How To Make Your Madison, AL Home Insurance Cheaper
Madison, AL, homeowners insurance is about $1570. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Madison, AL Home Insurance Rates with the Limestone County Average
| Place | Limestone County Average: $1,446.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Madison, AL | $1,570.0 | 124.0 | 0.09 | 42,925 | 239,400 |
Cost of Madison, AL Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Madison Crossroads | 114,200 | 9,272 | $1,072 |
| Hartselle | 143,800 | 7,283 | $1,225 |
| Hazel Green | 126,500 | 6,595 | $1,139 |
| Woodville | 92,800 | 8,395 | $943 |
Homeowners Insurance Comparison for the Cheapest Premiums in Madison, AL
| American National Property and Casualty Company | MAPFRE Insurance | Universal Property & Casualty Insurance Company | |
| Median Home Value ($) | 239,400 | 239,400 | 239,400 |
| Age of Home | Above Year 50 | Year 30 Old | Year 40 Old |
| Home Coverage ($) | $1500,000 -$2000,000 | $400,000 -$499,999 | $1000,000 -$1499,999 |
| Total Premium ($) | $7,464.3 | $3,598.9 | $6,409.3 |
Cost of Madison, AL Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Nationwide | 1000 | $400,000-$499,999 | 3,099.0 |
| State Farm | 1000 | $175,000-$199,999 | 1,021.1 |
| Progressive | 2000 | $175,000-$199,999 | 900.4 |
| American National Property and Casualty Company | 500 | $1000,000-$1499,999 | 5,268.7 |
| Farmer's Insurance | 500 | $500,000-$749,999 | 4,137.4 |
| The Hartford | 2500 | $300,000-$399,999 | 1,915.6 |
| Universal Property & Casualty Insurance Company | 2000 | $750,000-$999,999 | 4,044.1 |
| Liberty Mutual | 500 | $150,000-$174,999 | 903.3 |
| American Modern Insurance | 2500 | $750,000-$999,999 | 3,550.9 |
| Allstate | 1500 | $175,000-$199,999 | 966.2 |