Madison Insurance Rates:

Madison, FL homeowners insurance is roughly $952 to $1,296, about $79-$108/month. Our exhaustive analysis reveals consumers can save upto $449 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Madison, FL Homeowners Insurance By Home Value

Madison, FL Home Value Total Homes % of Total Average Madison, FL Homeowners Insurance
Less than $50,000 1,090 27.0% $314
$50,000 to $59,999 296 7.0% $662
$60,000 to $69,999 226 5.0% $819
$70,000 to $79,999 266 6.0% $954
$80,000 to $89,999 235 5.0% $1078
$90,000 to $99,999 173 4.0% $1212
$100,000 to $124,999 431 10.0% $1403
$125,000 to $149,999 270 6.0% $1751
$150,000 to $174,999 491 12.0% $2066
$175,000 to $199,999 66 1.0% $2391
$200,000 to $249,999 214 5.0% $2874
$250,000 to $299,999 258 6.0% $3514

Top Home Insurance Agents Near Madison, FL

Home Insurance Company Near Madison, FL Homeowners Insurance Agency Near Madison, FL Address
NA Swann Insurance, Inc. 105 1/2 N Jefferson St, Perry, FL, 32347
Allstate Adel Ins Agency 124 South Hutchinson Avenue, Adel, GA, 31620
State Farm Angie Crawford 1106 Gornto Road, Valdosta, GA, 31602-1212
Allstate Perry Insurance 1000 S Jefferson St Ste A, Perry, FL, 32348
Travelers Tillman Insurance Agency Inc 3964 Old Us 41 N , Valdosta, GA, 31602

Cost Of Homeowners Insurance By Street Near Madison, FL

Streets in Madison Area Homeowners Insurance Cost
NE Bellvile Rd, Fraleigh St, Co Rd 104, State Hwy 14, NE Peach Tree St, NE Phlox Way, Hamilton Dr, SE Canoe Trl, SE Catts Way, E Base St$1,113
SE Rogers Sink Rd, Oak Dr, NE Clayton St, SE Rollercoster Hill Rd, NE Shrine Club Rd, State Hwy 145, Woodlawn Ter, NW Addax Trl, N Horry St, SW Jim Clark Rd$1,126
NE Cottonwood St, SW Smith St, SE Macon St, NE Bonsai Trl, SE 165th Ave, Trailer Park Rd, SW Lee Ave, NW 12th Loop, Cocklebur, SE Ardis Way$1,116
Seis Ave, Gooseberry St, NE Rutherford St, NE Raspberry Way, SW Brooklyn St, Co Rd 14, SE Disston Trl, NE Caper Way, NE Virginia Trl, SE Deadwilder Ave$1,140
Meeting St, SE Kayak St, SE Presidents St, SE Luther Dr, SE Chinook Trl, Wildeer St, Dade St, SW Gilcrest Trl, NW Adelie Trl, SE 30th St$1,118
NE Rue Dr, NE Parsley Way, SE 140th Ave, SW Mosely Ave, NE 155 Loop, NW Grebe Loop, NE 85th Ave, NE 146 St, SE Midway Church Rd, SE 208 St$1,121
NW 25th Ave, SE Benchmark Dr, Lee School Ave, NE Rutherford Trlr Park Way, SE 75th Ave, Booker Ave, NE Acorn Trl, NE Bevan St, NE Crestview Ln, Ed Smith Ln$1,143
SE Lee School Ave, NE Aster St, SE Yamasee Trl, NE Chive Ter, NE Clover Rd, NE 134 St, C R 130, 148th St, Happy St, SE 40th St$1,123
NE Live Oak Trl, NW 173 Ave, NW Diving Bird Loop, Co Rd 255, SW Caleb Ave, Berkshire Rd, NE Acer St, NW Digger Wasp Way, NE Papaya St, NE Oats Ave$1,128
Pinckney, Captain Buie Rd, Francis Ave, NE Periwinkle Way, W Dade St, SE Arnett Ave, SE Shalimar Trl, NE Kirby St, NE South Riverbend Way, SE Harpoon St$1,113

Madison, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Madison$167 to $169
Lee$167
Madison County$168
Day$174

Madison, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lee town, Florida $167 $223 $335
Madison County, Florida $168 $224 $336
Greenville CCD, Madison County, Florida $167 $222 $333

Madison, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Madison, FL9.7%26.9%
Lee9.58%22.09%
Madison County9.66%26.19%
Greenville9.45%24.56%

Madison Renters Insurance as a Percentage of Rent

Madison Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 82 7.0% $350
$200 to $299 122 10.0% $800
$300 to $499 247 21.0% $1250
$500 to $749 320 27.0% $1925
$750 to $999 271 23.0% $2675
$1,000 to $1,499 101 8.0% $3800

Average Cost Of Home Insurance By Company In Areas Nearby Madison For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Traditions Insurance $1,522
150,000 27 NO Asi Preferred Insurance $1,554
150,000 27 NO Auto Club Insurance $1,870
150,000 27 NO First Protective Insurance $2,205
150,000 27 NO Florida Family Insurance $1,350
150,000 27 NO Southern Oak Insurance $1,195
150,000 27 NO Universal Property & Casualty Insurance $1,051
150,000 27 YES Security First Insurance $733
150,000 27 YES Southern Fidelity Insurance $831
150,000 27 YES St. Johns Insurance $928
150,000 27 YES Stillwater Property And Casualty Insurance $1,064
150,000 27 YES Tower Hill Prime Insurance $986
300,000 12 NA Asi Preferred Insurance $1,523
300,000 12 NA Federated National Insurance $2,013
300,000 12 NA Florida Family Insurance $1,626
300,000 12 NA Florida Farm Bureau Casualty Insurance $1,080
300,000 12 NA Florida Peninsula Insurance $1,114
300,000 12 NA Southern Oak Insurance $1,537
300,000 12 NA St. Johns Insurance $1,485
300,000 12 NA Stillwater Property And Casualty Insurance $1,247

Madison, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$7,700
Yearly Madison Homeowner Insurance Premium Example $3,000$1,600
Out of Pocket Expense During Claim$700$7,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $18,700$17,300
Net Savings to Madison Home Owner from High Deductible Plan $1,400

Madison, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Madison, FL Home Replacement Value MORE than Home Value Madison, FL Home Replacement Value LESS than Home Value
Replacement Value $85,000 $59,000
Insurance Premium based on Replacement Value $1,925 $1,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,500 Risk Exposure from Under Insuring Coverage is $10,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $350/year

Example Madison Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmGEICO Insurance
Monthly Premium 152184131
Year Built 201219792009
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$125000-$150000$100000-$125000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Madison, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 180,000 Slate Shingles Roof 2,690 4 $2500-$5000 Deductible 220 1 Brick siding yes
1985 170,000 Metal Roof 2,340 3 $5000 to $10,000 Deductible 1150 6 Stone Siding No
1996 125,000 Metal Roof 1,920 3 $1000-$2500 Deductible 1310 6 Wood siding No
1972 295,000 Composition Roof 3,860 5 $1000-$2500 Deductible 360 1 Stucco siding yes
1971 165,000 Shingles Roof 2,410 4 $5000 to $10,000 Deductible 1470 6 Stucco siding No
1978 110,000 Metal Roof 1,420 3 $500- $1000 Deductible 340 2 Fiber-Cement Siding yes
1978 160,000 Asphalt Shingles Roof 2,370 4 $500 Deductible 1260 4 Wood siding yes
1995 145,000 Membrane Roof 2,010 3 $500- $1000 Deductible 2110 7 Stucco siding yes
2004 160,000 Membrane Roof 2,810 4 $1000-$2500 Deductible 1900 12 Fiber-Cement Siding yes
2011 180,000 Composition Roof 3,070 4 $1000-$2500 Deductible 2100 9 Stucco siding yes
1980 200,000 Wood Shake Roof 3,740 5 $500- $1000 Deductible 1320 4 Vinyl siding No
1993 130,000 Tile Roof 1,750 3 $500- $1000 Deductible 1790 10 Stone Siding yes
2007 320,000 Slate Shingles Roof 4,180 5 > $10,000 Deductible 1120 4 Brick siding yes
1978 130,000 Asphalt Shingles Roof 2,200 4 $1000-$2500 Deductible 360 2 Stone Siding yes
2012 235,000 Composition Roof 3,800 5 $500 Deductible 360 1 Stucco siding yes
2004 120,000 Metal Roof 1,890 5 $500 Deductible 1670 9 Vinyl siding No
1981 135,000 Membrane Roof 2,400 4 $500 Deductible 1180 7 Stucco siding No
1995 235,000 Shingles Roof 4,520 5 $500- $1000 Deductible 2000 7 Vinyl siding yes
2010 340,000 Tile Roof 4,360 5 $500 Deductible 6590 12 Vinyl siding No
1992 225,000 Asphalt Shingles Roof 4,200 5 $5000 to $10,000 Deductible 1890 10 Vinyl siding yes
1980 215,000 Membrane Roof 2,990 4 > $10,000 Deductible 1400 9 Brick siding yes
2014 125,000 Wood Shake Roof 2,030 5 $2500-$5000 Deductible 430 3 Fiber-Cement Siding No
2011 145,000 Metal Roof 1,870 3 $500 Deductible 2980 12 Wood siding No
2011 105,000 Tile Roof 1,700 5 $500- $1000 Deductible 1250 8 Brick siding No
1991 135,000 Wood Shake Roof 2,030 3 $2500-$5000 Deductible 1720 12 Stucco siding No
2000 255,000 Asphalt Shingles Roof 4,210 5 $5000 to $10,000 Deductible 3790 12 Vinyl siding No
2010 150,000 Asphalt Shingles Roof 2,060 3 $2500-$5000 Deductible 1490 9 Vinyl siding yes
2011 220,000 Composition Roof 2,850 4 $2500-$5000 Deductible 3440 12 Fiber-Cement Siding No
1987 105,000 Metal Roof 1,690 4 $500 Deductible 1170 7 Wood siding yes
2005 205,000 Shingles Roof 2,820 4 $5000 to $10,000 Deductible 1820 8 Fiber-Cement Siding yes
1998 80,000 Metal Roof 1,530 3 $500- $1000 Deductible 110 1 Stucco siding No
1973 105,000 Metal Roof 1,910 3 $500- $1000 Deductible 1730 12 Wood siding yes
1975 145,000 Shingles Roof 2,130 3 $1000-$2500 Deductible 1480 7 Wood siding No
1971 120,000 Wood Shake Roof 1,880 3 $500 Deductible 1530 7 Fiber-Cement Siding No