Madison Heights Insurance Rates:

Madison Heights, VA homeowners insurance is about $602 to $819, about $50-$68/month. Our thorough guide shows customers can save as much as $284 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Madison Heights, VA Homeowners Insurance By Home Value

Madison Heights, VA Home Value Total Homes % of Total Average Madison Heights, VA Homeowners Insurance
Less than $50,000 275 8.0% $120
$50,000 to $59,999 90 2.0% $262
$60,000 to $69,999 71 2.0% $326
$70,000 to $79,999 92 2.0% $376
$80,000 to $89,999 214 6.0% $426
$90,000 to $99,999 183 5.0% $475
$100,000 to $124,999 359 11.0% $553
$125,000 to $149,999 474 15.0% $695
$150,000 to $174,999 668 21.0% $816
$175,000 to $199,999 297 9.0% $944
$200,000 to $249,999 267 8.0% $1136
$250,000 to $299,999 66 2.0% $1391

Top Home Insurance Agents Near Madison Heights, VA

Home Insurance Company Near Madison Heights, VA Homeowners Insurance Agency Near Madison Heights, VA Address
Travelers Benefit Solutions Insurance Agency Inc 752 BURKS HILL RD, BEDFORD, VA, 24523
State Farm Dave Alexander 2591 Stuarts Dft Hwy, Stuarts Draft, VA, 24477-3154
Travelers Insurance Agency Services Llc 1155 RICHMOND RD, STAUNTON, VA, 24402
State Farm Mark Webb 1208 S Main St, Farmville, VA, 23901
State Farm Pat Stewart 902 Churchville Ave, Staunton, VA, 24401-2805

Cost Of Homeowners Insurance By Street Near Madison Heights, VA

Streets in Madison Heights Area Homeowners Insurance Cost
State Rte 1390, Fernwood Dr, Pheasant Dr, State Rte 678, Early Dr, Oak Grove Dr, Sycamore Ln, Gouyer Dr, State Rte 1058, Lynwood Dr$690
Windy Farm Way, Country Living Ln, Highview Dr, Otway Dr, State Rte 1311, Tatoo Ln, Bersch Farm Rd, Overlook Dr, Country Village Ln, Old Wrightshop Rd$712
Wesley Dr, S Oak Dr, Hannah Way, Plantation Rd, Trojan Rd, State Rte 210, Greenwood Dr, Seminole Dr, State Rte 669, State Rte 1065$713
State Rte 1045, Beechwood Dr, 8th St, Hayshed Rd, Izaak Rd, State Rte 1048, McGann Rd, Robin Hood Pl, Sheringham Dr, State Rte 1067$714
Pine Acres Dr, Seminole Plz, Buddy's Dr, State Rte 1314, Golf Dr, 6th St, Chapel View Dr, Spring St, McBrandon Dr, State Rte 669$692

Madison Heights, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Madison Heights$106 to $108
Lynchburg$106
Amherst$107
Wreck Island$108

Madison Heights, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lynchburg city, Virginia $89 $119 $178
Concord district, Campbell County, Virginia $89 $118 $177
Amherst town, Virginia $90 $119 $179

Madison Heights, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Madison Heights, VA6.0%21.4%
Lynchburg4.81%15.68%
Concord5.06%21.93%
Amherst4.93%17.02%

Madison Heights Renters Insurance as a Percentage of Rent

Madison Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 35 2.0% $800
$300 to $499 190 15.0% $1250
$500 to $749 581 46.0% $1925
$750 to $999 324 26.0% $2675
$1,000 to $1,499 101 8.0% $3800

Madison Heights, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Madison Heights Homeowner Insurance Premium Example $900$500
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $7,100$6,300
Net Savings to Madison Heights Home Owner from High Deductible Plan $800

Madison Heights, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Madison Heights, VA Home Replacement Value MORE than Home Value Madison Heights, VA Home Replacement Value LESS than Home Value
Replacement Value $168,500 $132,000
Insurance Premium based on Replacement Value $900 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Madison Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 655094
Year Built 200519801969
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$150000-$175000$250000-$300000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Madison Heights, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 125,000 Asphalt Shingles Roof 1,740 3 $1000-$2500 Deductible 140 3 Stone Siding No
1974 395,000 Membrane Roof 3,970 5 $5000 to $10,000 Deductible 1260 12 Stucco siding yes
1991 130,000 Composition Roof 1,830 5 $1000-$2500 Deductible 360 10 Wood siding yes
1976 200,000 Shingles Roof 2,610 4 $2500-$5000 Deductible 110 2 Wood siding yes
1980 200,000 Asphalt Shingles Roof 2,770 4 $500- $1000 Deductible 420 4 Fiber-Cement Siding No
1991 225,000 Metal Roof 2,320 3 $500- $1000 Deductible 80 1 Vinyl siding No
1981 240,000 Slate Shingles Roof 2,320 3 > $10,000 Deductible 50 1 Stucco siding yes
1966 230,000 Asphalt Shingles Roof 2,320 3 $500- $1000 Deductible 550 5 Vinyl siding yes
2004 250,000 Slate Shingles Roof 2,870 5 $1000-$2500 Deductible 710 7 Stucco siding yes
1999 220,000 Slate Shingles Roof 3,070 4 > $10,000 Deductible 230 3 Stucco siding No
1976 165,000 Metal Roof 2,200 3 $5000 to $10,000 Deductible 210 5 Brick siding yes
1961 170,000 Wood Shake Roof 1,920 3 $5000 to $10,000 Deductible 540 10 Stone Siding No
1983 140,000 Asphalt Shingles Roof 1,870 4 $500- $1000 Deductible 210 4 Brick siding yes
2001 110,000 Shingles Roof 1,350 3 $500 Deductible 200 4 Brick siding No
1997 220,000 Membrane Roof 2,290 4 $500- $1000 Deductible 160 2 Stone Siding No
1990 155,000 Membrane Roof 1,670 3 $1000-$2500 Deductible 510 9 Brick siding yes
1992 205,000 Shingles Roof 2,310 4 $500 Deductible 660 9 Stone Siding yes
1963 120,000 Tile Roof 1,500 3 $500 Deductible 160 4 Stucco siding No
2006 365,000 Metal Roof 3,910 5 > $10,000 Deductible 210 2 Stucco siding yes
1962 390,000 Membrane Roof 4,700 5 > $10,000 Deductible 840 8 Wood siding No
1992 250,000 Metal Roof 2,880 5 $2500-$5000 Deductible 440 5 Fiber-Cement Siding No
1998 155,000 Slate Shingles Roof 1,660 3 $500 Deductible 540 12 Stucco siding No
1989 190,000 Composition Roof 2,280 4 $2500-$5000 Deductible 90 2 Vinyl siding yes
1972 175,000 Composition Roof 2,460 5 $1000-$2500 Deductible 410 7 Brick siding yes
1967 160,000 Metal Roof 1,800 3 $500 Deductible 500 8 Stone Siding yes
1965 440,000 Shingles Roof 4,540 5 $500 Deductible 150 1 Vinyl siding No
1972 135,000 Metal Roof 1,520 3 $500- $1000 Deductible 340 7 Brick siding No
1974 115,000 Tile Roof 1,370 3 $500- $1000 Deductible 260 8 Stone Siding No
2003 395,000 Metal Roof 4,710 5 $5000 to $10,000 Deductible 400 3 Wood siding yes
1994 235,000 Asphalt Shingles Roof 2,810 5 > $10,000 Deductible 230 3 Stucco siding No
2003 120,000 Slate Shingles Roof 1,230 3 $1000-$2500 Deductible 320 6 Fiber-Cement Siding No