Madison Insurance Rates:

Madison, OH homeowners insurance is approximately $604 to $824, about $50-$68/month. Our in depth analysis shows customers can save as much as $285 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
This insurance covers a physical feature of your home such as the walls, the roof, shed and even stand-alone garage.
State Farm
Allstate agents were told to lie to customers and were often rewarded with prizes for keeping claim payments low, deceitful.
State Farm
When the water pipe burst in my house, i thought i was going to have to pay a lot of money for repairs. thank god i had state farm, they were very helpful and took care of all of the details.
Auto Owners
I like that it is simple to navigate, and easily readable. I can access my proof of insurance on the go at any time and don't have to worry about carrying the hard copy around with me. I also like how easy the signup process was, and how easy it is to check a claim. I do not like however not being able to contact a customer service rep via live chat, or being able to file a claim online. I do not like paying my bill online because it seems as if there are many glitches during the attempts and sometimes my entire computer freezes, this only happens when attempting to pay the bill.
Auto Owners
The company's website is easy to use. I like that it's easy to navigate because I only log in to pay my yearly bill, which is only once per year. I also like that my insurance company takes credit card payments online to make paying a bit quicker for customers
State Farm
I've never had any issue with this company. I like the fact that they provide discounts for bundling with the car insurance. Clear understandable agents and service reps.
Travelers
My interaction with the communication has been excellent I have not had any problems with them. I have personal numbers

Madison, OH Homeowners Insurance By Home Value

Madison, OH Home Value Total Homes % of Total Average Madison, OH Homeowners Insurance
Less than $50,000 261 3.0% $121
$60,000 to $69,999 77 1.0% $321
$70,000 to $79,999 324 4.0% $371
$80,000 to $89,999 295 4.0% $421
$90,000 to $99,999 567 8.0% $471
$100,000 to $124,999 1,294 18.0% $542
$125,000 to $149,999 850 12.0% $685
$150,000 to $174,999 892 12.0% $806
$175,000 to $199,999 903 13.0% $935
$200,000 to $249,999 848 12.0% $1120
$250,000 to $299,999 363 5.0% $1370
$300,000 to $399,999 146 2.0% $1742

Top Home Insurance Agents Near Madison, OH

Home Insurance Company Near Madison, OH Homeowners Insurance Agency Near Madison, OH Address
NA Business Insurance Solutions 3235 Genevieve Dr, Columbus, OH, 43219
NA Mercer Insurance Agency 9858 Concord Rd , Dublin, OH, 43017
Allstate Associated Ins Agcy 63 Commerce Park Dr, Westerville, OH, 43082
Allstate Daffney Geyer 7183 E Broad St, Blacklick, OH, 43004
Travelers Mma Insurance 107 W COLUMBUS ST, PICKERINGTON, OH, 43147

Cost Of Homeowners Insurance By Street Near Madison, OH

Streets in Madison Area Homeowners Insurance Cost
Belford Ave, Potomac St, Beagle Blvd, Portsmouth-Columbus Rd, Irish Rose Ln, Brice Park Dr, Co Hwy 120, Murdock Ct, Crist Ct, Hemmingford Dr$730
Lancaster Rd, Gilcrest Ave, Bixby Ridge Dr W, Canal St, Kramer St, Danube Dr, Meadowlark Pass, Venison Way, Rossman Ct, Royal Palm Ct$688
Rosslare Harbour Dr, Quail Village Way, Georges Park Dr, Clark Ct, Vincent George Dr, Professional Pkwy, Cadell Rd, Fox Hill Dr, Fred Haise Ave, Green Bay Ct$698
Winchester-Southern Rd, Arbor Grove Ct, Aurelia Dr, Canal Highlands Blvd, Hanstein Pl, Braeswick Ct, B Ave, Landis St, Thimbleberry Rd, Plumb St$686
Maple Rd, Quail Creek Dr, Beechton Rd, Torwood Ct, Claremorris St, Meadowbrook Dr, Kon Tiki Ct, Zistel St, Falla Dr, Martha Jane Pl$703
Canal St, Edge Grove Dr, Armaugh St, Larson Dr, Booty Dr, Sutherland Dr, Madiera Ave, E Oak St, W Oak St, London Lancaster Rd$735
Blanchard Dr, Babble Dr, Co Hwy 222, Old Meadows Ct, Green Pointe Dr S, Crestmoore Dr, Tralee Bay Dr, Bixwood Ct S, Fishburn Ct, Paul Tibbets St$721
Marketing Pl, Wessex Ct, Lindel Ct, Sarwil Dr N, Shannon Green Dr, Millrace Dr, Drycott St, Deitz Dr, Kilbourne Ln, Soldier St$704
Katelyn Ln, Canal Rd, Nevada Dr W, Pompano St, Struif Ct, Rowe Rd, Southeast Expy, Tecumseh Ave, Patch Dr, Hamler Dr$687
Cloverlawn Cir, Signal Dr, Pfeifer Dr, Overhill Way, Hendron Way, Bogdon Dr, Cruiser Ave, Valley Green Dr, Danmoor Rd, Reese Rd$733

Madison, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Madison$106 to $109
Groveport$108
Canal Winchester$111
Lithopolis$109

Madison, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Groveport city, Ohio $108 $144 $216
Canal Winchester city, Ohio $111 $148 $222
Lithopolis village, Ohio $109 $145 $218

Madison, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Madison, OH4.0%12.7%
Groveport3.81%13.21%
Canal Winchester3.46%11.11%
Lithopolis3.3%12.79%

Madison Renters Insurance as a Percentage of Rent

Madison Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 21 1.0% $789
$300 to $499 141 9.0% $1239
$500 to $749 437 29.0% $1914
$750 to $999 366 24.0% $2664
$1,000 to $1,499 497 33.0% $3789
$1,500 or more 23 1.0% $5439

Madison, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Madison Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,400$9,200
Net Savings to Madison Home Owner from High Deductible Plan $1,200

Madison, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Madison, OH Home Replacement Value MORE than Home Value Madison, OH Home Replacement Value LESS than Home Value
Replacement Value $129,000 $90,500
Insurance Premium based on Replacement Value $600 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,500 Risk Exposure from Under Insuring Coverage is $13,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $125/year

Example Madison Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmica Mutual Insurance CompanyAmerican Family Insurance
Monthly Premium 6476220
Year Built 200019831942
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$250000-$300000$500000-$600000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Madison, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 325,000 Wood Shake Roof 4,140 5 $500 Deductible 100 1 Wood siding No
1985 145,000 Composition Roof 1,540 3 $2500-$5000 Deductible 160 4 Vinyl siding No
1986 315,000 Membrane Roof 3,010 5 $2500-$5000 Deductible 1010 10 Fiber-Cement Siding yes
2006 165,000 Wood Shake Roof 1,760 4 $5000 to $10,000 Deductible 130 3 Stone Siding No
1978 315,000 Wood Shake Roof 4,250 5 $1000-$2500 Deductible 280 3 Stone Siding yes
1981 160,000 Membrane Roof 1,630 3 $500 Deductible 240 5 Fiber-Cement Siding yes
1984 300,000 Tile Roof 2,950 5 $2500-$5000 Deductible 620 9 Wood siding yes
1987 165,000 Membrane Roof 1,710 3 $5000 to $10,000 Deductible 270 7 Brick siding No
2003 345,000 Membrane Roof 4,910 5 $5000 to $10,000 Deductible 630 10 Stucco siding No
2013 160,000 Metal Roof 1,720 5 $5000 to $10,000 Deductible 200 7 Fiber-Cement Siding yes
2010 125,000 Asphalt Shingles Roof 1,210 3 $1000-$2500 Deductible 190 6 Wood siding No
2003 260,000 Tile Roof 3,050 4 $500 Deductible 950 9 Wood siding yes
1965 155,000 Metal Roof 1,780 3 $500- $1000 Deductible 250 7 Brick siding No
2009 270,000 Asphalt Shingles Roof 3,800 5 $5000 to $10,000 Deductible 500 9 Vinyl siding No
1970 160,000 Slate Shingles Roof 1,570 3 $500 Deductible 130 3 Vinyl siding No
1966 180,000 Shingles Roof 2,080 4 $5000 to $10,000 Deductible 560 12 Stone Siding yes
2006 375,000 Metal Roof 3,900 5 $5000 to $10,000 Deductible 170 2 Vinyl siding yes
1964 275,000 Shingles Roof 2,950 4 > $10,000 Deductible 510 9 Vinyl siding yes
1960 155,000 Tile Roof 1,960 4 $500 Deductible 570 9 Wood siding No