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Madison, WI Home Values & Insurance Rates

Madison, WI Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 1,100 2.0% $73
$100,000 to $124,999 2,162 4.0% $334
$125,000 to $149,999 3,135 6.0% $421
$150,000 to $174,999 6,447 13.0% $495
$175,000 to $199,999 6,977 15.0% $575
$200,000 to $249,999 11,854 25.0% $689
$250,000 to $299,999 7,246 15.0% $842
$300,000 to $399,999 5,691 12.0% $1070

Top Home Insurance Agents Near Madison, WI

Home Insurance Company Near Madison, WI Homeowners Insurance Agency Near Madison, WI Address
NA Donat Insurance Services Llc 111 1/2 Progressive Drive , Lake Delton, WI, 53930
Erie Baer Insurance Services Llc 1406 Business Hwy 18-151, Mount Horeb, WI, 53572
State Farm Kris Stanton 910 8th Ave, Baraboo, WI, 53913-1247
Farmers Nolan Anderson 105 E Main St, Waunakee, WI, 53597
Liberty Mutual Independent Sg Insurance Agency Llc 101 ALPINE PKWY STE 101, OREGON, WI, 53575

Estimated Home Insurance By Street Area Near Madison, WI

Madison Area Estimated House Insurance
Barber Dr, Redan Dr, Miller Ave, Esther Ct, N Orchard St, S Oakbridge Ct, Rolfsmeyer Ln, Busse St, Farmco Dr, Van Buren St$690
Green Ave, E Dean Ave, Fisk Pl, Lien Rd, Box Hill Rd, Daentl Rd, Maricopa Way, S Sunset Ct, Cook St, N Pinckney St$673
Raceway St, E Hill Dr, S Fair Oaks Ave, Aaron Ct, S Charter St, Little St, Mandan Cres, Freese Ln, Waubesa St, Annestown Dr$676
Swansee Ridge, Junction Ct, Bradley Pl, Burma Rd, Libby Rd, Brandon Rd, Greentree Rd, Bruns Ave, E Coldspring Ave, Lawton Ln$667
Braxton Pl, Sayle St, la Sierra Way, Pilgrim Rd, Mission Cir, Lawrence St, Manufacturers Dr, Lance Ln, Barlow St, Post Rd$683
Comanche Way, Smithfield Dr, Horned Owl Dr, W Geneva Cir, Navajo Trl, Jan Dr, Zeno St, N Brearly St, Dewberry Dr, Jacobs Ct$670
Rutland Dunn Townline Rd, Keyes Ave, Champion Cir, Shamrock Rd, S Broom St, Ashland Ct, Arial Cir, College Ct, Running Deer Trl, Enterprise Ln$678
Bellewood Dr, Covent Garden Sq, Wyota Ave, Henuah Cir, Wildberry Dr, Susan Cir, Norwood Pl, Carey Ct, W Shore Dr, N Thornton Ave$673
Isaac Dr, Welton Dr, Williamsburg Way, County Trick Hwy, W Dayton St, Waverly Pl, Libby Rd, Lewis Ct, N Hamilton St, Conlin St$655
Gregory St, Bewick Dr, Stone Corner Cir, Sutteridge Trl, Galley Ct, Crest Line Dr, Sebring Ct, Langlade Ln, Dryden Dr, Salem Dr$661

Savings on home insurance for senior occupied homes

PlaceSavings
Madison$100 to $102
Shorewood Hills$123
Dane County$101
Maple Bluff$116

Madison, WI Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Madison, WI3.3%8.5%
Shorewood Hills2.24%6.86%
Dane County3.19%8.82%
Maple Bluff2.45%6.46%

Madison Renters Insurance as a Percentage of Rent

Madison Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 1,004 2.0% $769
$300 to $499 1,876 3.0% $1219
$500 to $749 10,650 21.0% $1894
$750 to $999 18,034 36.0% $2644
$1,000 to $1,499 13,419 26.0% $3769
$1,500 or more 4,568 9.0% $5419

Madison, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Madison Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,700$9,100
Net Savings to Madison Home Owner from High Deductible Plan $600

Madison, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Madison, WI Home Replacement Value MORE than Home Value Madison, WI Home Replacement Value LESS than Home Value
Replacement Value $211,500 $118,000
Insurance Premium based on Replacement Value $900 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,000 Risk Exposure from Under Insuring Coverage is $47,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $200/year

Example Madison Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceAmerican Family InsuranceAmica Mutual Insurance Company
Monthly Premium 1719655
Year Built 196219871970
Home Details 5 Beds, 4 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $500000-$600000$350000-$400000$150000-$175000
Deductible $500- $1000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Madison, WI Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Shorewood Hills village, Wisconsin $103 $137 $206
Dane County, Wisconsin $84 $112 $168
Maple Bluff village, Wisconsin $97 $129 $194

Sample Home Insurance Rates for Madison, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2004 215,000 Membrane Roof 1,490 3 $2500-$5000 Deductible 120 3 Stone Siding No
2010 120,000 Metal Roof 1,070 2 $500 Deductible 260 6 Stone Siding No
1992 320,000 Asphalt Shingles Roof 2,870 5 $500 Deductible 420 4 Stone Siding No
2014 220,000 Tile Roof 1,980 3 > $10,000 Deductible 110 3 Vinyl siding yes
1941 245,000 Asphalt Shingles Roof 1,700 3 $1000-$2500 Deductible 640 12 Stucco siding No
1999 265,000 Wood Shake Roof 2,380 3 $5000 to $10,000 Deductible 730 10 Stone Siding No
2000 245,000 Tile Roof 2,020 4 $2500-$5000 Deductible 170 3 Vinyl siding No
2001 335,000 Slate Shingles Roof 2,670 4 > $10,000 Deductible 380 5 Vinyl siding yes
1940 235,000 Wood Shake Roof 1,970 4 $2500-$5000 Deductible 140 3 Stone Siding No
1954 220,000 Tile Roof 1,013 2 > $10,000 Deductible 500 5 Vinyl siding No