Macon, GA homeowners insurance is nearly $731 to $990, about $60-$82/month. Our comprehensive analysis indicates shoppers can save as much as $344 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Macon, GA | Homeowners Insurance Agency Near Macon, GA | Address |
|---|---|---|
| Travelers | The Cole Agency Inc | 319 WALNUT ST, MONTEZUMA, GA, 31063 |
| Travelers | Georgia Farm Bureau Brokerage Inc | 106 N MADISON AVE, EATONTON, GA, 31024 |
| State Farm | Jimmy Spinks | 1410 Russell Pkwy, Warner Robins, GA, 31088-5563 |
| State Farm | Judy Yielding | 8224 Highway 16 West, Monticello, GA, 31064-7704 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Payne city, Georgia | $128 | $171 | $257 |
| Macon West CCD, Bibb County, Georgia | $131 | $175 | $263 |
| Bibb County, Georgia | $131 | $175 | $263 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Macon, GA | 6.4% | 18.3% |
| Macon West | 5.96% | 17.44% |
| Bibb County | 5.96% | 17.89% |
| Macon East | 6.76% | 20.72% |
| Macon Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 632 | 3.0% | $381 |
| $200 to $299 | 978 | 5.0% | $831 |
| $300 to $499 | 2,911 | 16.0% | $1281 |
| $500 to $749 | 6,350 | 35.0% | $1956 |
| $750 to $999 | 4,206 | 23.0% | $2706 |
| $1,000 to $1,499 | 2,372 | 13.0% | $3831 |
| $1,500 or more | 264 | 1.0% | $5481 |
| Streets in Macon Area | Homeowners Insurance Cost |
|---|---|
| Hawthorne Trl, Azalea Dr, Cherry St, Niagara Ave, Clinton Rd, Thunderbird Rd, Emily St, Riley Ave, Deerwood Pl, Thomas St | $846 |
| Friar Ct, Shamrock St, Lundy Ct, Cole St, Hydrolia St, Barfield Rd, Bobby Jones Cir, Plumtree St, Ashford Chase Ct, Bond St | $874 |
| Jefferson St, Fellowship Dr, Dempsey Ave, Petunia Ave, Oxford Dr, Emily Pl, Tarver Ct, Trojan Trl, Victoria Cir, Trudia Dr | $848 |
| Neal Dr, Sherrill Dr, Grand Ave, Saint John's Pl, Pringle St, Shermount Dr, Woodmont Dr, Atkins Dr, Telfair Street Ln, Willow Ln | $873 |
| Essex Rd, Wilson Rd, Blackmon Ave, Wells Dr, Coleman Ln, Embassy Ct, Rose Ave, Wise Rd, Roy St, Brookdale Ct | $843 |
| Rogers Ave, York Pl, Flewellyn Ct, Massey Rd, Pierce Ave S, Alice Pl, Forsyth St, Glenn St, Springdale Woods Dr, Mickey St | $858 |
| Wellwood Ln, Jackson Street Ln, Shaw St, Burrus Rd, Vinson Robinson Rd, W Ormond Ter, Rosa Taylor Dr, Middle St, Armstrong Dr N, Lions Pl | $881 |
| Pierce Dr W, Poppy Ave, Elkton Pl, S Millerfield Rd, Grace Ave, Tinsley Ln, Willis Ct, Jones St Ln, Audubon Cir, Emory Greene Dr | $880 |
| Shawnee Ln, Case St, Roy Ave, Wyche St Ln, Jones Ave, New St, Heathers Glenn Dr, McKay Dr, Huff Ln, Ash St | $848 |
| Armory Dr, Adkins Ave, Shaw Dr, Ruben Dr, W Breckinridge, Larkwood Dr, Witman Way, Rosecrest Ave, State Rte 401, Mitchell St | $849 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Macon | $128 to $131 |
| Payne | $128 |
| Macon West | $131 |
| Rutland | $133 |
| Coverage | Construction type | Company | Premium | ||
|---|---|---|---|---|---|
| $250 Deductible | $500 Deductible | $1000 Deductible | |||
| $100,000 | frame | Aig Property Casualty Company | $579 | $552 | $487 |
| $100,000 | frame | American National General Insurance Company | N/A | $500 | $472 |
| $300,000 | veneer | Esurance Insurance Company | N/A | $808.62 | $753.64 |
| $200,000 | frame | Grange Mutual Casualty Company | N/A | N/A | N/A |
| $350,000 | frame | Hartford Insurance Company Of The Southeast | $7095 | $6885 | $6513 |
| $150,000 | veneer | Lm Insurance Corporation | N/A | $1090 | $1019 |
| $150,000 | veneer | Pharmacists Mutual Insurance Company | N/A | $425 | $382 |
| $100,000 | frame | Safeco Insurance Company Of Indiana | $799 | $736 | $647 |
| $150,000 | frame | Safeco Insurance Company Of Indiana | $1056 | $978 | $869 |
| $350,000 | frame | The Travelers Home And Marine Insurance Company | N/A | N/A | $2982 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $2,500 |
| Yearly Macon Homeowner Insurance Premium Example | $800 | $600 |
| Out of Pocket Expense During Claim | $1,500 | $2,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,900 | $7,300 |
| Net Savings to Macon Home Owner from High Deductible Plan | $600 | |
| Scenario | Macon, GA Home Replacement Value MORE than Home Value | Macon, GA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $60,500 | $36,000 |
| Insurance Premium based on Replacement Value | $275 | $150 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $11,500 | Risk Exposure from Under Insuring Coverage is $13,000 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $50/year |
| Insurance Company | Liberty Mutual | Nationwide Insurance | Travelers |
| Monthly Premium | 67 | 51 | 31 |
| Year Built | 1965 | 1945 | 1974 |
| Home Details | 5 Beds, 1 Baths | 3 Beds, 2 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $175000-$200000 | $150000-$175000 | $75000-$100000 |
| Deductible | $500 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |