Madera Insurance Rates:

Madera, CA homeowners insurance is roughly $506 to $687, about $42-$57/month. Our exhaustive guide reveals consumers can save upto $238 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Getting in touch with my agent at the insurance company is not easy. every time a question arises, i have to leave a message and wait at least a few hours for a return call.
State Farm
The company doesn't cover dental problem under insurance, i have bad teeth, so a good dental plan would be good for everyone.
Allstate
Customer service reps mics are often staticky and make the whole process annoying. mics without static would help everything go smoothers.

Madera, CA Homeowners Insurance By Home Value

Madera, CA Home Value Total Homes % of Total Average Madera, CA Homeowners Insurance
Less than $50,000 603 4.0% $77
$60,000 to $69,999 218 1.0% $208
$70,000 to $79,999 220 1.0% $238
$80,000 to $89,999 464 3.0% $274
$90,000 to $99,999 543 4.0% $304
$100,000 to $124,999 1,556 12.0% $358
$125,000 to $149,999 962 7.0% $447
$150,000 to $174,999 2,170 17.0% $525
$175,000 to $199,999 957 7.0% $608
$200,000 to $249,999 1,795 14.0% $734
$250,000 to $299,999 1,548 12.0% $895
$300,000 to $399,999 1,598 12.0% $1140

Top Home Insurance Agents Near Madera, CA

Home Insurance Company Near Madera, CA Homeowners Insurance Agency Near Madera, CA Address
Farmers Diana Villa 3371 G St Ste B, Merced, CA, 95340
State Farm Janean Wolfe 7089 N Marks Ave Ste 105, Fresno, CA, 93711-0267
State Farm Jim Oliver Jr 375 Bullard, Clovis, CA, 93612-1056
State Farm Lynn Hamilton 6716 N Cedar Ave Ste 210, Fresno, CA, 93710-4404
Farmers Olga Huerta 1533 7th St Ste 408, Sanger, CA, 93657

Cost Of Homeowners Insurance By Street Near Madera, CA

Streets in Madera Area Homeowners Insurance Cost
S Park Dr, Oakhill Rd, S Lake St, Desert Ranch Way, Arizona Ave, Plumas St, Baylor Ct, Heatherwood Dr, Freedom Way, Woodview Dr$597
E 9th St, Cutting St, Rd 24 1/2, N H St, Greystone, Jericho Dr, Chase Way, S Creek Dr, Diablo Rd, Ave 19 1/2$596
Nebraska Ave, Pamela Dr, Wallace Ave, Rd 37 3/4, S Westberry Blvd, Mace St, Peach Tree Dr, Avalon Ave, Tozer St, Creek Dr$605
Marciel Ave, W 2nd St, Wolftrap Ct, Don Miguel St, Fillmore Ave, S D St, Ave 15, Howard Rd, N Autumn Ct, E 5th St$591
Balsam Ct, Magnolia St, S G St, Larrete Ave, Kenney Ct, Isla Vista Ct, Adelaide St, E Cleveland Ave, Tragon St, N Gateway Dr$609

Madera, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Madera$89 to $91
Madera Acres$89
Parksdale$88
Bonadelle Ranchos-Madera Ranchos$91

Madera, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Madera Acres CDP, California $89 $119 $179
Parksdale CDP, California $88 $117 $176
Bonadelle Ranchos-Madera Ranchos CDP, California $92 $122 $183

Madera, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Madera, CA3.1%11.8%
Madera Acres2.92%11.27%
Parksdale4.32%18.63%
Bonadelle Ranchos-Madera Ranchos2.71%11.33%

Madera Renters Insurance as a Percentage of Rent

Madera Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 118 1.0% $351
$200 to $299 172 1.0% $801
$300 to $499 569 5.0% $1251
$500 to $749 2,220 23.0% $1926
$750 to $999 2,683 28.0% $2676
$1,000 to $1,499 2,827 29.0% $3801
$1,500 or more 915 9.0% $5451

Average Cost Of Home Insurance By Company In Areas Nearby Madera For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewCalifornia Capital405
150000500NewAIG Prop Cas732
200000500NewAAA (Interinsurance Exchange)339
2500001000NewCalifornia Capital445
300000500NewKemper639
4000001000NewFarmers (Fire Ins)884
4000001000NewOregon Mutual749
5000001000NewCSE Safeguard1015
5000001000NewUnigard Group956
5000002500NewStillwater Ins Co564
7500002500NewTravelers1114
1500002501-3 YearsAIG Prop Cas802
2000005001-3 YearsAAA (Interinsurance Exchange)438
25000010001-3 YearsCalifornia Casualty535
25000010001-3 YearsTokio Marine America379
50000010001-3 YearsCalifornia Casualty870
2500005004-6 YearsUSAA733
40000010004-6 YearsPacific Property And Casualty551
50000010004-6 YearsAmco1412
75000025004-6 YearsBankers Standard2272
2000005007-15 YearsAmica Mutual827
2000005007-15 YearsCSE Safeguard757
2000005007-15 YearsKemper740
3000005007-15 YearsEncompass1364

Madera, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Madera Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Madera Home Owner from High Deductible Plan $600

Madera, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Madera, CA Home Replacement Value MORE than Home Value Madera, CA Home Replacement Value LESS than Home Value
Replacement Value $150,000 $83,500
Insurance Premium based on Replacement Value $400 $225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,500 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Madera Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualState Farm
Monthly Premium 4849108
Year Built 200819961989
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$200000-$250000$400000-$500000
Deductible $500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Madera, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 120,000 Composition Roof 1,330 3 $1000-$2500 Deductible 100 5 Stone Siding yes
1986 345,000 Composition Roof 3,080 4 $5000 to $10,000 Deductible 980 12 Stone Siding yes
2000 210,000 Shingles Roof 1,920 3 $500 Deductible 450 9 Stone Siding yes
2008 325,000 Composition Roof 2,990 5 $1000-$2500 Deductible 130 2 Vinyl siding yes
2005 220,000 Shingles Roof 1,850 5 $500- $1000 Deductible 440 8 Stone Siding No
1997 230,000 Tile Roof 2,410 4 $1000-$2500 Deductible 80 2 Stucco siding yes
1990 195,000 Wood Shake Roof 1,650 4 $1000-$2500 Deductible 70 2 Wood siding No
1990 155,000 Composition Roof 1,680 3 $500 Deductible 380 12 Wood siding No
2013 235,000 Wood Shake Roof 2,620 4 $1000-$2500 Deductible 280 5 Stucco siding yes
1988 325,000 Wood Shake Roof 2,770 4 > $10,000 Deductible 610 12 Brick siding yes
1993 255,000 Tile Roof 2,660 4 $500 Deductible 920 12 Brick siding No
2011 235,000 Shingles Roof 2,800 4 $2500-$5000 Deductible 150 3 Vinyl siding No
2008 220,000 Slate Shingles Roof 2,220 3 $5000 to $10,000 Deductible 30 1 Wood siding No
1983 350,000 Composition Roof 2,970 4 $500 Deductible 900 9 Brick siding yes
1986 415,000 Wood Shake Roof 3,610 5 $500 Deductible 810 9 Fiber-Cement Siding yes
2007 290,000 Shingles Roof 2,068 4 $2500-$5000 Deductible 300 3 Stucco siding No