Madison Insurance Rates:

Madison, KS homeowners insurance is roughly $837 to $1,151, about $69-$95/month. Our comprehensive guide indicates shoppers can save upto $397 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Madison, KS Homeowners Insurance By Home Value

Madison, KS Home Value Total Homes % of Total Average Madison, KS Homeowners Insurance
Less than $50,000 20 7.0% $208
$50,000 to $59,999 15 5.0% $447
$60,000 to $69,999 15 5.0% $556
$70,000 to $79,999 32 11.0% $636
$80,000 to $89,999 18 6.0% $725
$90,000 to $99,999 19 6.0% $805
$100,000 to $124,999 46 16.0% $934
$125,000 to $149,999 58 20.0% $1172
$150,000 to $174,999 34 11.0% $1391
$175,000 to $199,999 5 1.0% $1600
$200,000 to $249,999 3 1.0% $1928
$250,000 to $299,999 11 3.0% $2355
$300,000 to $399,999 9 3.0% $2991

Top Home Insurance Agents Near Madison, KS

Home Insurance Company Near Madison, KS Homeowners Insurance Agency Near Madison, KS Address
Allstate Blue Valley Ins 204 West North Street, Hanover, KS, 66945
State Farm Bob Burns 104 NW 15th St, Abilene, KS, 67410-1548
Allstate Brian Green 3202 Kimball Ave, Manhattan, KS, 66503
Travelers Tyner Insurance Group 424 LINCOLN, WAMEGO, KS, 66547
NA Backman-Bishop Agency 2632 Tumbleweed Road , Vermillion, KS, 66544

Cost Of Homeowners Insurance By Street Near Madison, KS

Streets in Madison Area Homeowners Insurance Cost
Stanton Rd, N Lake St, Co Hwy 384, Stockdale Park Rd, Mill Cove, Co Hwy 406, Bowman Dr, E Chestnut St, High Meadows Cir, McClellan Loop$1,021
West St, Hackberry Cir, Liberty Ln, Thompson Rd, Rabbit Run, W 63rd Ave, Co Hwy 378, Willow Pond Ln, University Park Rd, Longstreet Dr$1,016
Blue Ridge Ct, Leedy Ln, Mayday Rd, Top of the World Dr, Baldwin Park Branch, Co Rd 875, Co Hwy 396, Christenson Hill, Wieter's Rd, W 60th Ave$1,024
Garfield St, Briar Ln, Canyon Rd, Governor Harvey Canyon Rd, Spring Dr, S Broadway St, 19600 Rd N, Lakeside Dr, Crooked Creek Rd, Hillside Dr$1,020
Co Hwy 875, Blue Spruce Ln, NE Epelding, Mosby Pl, Bodaville Rd, Silver Spr, Ramp Rd, Deer Run, May Day Rd, Summit Ridge Dr$1,020

Madison, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Madison$147 to $150
Wildcat$162
Riley$147
Milford$159

Madison, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wildcat township, Riley County, Kansas $136 $181 $271
Riley city, Kansas $123 $164 $246
Milford township, Geary County, Kansas $133 $177 $265

Madison, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Madison, KS7.7%16.2%
Wildcat4.45%25.96%
Riley7.75%16.87%
Milford5.14%16.43%

Madison Renters Insurance as a Percentage of Rent

Madison Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 8 1.0% $346
$300 to $499 11 1.0% $1246
$500 to $749 52 7.0% $1921
$750 to $999 109 14.0% $2671
$1,000 to $1,499 470 63.0% $3796
$1,500 or more 87 11.0% $5446

Average Cost Of Home Insurance By Company In Areas Nearby Madison For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Homesite Indemnity Company 1,013 1,445 1,752
200,000 Bremen Farmers Mutual Insurance Company 1,517 2,006 2,366
200,000 Csaa Fire And Casualty Insurance Company 1,461 2,110 2,400
200,000 Garrison Property And Casualty Insurance Company 2,659 2,873 2,873
200,000 Travelers Property Casualty Insurance Company 1,752 2,918 3,781
300,000 Auto Club Family Insurance Company 3,534 5,615 7,542
300,000 Garrison Property And Casualty Insurance Company 3,313 3,576 3,576
300,000 Nationwide Affinity Insurance Company Of America 3,203 5,061 5,711
300,000 Shelter Mutual Insurance Company 2,577 3,479 4,650
300,000 United Services Automobile Association 2,633 2,811 2,811

Madison, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Madison Homeowner Insurance Premium Example $2,100$1,900
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,300$17,700
Net Savings to Madison Home Owner from High Deductible Plan $600

Madison, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Madison, KS Home Replacement Value MORE than Home Value Madison, KS Home Replacement Value LESS than Home Value
Replacement Value $183,500 $118,000
Insurance Premium based on Replacement Value $2,075 $1,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $30,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $400/year

Example Madison Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceTravelersAmica Mutual Insurance Company
Monthly Premium 877583
Year Built 198319711997
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$75000-$100000$75000-$100000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Madison, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 180,000 Slate Shingles Roof 2,700 5 $500 Deductible 430 2 Fiber-Cement Siding No
1995 265,000 Membrane Roof 3,270 4 $5000 to $10,000 Deductible 1250 8 Brick siding yes
1998 100,000 Asphalt Shingles Roof 1,260 3 $500- $1000 Deductible 620 5 Brick siding yes
1980 225,000 Shingles Roof 3,110 5 $5000 to $10,000 Deductible 1700 12 Vinyl siding No
1982 260,000 Slate Shingles Roof 3,260 4 $500- $1000 Deductible 1850 9 Wood siding yes
1989 155,000 Slate Shingles Roof 2,270 3 $5000 to $10,000 Deductible 780 8 Wood siding No
1997 165,000 Metal Roof 1,860 3 $2500-$5000 Deductible 460 5 Vinyl siding No
1992 295,000 Composition Roof 4,520 5 > $10,000 Deductible 400 3 Brick siding yes
2014 235,000 Asphalt Shingles Roof 3,160 4 $500 Deductible 1390 7 Brick siding No
2012 150,000 Metal Roof 1,620 5 $1000-$2500 Deductible 1140 8 Brick siding yes
1998 220,000 Slate Shingles Roof 2,810 4 $5000 to $10,000 Deductible 1130 8 Stucco siding yes
2014 160,000 Composition Roof 2,170 3 $5000 to $10,000 Deductible 1060 10 Vinyl siding No
2013 150,000 Wood Shake Roof 1,870 4 $1000-$2500 Deductible 600 4 Stone Siding yes