Macon County Insurance Rates:

Macon County, IL homeowners insurance is about $618 to $839, about $51-$69/month. Our exhaustive research shows customers can save upto $291 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The representatives were very quick and seamless in transitioning me from my previous company. additionally, they did a lot of legwork to find me additional discounts.
State Farm
Another thing i do not like about this insurance company is the premium prices. i wish they were different than they are.
State Farm
Not only do i have my home with him, but my 2 cars as well. i can email or text my agent at any time and he is always quick to respond. i love their service and the rates are comparable and satisfactory.
Nationwide
Nationwide has always been great. There mobile app/website are easy to use. It is clear, professional and easy to navigate. It is simple to find what you need and get help if you need it. At this point, I have had no negative experiences with their site/app.
Liberty Mutual
They are not intrusive. No box full of mail and no phone calls. They stay in the background and I like that.
Metlife
I am not satisfied that my premium goes up every year. I haven't had a claim so I don't know what else the customer service would be like
Allstate
The only thing I didn't like was they said if I'm late again they will cancel my policy and I won't be able to get insurance through them anymore.
Homesite Insurance
I really, really like how professional, caring, and compassionate they are when trouble arises. They helped me out quickly!
Safeco Insurance
They are a necessary evil. I need the insurance but I feel that I am being gouged by them even though I should be considered a good customer seeing I have had no interaction with them since I have started the plan. It is easy money in the bank for them I suppose. They are a business after all.
Allstate
i recently had my roof replaced. I very much dislike how long the claim process took. it was very drawn out as well as having to deal with more than one assessor. it made the whole process even more confusing than it already was.
Allstate
I am not really sure what a good premium would be. I do not want a higher deductible at all. Not willing to sacrifice that for a lower premium.
Allstate
I like everything can be done through the website or on the phone.
State Farm
The company is very easy to deal with. They do not make you feel bad if you need to file a claim. They are very helpful and friendly.
Geico
I like that the company treats its costumers accordingly. I like that the company has good reviews and has been reliable in the past for family and friends.
Geico
I have had no experience with this company that was anything but pleasant. That is why I've never shopped around. If I am happy where I am and treated well, why would I look elsewhere?
Homesite Insurance
We had a significant payout on our claim. It was handled quickly and they were always there to answer any question. It was done right
Geico
I like how quickly they respond to questions. I like the overall brand and what it stands for. I like that you can bundle packages with different insurances.
Grange Insurance
Really the insurance company don't have so many issues, I like because I can pay with no rush and if something happens they renew
Goodville Mutual
there was not much communication from the company after I submitted a claim. I did receive satisfactory service, and the check arrived with no complications to pay for repairs. the only issue was that it took longer than I would have liked regarding communication.
Farmer's Insurance
The pricing is too expensive for what I receive. They determine pricing based on credit reporting and that is unfair. All quoting should be done by risk, not credit rating.

Macon County, IL Homeowners Insurance By Home Value

Macon County, IL Home Value Total Homes % of Total Average Macon County, IL Homeowners Insurance
Less than $50,000 5,985 19.0% $196
$50,000 to $59,999 1,704 5.0% $408
$60,000 to $69,999 2,355 7.0% $510
$70,000 to $79,999 2,312 7.0% $590
$80,000 to $89,999 2,797 9.0% $663
$90,000 to $99,999 2,059 6.0% $743
$100,000 to $124,999 3,939 12.0% $860
$125,000 to $149,999 2,791 9.0% $1078
$150,000 to $174,999 2,060 6.0% $1275
$175,000 to $199,999 1,291 4.0% $1472
$200,000 to $249,999 1,384 4.0% $1771
$250,000 to $299,999 951 3.0% $2165
$300,000 to $399,999 971 3.0% $2755

Top Home Insurance Agents Near Macon County, IL

Home Insurance Company Near Macon County, IL Homeowners Insurance Agency Near Macon County, IL Address
NA Loman-Ray Insurance Group Inc. 313 N Long St, Tolono, IL, 61880
NA Eden Insurance And Financial Services 2416 E Washington St Ste B3, Bloomington, IL, 61704
State Farm Jeff Elston 1405 Stevenson Drive, Springfield, IL, 62703-4255
State Farm Steve Haas 2315 E Empire, Bloomington, IL, 61704
State Farm Todd Jacob 2105 N Dunlap Ave Ste 1B, Savoy, IL, 61874

Cost Of Homeowners Insurance By Street Near Macon County, IL

Streets in Macon County Area Homeowners Insurance Cost
Powers Ln, Heritage Rd, Manor Dr, Glider Ave, Woodridge Ct, Brush College Rd, S Mc Clellan Ave, Zangle Dr, Higdon Dr, N Primrose Ln$729
E Wise Rd, Kyle Ct, E Birch St, N Edward St, W Hay St, Towson, S Meridian Ave, S Albany St, W Melrose Ct, Blackstone Dr$739
S Blaine Ln, S Union School Rd, E Pershing Rd, School Rd, Sunset Ct, N Miller St, S Baker Woods Ct, S 44th St, Ewing Ave, Hampshire Rd$733
Wisteria Ct, W Harrison Ave, Hamilton St, Fair St, Meadow Rose Ct, W Elwin Rd, Heritage Dr, Redbud Ct, S Rainwater Dr, Roderick Ave$748
Illiniwick Rd, Pebble Beach Dr, Sheila Ct, Josephine Dr, Co Rd 10, W Lindale Dr, Mount Auburn Rd, S Hilton St, Norwood Dr, County Line Rd$735
Cemetery Rd, Ashland Ct, Runway Ln, Southampton Dr, Illiniwick Rd, Tanager Dr, Eileen Dr, Betzer Ave, S Lake Shore Dr, E Hampshire Rd$731
Railroad St, E Center St, E Tait Ave, Friends Ct, E Cantrell St, N Fork Rd, Devonshire Rd, E Bluebird Dr, S Albany Pl, E Duroc Rd$715
N Clinton St, Washburn St, Macon Piatt County Line Rd, Co Rd 000 E, E Greenhill Rd, Wilber Ct W, Apollo Dr, Timberlake Dr, W Aholt St, N North St$736
Corman St, W Mark Ave, View Cir, Robinson Ave, Boyd St, Co Rd 25, Western Dr, E Marion St, Hundley Rd, Water St$729
S 27th St, Lucas Ln, Madison Dr, Pinehurst Dr, Briar Ln, S Illinois St, Pine Way Dr, Co Rd 60, W Washington St, N Henderson St$755

Macon County, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Macon County$109 to $111
Decatur$108
Hickory Point$111
Forsyth$118

Macon County, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Decatur city, Illinois $108 $144 $216
Hickory Point township, Macon County, Illinois $111 $148 $222
Forsyth village, Illinois $119 $158 $237

Macon County, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Macon County, IL5.8%14.8%
Decatur6.29%15.41%
Hickory Point5.01%12.95%
Forsyth3.42%11.24%

Macon County Renters Insurance as a Percentage of Rent

Macon County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 286 2.0% $355
$200 to $299 732 5.0% $805
$300 to $499 1,969 15.0% $1255
$500 to $749 5,364 41.0% $1930
$750 to $999 3,010 23.0% $2680
$1,000 to $1,499 1,105 8.0% $3805
$1,500 or more 383 2.0% $5455