Madison County Insurance Rates:

Madison County, IL homeowners insurance is about $632 to $856, about $52-$71/month. Our all inclusive research shows customers can save upto $297 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
I would also be covered in the event that the sprinkler system inadvertently went off even if there was no fire.
Compared to other home insurance providers that i know of, allstate is pretty affordable. they sometimes give us discounts as well.
Absolutely the worst customer service i've ever experienced with an insurance company. please train your workers better, to handle whatever situation comes their way
Erie Insurance
I think the premiums are Fair as it is roughly only $32-$35 dollars per month. There are a lot of other insurance companies that have much higher premiums
State Farm
I would like it if there was a more local office for the few occasions that I need to speak to someone in person.
Farmer's Insurance
It is very easy to retrieve my insurance information. The website and app are very well structured and easily navigated. I have never had an experience where the system was unavailable.
I like Geico because they have the best rates of any insurance company. They set up your insurance quickly and you are always left with a good feeling.
American Family
I have only ever had to contact them twice but I was able to speak with someone even on Christmas Eve and they made me feel important and would take care of things.
It is fine, friendly and efficient
Erie Insurance
I like that the company communicates frequently. I like that the company handles claims quickly and fairly. I like that the agents are friendly.
State Farm
For this particular company, I like that the issue could be resolved quickly without the need for a "pitch" from a salesperson. Trying to be sold on something you don't necessarily need makes things such as buying basic insurance a real pain and a thing people will avoid doing. Insurance for homes is important but they don't need to push services and extra costs for people who cannot afford them.
Homesite Insurance
that apps and another tech that the major national carriers offer.
my only annoyance was not being able to find a phone easily on the app. But that's not too big of a deal for me.
I do not like the annual premium price and the fact that they raise it every year, regardless of ever filing a claim. Additionally, I do not like their customer service.
State Farm
I dislike the fact that when I submit a claim, it takes forever to get approve. The claim process and paper work can sometime be difficult to understand.

Madison County, IL Homeowners Insurance By Home Value

Madison County, IL Home Value Total Homes % of Total Average Madison County, IL Homeowners Insurance
Less than $50,000 8,110 10.0% $148
$50,000 to $59,999 2,841 3.0% $312
$60,000 to $69,999 3,936 5.0% $386
$70,000 to $79,999 4,057 5.0% $446
$80,000 to $89,999 5,854 7.0% $505
$90,000 to $99,999 5,035 6.0% $565
$100,000 to $124,999 9,591 12.0% $654
$125,000 to $149,999 7,445 9.0% $818
$150,000 to $174,999 8,339 10.0% $967
$175,000 to $199,999 5,369 6.0% $1116
$200,000 to $249,999 7,520 9.0% $1339
$250,000 to $299,999 5,332 6.0% $1636
$300,000 to $399,999 3,308 4.0% $2083

Top Home Insurance Agents Near Madison County, IL

Home Insurance Company Near Madison County, IL Homeowners Insurance Agency Near Madison County, IL Address
State Farm Aaron Fields 829 Lincoln Hwy, Fairview Hts, IL, 62208-2216
Erie Fischer Insurance 717 W Highway 50, O'Fallon, IL, 62269
Travelers Huelskoetter Agency Ltd 117 FIRST CAPITOL DR, ST CHARLES, MO, 63301
State Farm Mitch Essert 400 Columbia Centre, Columbia, IL, 62236-2540
Travelers West County Ins Agcy Inc 214 N CLAY AVE STE 100, ST LOUIS, MO, 63122

Cost Of Homeowners Insurance By Street Near Madison County, IL

Streets in Madison County Area Homeowners Insurance Cost
Mechanic St, Laura Ln, Grove Rd, la Motte Ln, Virginia St, Swamp Oak Ln, Harrison Ave, Franklin Dr, Woodbury Manor, Maryland Manor Ct$736
Tamarach Dr, Fontaine Dr, Lovejoy Ln, Berne St, Brookside Ct, Hillcrest Dr, Bethany Ln, Treasure Dr, Faith Dr, Genczo Overhead Rd$768
Gremer Ave, Castle Ridge Dr, Epworth Ct, Sherill Dr, Wernle Rd, Cherry Ln, Paris Dr, Lucinda Dr, W Union St, Hazel Dr$739
Webster St, Strarford Ln, Vandalia St, Melody Ln, Tonsor Rd, W Woodland Dr, N 6th St, Cope Ln, Jarret Ln, Springvalley Rd$727
Augusta Dr, Sandy Shore Dr, E 15th St, S Border St, Northmoor Pl, Prairietown Rd, Dunlap Cove Dr, Phinney Ave, Cromwell Ct, Forest Ave$764
Jamie Lynn Ct, Northview Dr, Ostle Dr, Bissell St, Stanford Pl, Northwood Dr, Great River Rd, Wilderness Rd, Bradley Ave, Witschie Ln$774
Autumn Ave, Fletcher St, Berkshire Blvd, Winkler Ave, N Johnson St, Saint Louis Ave, Sunburst Dr, Copper Creek Rd, Kansas St, Diana St$741
Cedar Ridge Ln, Oaklawn Dr, N Locust St, Widgeon Dr, N Benton St, W J St, Monticello Dr, Daffodil Ln, Cottonwood Glen Dr, Anderson St$761
W 1st St, W 15th St, Bloomer Dr, Rockwell Rd, Big Bend Dr, Possum Hill Rd, Moore St, Walnut Dr, Warson Ln, Saint Anthony Dr$750
Crest Dr, Taylor Lake Dr, Willow St, Sinclair Ave, Crossington Ln, Glen Ridge Dr, Odum Dr, Harris Ln, Johnson Xing, Lindenthal Ave$767

Madison County, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Madison County$111 to $113
Pin Oak$119

Madison County, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pin Oak township, Madison County, Illinois $100 $133 $199
Hamel township, Madison County, Illinois $98 $130 $195
Edwardsville township, Madison County, Illinois $97 $129 $194

Madison County, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Madison County, IL4.9%13.7%
Pin Oak3.39%9.63%

Madison County Renters Insurance as a Percentage of Rent

Madison County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 545 2.0% $347
$200 to $299 761 2.0% $797
$300 to $499 2,748 10.0% $1247
$500 to $749 8,717 33.0% $1922
$750 to $999 8,598 32.0% $2672
$1,000 to $1,499 4,102 15.0% $3797
$1,500 or more 826 3.0% $5447