7%14.6%
Birchwood Village4.93%14.04%
Willernie5.7%18.36%
Dellwood3.23%11.42%

Mahtomedi Renters Insurance as a Percentage of Rent

Mahtomedi Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 6 1.0% $306
$200 to $299 34 6.0% $756
$300 to $499 24 4.0% $1206
$500 to $749 47 9.0% $1881
$750 to $999 100 19.0% $2631
$1,000 to $1,499 219 43.0% $3756
$1,500 or more 74 14.0% $5406

Mahtomedi, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Mahtomedi Homeowner Insurance Premium Example $2,400$2,000
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $20,300$19,100
Net Savings to Mahtomedi Home Owner from High Deductible Plan $1,200

Mahtomedi, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mahtomedi, MN Home Replacement Value MORE than Home Value Mahtomedi, MN Home Replacement Value LESS than Home Value
Replacement Value $330,500 $206,500
Insurance Premium based on Replacement Value $2,900 $1,825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $58,000 Risk Exposure from Under Insuring Coverage is $66,000
Premium Impact Insurance cheaper by $575/year Insurance costlier by $500/year

Example Mahtomedi Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualChubb Group of Insurance
Monthly Premium 192262466
Year Built 194920101998
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $300000-$350000$400000-$500000$700000-$800000
Deductible $2500-$5000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Mahtomedi, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 710,000 Membrane Roof 3,880 5 $5000 to $10,000 Deductible 3130 8 Brick siding No
1942 290,000 Tile Roof 1,830 3 $500 Deductible 2230 12 Fiber-Cement Siding No
1996 555,000 Metal Roof 3,290 4 $1000-$2500 Deductible 1980 6 Brick siding yes
2011 770,000 Metal Roof 4,970 5 $500 Deductible 4110 7 Stone Siding yes
1992 200,000 Slate Shingles Roof 1,230 3 $1000-$2500 Deductible 460 5 Fiber-Cement Siding yes
2005 770,000 Metal Roof 4,510 5 $5000 to $10,000 Deductible 2860 9 Wood siding yes
1940 345,000 Wood Shake Roof 2,490 4 > $10,000 Deductible 1500 10 Vinyl siding No
2010 670,000 Tile Roof 4,020 5 $500- $1000 Deductible 2230 4 Fiber-Cement Siding No
2009 200,000 Composition Roof 1,470 3 $500 Deductible 1250 9 Wood siding yes
2010 420,000 Wood Shake Roof 2,450 4 $500 Deductible 1790 7 Brick siding No
1990 275,000 Metal Roof 2,080 3 $500 Deductible 430 2 Stone Siding No
1948 320,000 Tile Roof 1,670 4 $500- $1000 Deductible 1760 12 Brick siding No
2001 320,000 Composition Roof 1,750 5 $500 Deductible 1210 8 Fiber-Cement Siding yes
1993 285,000 Composition Roof 1,980 3 > $10,000 Deductible 1010 10 Brick siding yes
1947 465,000 Wood Shake Roof 2,470 4 $1000-$2500 Deductible 1810 5 Stone Siding No
1994 300,000 Slate Shingles Roof 1,950 3 $2500-$5000 Deductible 1260 9 Wood siding yes
1947 345,000 Membrane Roof 2,100 3 $1000-$2500 Deductible 2540 9 Vinyl siding No
1994 285,000 Composition Roof 1,550 3 $500 Deductible 710 3 Stucco siding yes
1995 610,000 Membrane Roof 4,060 5 $1000-$2500 Deductible 2120 5 Stone Siding yes
2013 335,000 Shingles Roof 2,420 4 $500- $1000 Deductible 2110 8 Wood siding yes
2000 265,000 Tile Roof 1,480 3 > $10,000 Deductible 770 10 Stucco siding No
1940 270,000 Wood Shake Roof 1,410 3 > $10,000 Deductible 220 2 Fiber-Cement Siding No
2010 320,000 Composition Roof 1,750 3 $500 Deductible 2130 10 Wood siding yes
1941 350,000 Membrane Roof 1,960 5 > $10,000 Deductible 1520 9 Stucco siding No
1940 365,000 Shingles Roof 2,060 3 > $10,000 Deductible 680 5 Vinyl siding No
2000 235,000 Metal Roof 1,280 3 $500 Deductible 1240 9 Fiber-Cement Siding No
1992 420,000 Wood Shake Roof 2,270 4 $5000 to $10,000 Deductible 1510 8 Stone Siding yes
2014 530,000 Tile Roof 2,900 5 $1000-$2500 Deductible 760 3 Wood siding No