Madera, CA homeowners insurance is roughly $506 to $687, about $42-$57/month. Our exhaustive guide reveals consumers can save upto $238 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Madera, CA | Homeowners Insurance Agency Near Madera, CA | Address |
|---|---|---|
| Farmers | Diana Villa | 3371 G St Ste B, Merced, CA, 95340 |
| State Farm | Janean Wolfe | 7089 N Marks Ave Ste 105, Fresno, CA, 93711-0267 |
| State Farm | Jim Oliver Jr | 375 Bullard, Clovis, CA, 93612-1056 |
| State Farm | Lynn Hamilton | 6716 N Cedar Ave Ste 210, Fresno, CA, 93710-4404 |
| Farmers | Olga Huerta | 1533 7th St Ste 408, Sanger, CA, 93657 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Madera Acres CDP, California | $89 | $119 | $179 |
| Parksdale CDP, California | $88 | $117 | $176 |
| Bonadelle Ranchos-Madera Ranchos CDP, California | $92 | $122 | $183 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Madera, CA | 3.1% | 11.8% |
| Madera Acres | 2.92% | 11.27% |
| Parksdale | 4.32% | 18.63% |
| Bonadelle Ranchos-Madera Ranchos | 2.71% | 11.33% |
| Madera Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 118 | 1.0% | $351 |
| $200 to $299 | 172 | 1.0% | $801 |
| $300 to $499 | 569 | 5.0% | $1251 |
| $500 to $749 | 2,220 | 23.0% | $1926 |
| $750 to $999 | 2,683 | 28.0% | $2676 |
| $1,000 to $1,499 | 2,827 | 29.0% | $3801 |
| $1,500 or more | 915 | 9.0% | $5451 |
| Streets in Madera Area | Homeowners Insurance Cost |
|---|---|
| S Park Dr, Oakhill Rd, S Lake St, Desert Ranch Way, Arizona Ave, Plumas St, Baylor Ct, Heatherwood Dr, Freedom Way, Woodview Dr | $597 |
| E 9th St, Cutting St, Rd 24 1/2, N H St, Greystone, Jericho Dr, Chase Way, S Creek Dr, Diablo Rd, Ave 19 1/2 | $596 |
| Nebraska Ave, Pamela Dr, Wallace Ave, Rd 37 3/4, S Westberry Blvd, Mace St, Peach Tree Dr, Avalon Ave, Tozer St, Creek Dr | $605 |
| Marciel Ave, W 2nd St, Wolftrap Ct, Don Miguel St, Fillmore Ave, S D St, Ave 15, Howard Rd, N Autumn Ct, E 5th St | $591 |
| Balsam Ct, Magnolia St, S G St, Larrete Ave, Kenney Ct, Isla Vista Ct, Adelaide St, E Cleveland Ave, Tragon St, N Gateway Dr | $609 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Madera | $89 to $91 |
| Madera Acres | $89 |
| Parksdale | $88 |
| Bonadelle Ranchos-Madera Ranchos | $91 |
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150000 | 250 | New | California Capital | 405 |
| 150000 | 500 | New | AIG Prop Cas | 732 |
| 200000 | 500 | New | AAA (Interinsurance Exchange) | 339 |
| 250000 | 1000 | New | California Capital | 445 |
| 300000 | 500 | New | Kemper | 639 |
| 400000 | 1000 | New | Farmers (Fire Ins) | 884 |
| 400000 | 1000 | New | Oregon Mutual | 749 |
| 500000 | 1000 | New | CSE Safeguard | 1015 |
| 500000 | 1000 | New | Unigard Group | 956 |
| 500000 | 2500 | New | Stillwater Ins Co | 564 |
| 750000 | 2500 | New | Travelers | 1114 |
| 150000 | 250 | 1-3 Years | AIG Prop Cas | 802 |
| 200000 | 500 | 1-3 Years | AAA (Interinsurance Exchange) | 438 |
| 250000 | 1000 | 1-3 Years | California Casualty | 535 |
| 250000 | 1000 | 1-3 Years | Tokio Marine America | 379 |
| 500000 | 1000 | 1-3 Years | California Casualty | 870 |
| 250000 | 500 | 4-6 Years | USAA | 733 |
| 400000 | 1000 | 4-6 Years | Pacific Property And Casualty | 551 |
| 500000 | 1000 | 4-6 Years | Amco | 1412 |
| 750000 | 2500 | 4-6 Years | Bankers Standard | 2272 |
| 200000 | 500 | 7-15 Years | Amica Mutual | 827 |
| 200000 | 500 | 7-15 Years | CSE Safeguard | 757 |
| 200000 | 500 | 7-15 Years | Kemper | 740 |
| 300000 | 500 | 7-15 Years | Encompass | 1364 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $2,500 |
| Yearly Madera Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $1,500 | $2,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,300 | $5,700 |
| Net Savings to Madera Home Owner from High Deductible Plan | $600 | |
| Scenario | Madera, CA Home Replacement Value MORE than Home Value | Madera, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $150,000 | $83,500 |
| Insurance Premium based on Replacement Value | $400 | $225 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $35,500 | Risk Exposure from Under Insuring Coverage is $31,000 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $75/year |
| Insurance Company | GEICO Insurance | Liberty Mutual | State Farm |
| Monthly Premium | 48 | 49 | 108 |
| Year Built | 2008 | 1996 | 1989 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $175000-$200000 | $200000-$250000 | $400000-$500000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | $500 Deductible |