How Much Does Madison, AL Home Insurance Cost?
Madison, AL Average Homeowners Insurance Cost
$1,570
Homeowners Insurance Cost - Madison, AL
$239,400
Median Home Value - Madison, AL
Madison, AL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$18.84 | $1,551.16 |
| $1000 Deductible | -$166.73 | $1,403.27 |
| $1500 Deductible | -$249.0 | $1,321.0 |
| $2000 Deductible | -$370.83 | $1,199.17 |
| $2500 Deductible | -$442.74 | $1,127.26 |
Madison, AL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$455 | $1,115 |
| 30 year old | +$24 | $1,594 |
| 40 year old | +$41 | $1,611 |
| 50 year old | +$60 | $1,630 |
| Above 50 year old | +$75 | $1,645 |
Madison, AL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$173 | $1,397 |
| Superior | -$141 | $1,429 |
| Masonry | -$79 | $1,492 |
| Brick | -$79 | $1,492 |
| Hail Resistant Roof | -$47 | $1,523 |
Madison, AL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$31 | $1,601 |
| Swimming Pool With A Diving Board | +$63 | $1,633 |
| Swimming Pool With Slide | +$94 | $1,664 |
Madison, AL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $47 | $1,523 |
| Police Department | $16 | $1,554 |
Madison, AL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$659.4 | $2,229 |
| Filing a Second Liability Claim | +$596.6 | $2,167 |
| Filing a Second Theft Claim | +$596.6 | $2,167 |
| Filing a Second Water Claim | +$518.1 | $2,088 |
| Filing a Fire Claim | +$314.0 | $1,884 |
| Filing a Liability Claim | +$298.3 | $1,868 |
| Filing a Theft Claim | +$298.3 | $1,868 |
| Filing a Water Claim | +$251.2 | $1,821 |
| Filing a Weather Claim | +$251.2 | $1,821 |