Macomb Insurance Rates:

Macomb, IL homeowners insurance is roughly $618 to $842, about $51-$70/month. Our comprehensive analysis reveals consumers can save upto $292 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
I have disliked the "agent" and not the company. I have had nationwide homeowners insurance on another home that I owned for almost 15 years. I have never had a problem as I do now with the agent selected.
Geico
I haven't had any problems with Geico customer service. They have always been very helpful and very nice when I have called.
State Farm
I really like our insurance company because they have always been easy to get in touch with, and always respond to our inquiries and are very helpful when we need them.
Allstate
Haven't really had much interaction with my insurance customer service so it's not negative or positive. Signing up was a breeze though.
Allstate
The customer service dept. is easy to reach and I find them to be very knowledgeable and helpful to deal with
Liberty Mutual
Their customer service is great - i always get a helpful and pleasant person to help me and whatever i call in for, they always make sure it's done.
State Farm
I do not like that the my homeowners insurance policy is not withdrawn from my checking account on the exact same day of the month every month. the date that it will be taken out varies by up to 5 days month to month. i would prefer it only vary if the due date were to fall on a sunday.
State Farm
The positive is that they have the ability to pay claims

Macomb, IL Homeowners Insurance By Home Value

Macomb, IL Home Value Total Homes % of Total Average Macomb, IL Homeowners Insurance
Less than $50,000 512 17.0% $189
$50,000 to $59,999 192 6.0% $394
$60,000 to $69,999 242 8.0% $489
$70,000 to $79,999 282 9.0% $569
$80,000 to $89,999 214 7.0% $642
$90,000 to $99,999 173 5.0% $715
$100,000 to $124,999 433 14.0% $832
$125,000 to $149,999 282 9.0% $1043
$150,000 to $174,999 259 8.0% $1233
$175,000 to $199,999 116 3.0% $1423
$200,000 to $249,999 189 6.0% $1708
$250,000 to $299,999 85 2.0% $2087

Top Home Insurance Agents Near Macomb, IL

Home Insurance Company Near Macomb, IL Homeowners Insurance Agency Near Macomb, IL Address
NA Beard Ins Agcy 208 Center , Augusta, IL, 62311
NA Sanders-Hasty Insurance Agency, Inc 50 W Pine St, Canton, IL, 61520
NA Breuer Agency, Inc. 650 Main , Mediapolis, IA, 52637
Allstate Bi County Insurance 204 East Main, Biggsville, IL, 61418
State Farm Max Thompson 108 N Orange St, Havana, IL, 62644-1152

Cost Of Homeowners Insurance By Street Near Macomb, IL

Streets in Macomb Area Homeowners Insurance Cost
Marty Ln, Summit St, E South St, China Rd, Co Rd 1400 E, Twp Rd 342, University Cir, N Albert St, N 825th Rd, W Fisk St$731
E 725th St, Co Rd 775 N, Twp Rd 211, N 1750th Rd, Twp Rd 577, Scandy Ln, E 850th St, W Barsi Blvd, Hiawatha Hill Dr, Twp Rd 605$752
Derry Ln, Co Hwy 3, Twp Rd 341, Co Rd 2160 E, N 1450th Rd, Yeiser St, Cedar Dr, Twp Rd 436, E Wheeler St, S Campbell St$731
N Quail Walk Rd, Cardinal Way, S Madison St, Riverview Dr, S Monroe St, Pam Ln, E 1450th St, Ember Rd, Joseph St, E Side Sq$737
N Bonham St, Hanna St, Twp Rd 212, S Price St, N 1235th Rd, Twp Rd 248, E 750th St, Twp Rd 324, Invention Rd, W Totem Trl$733

Macomb, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Macomb$108 to $110
McDonough County$108
Emmet$112
Chalmers$116

Macomb, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
McDonough County, Illinois $91 $121 $181
Emmet township, McDonough County, Illinois $94 $125 $187
Chalmers township, McDonough County, Illinois $97 $129 $194

Macomb, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Macomb, IL5.6%14.5%
McDonough County6.05%14.9%
Emmet4.83%12.79%
Chalmers4.01%11.18%

Macomb Renters Insurance as a Percentage of Rent

Macomb Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 224 5.0% $355
$200 to $299 166 4.0% $805
$300 to $499 670 17.0% $1255
$500 to $749 1,217 31.0% $1930
$750 to $999 965 25.0% $2680
$1,000 to $1,499 349 9.0% $3805
$1,500 or more 224 5.0% $5455

Macomb, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Macomb Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $10,400$9,900
Net Savings to Macomb Home Owner from High Deductible Plan $500

Macomb, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Macomb, IL Home Replacement Value MORE than Home Value Macomb, IL Home Replacement Value LESS than Home Value
Replacement Value $115,000 $84,500
Insurance Premium based on Replacement Value $650 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $11,500 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $50/year

Example Macomb Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualAmerican Family Insurance
Monthly Premium 476033
Year Built 201319821976
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $100000-$125000$125000-$150000$75000-$100000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Macomb, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 185,000 Slate Shingles Roof 2,830 5 $1000-$2500 Deductible 280 3 Brick siding yes
1960 125,000 Wood Shake Roof 1,930 4 $500- $1000 Deductible 450 10 Wood siding yes
1984 135,000 Slate Shingles Roof 1,730 2 $2500-$5000 Deductible 320 8 Stucco siding yes
1985 290,000 Slate Shingles Roof 4,700 5 $2500-$5000 Deductible 300 3 Stucco siding yes
2013 285,000 Composition Roof 4,180 5 $5000 to $10,000 Deductible 600 7 Vinyl siding yes
2012 90,000 Wood Shake Roof 1,130 2 $1000-$2500 Deductible 420 12 Fiber-Cement Siding No
2010 100,000 Asphalt Shingles Roof 1,420 2 $500 Deductible 300 9 Stucco siding yes
1964 180,000 Wood Shake Roof 2,250 3 $500- $1000 Deductible 550 12 Vinyl siding No
1989 185,000 Metal Roof 2,240 5 $2500-$5000 Deductible 340 6 Vinyl siding yes
1976 185,000 Asphalt Shingles Roof 2,870 4 $500 Deductible 480 7 Stucco siding yes
1940 100,000 Wood Shake Roof 1,730 3 $500- $1000 Deductible 190 5 Stucco siding No
1989 110,000 Composition Roof 1,750 4 $1000-$2500 Deductible 260 7 Stone Siding yes
2012 210,000 Membrane Roof 2,540 4 $500 Deductible 190 3 Stone Siding No
1987 170,000 Asphalt Shingles Roof 2,260 3 $5000 to $10,000 Deductible 210 5 Wood siding No
1941 60,000 Slate Shingles Roof 1,120 2 $1000-$2500 Deductible 50 3 Fiber-Cement Siding yes
2012 245,000 Tile Roof 3,080 5 $5000 to $10,000 Deductible 270 4 Wood siding yes
2010 95,000 Shingles Roof 1,430 3 $2500-$5000 Deductible 120 4 Stone Siding yes
2014 235,000 Asphalt Shingles Roof 3,090 4 > $10,000 Deductible 500 8 Stone Siding yes
1969 105,000 Slate Shingles Roof 1,730 2 $500 Deductible 440 8 Wood siding No
2011 165,000 Wood Shake Roof 2,130 5 $5000 to $10,000 Deductible 130 3 Wood siding yes
1974 125,000 Composition Roof 2,010 4 $1000-$2500 Deductible 70 2 Stone Siding No
1941 200,000 Shingles Roof 3,610 5 $5000 to $10,000 Deductible 490 9 Vinyl siding yes