Macomb County Insurance Rates:

Macomb County, MI homeowners insurance is nearly $640 to $865, about $53-$72/month. Our complete analysis indicates shoppers can save upto $301 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
As far as the homeowner's insurance is concerned, i have no complaints. this could possibly change if i ever have a claim, but for now, i'm completely happy with them.
Allstate
Allstate does not follow through with what they say they will. they tell you that you're covered when you're really not.
Safeco Insurance
Prices are pretty stable as far as the increase is concerned and seem to me to be online with current inflation
State Farm
We recently had to deal with a claim and the whole process was a nightmare. We were constantly transferred from one representative to another and oftentimes no one could answer our questions.
Auto Owners
The one claim we have made was handled quickly and easily. they were quick to approve funds for a new roof.
State Farm
Generally, I access my homeowner's insurance through my quicken loans (that's how my mortgage is through) account. Luckily (*knock on wood*), I haven't had to use my insurance, so I get everything I need (how much goes towards insurance from my escrow, deductible amount, total coverage, etc.) Through my quicken loans page that has everything regarding my house.
Foremost
They send bills regularly and my communication with them is good
Travelers
So far the company has been fine. It offers good coverage. I think the premiums are fine. Their online presence is good. The claims process was easy and they need a payment on my claim. I would know the other insurance company denied the claim after the hailstorm to other homes in the area. Some covered it and some did not. Mine did
Auto Owners
Overall the insurance company I deal with is competitive with their pricing, have great customer service, an easy to navigate website, and take online credit card payments.
Foremost Insurance
There is nothing to dislike. Foremost is reputable and fair in their dealings. Can't say anything negative other than I wish they would allow you to pull your policy up online. You can make payments online, but you can't actually see your policy. Would be nice if they would institute that as many people in FL are snowbirds, and might not have their policy with them when they travel.
State Farm
I like the company itself: its reputation, its coverage, its prices, and its fast and friendly customer service.
Geico
I think they need to figure out some better ways of running things sometimes because sometimes it is kind of annoying
State Farm
State Farm has great company policy process. I have never had any issues with them for the company as a whole. They are excellent overall when it comes to a company in general. I have never had an issue with the company so far.
Progressive
My only real issue is when I need to talk to someone on the phone the wait time can be really long. I had a billing issue where they sent the bill to the bank instead of me, and it caused me to be late on my payment and get threats that they were going to discontinue my policy. It was their fault, not mine.
Foremost Insurance
Nothing. I can't really say I dislike anything. Only recommend they make your policy available on their website in case you need to access. Most Floridians are snowbirds. Having the policy at our fingertips online would be very helpful.
Metlife
I guess they are all right. The last time I made a claim, I wish they would have told me not to clean up or take pictures as it would be needed. But the adjuster took a couple of days to get there and I needed to clean up the mess.
State Farm
There is not much that I dislike about the company but with them being a large company you get the usual problems such as it not seeming very personal to the person you are speaking with. That's the main problem I have, which isn't a big complaint.
Donegal Mutual Insurance Company
The one thing I disliked about the company is that because of how local the company is there isn't much that you can do without being there, including online moves.

Macomb County, MI Homeowners Insurance By Home Value

Macomb County, MI Home Value Total Homes % of Total Average Macomb County, MI Homeowners Insurance
Less than $50,000 28,343 11.0% $135
$50,000 to $59,999 8,527 3.0% $286
$60,000 to $69,999 10,184 4.0% $361
$70,000 to $79,999 10,694 4.0% $414
$80,000 to $89,999 14,045 5.0% $474
$90,000 to $99,999 11,962 4.0% $527
$100,000 to $124,999 32,454 13.0% $609
$125,000 to $149,999 26,862 10.0% $768
$150,000 to $174,999 34,919 14.0% $903
$175,000 to $199,999 18,264 7.0% $1046
$200,000 to $249,999 26,100 10.0% $1257
$250,000 to $299,999 14,042 5.0% $1536
$300,000 to $399,999 10,146 4.0% $1950

Top Home Insurance Agents Near Macomb County, MI

Home Insurance Company Near Macomb County, MI Homeowners Insurance Agency Near Macomb County, MI Address
NA Mcdaid & Associates Inc 29700 Harper #5 St Clair Shores, St. Clair Shores, MI, 48082
NA Schoen Insurance Agency Inc 2753 S Milford Rd 2753 S Milford Rd , Highland, MI, 48357
Farmers Iwona Wszedybyl 48570 Van Dyke Ave, Shelby Township, MI, 48317
State Farm Johnson Oluwole 185 N Groesbeck Hwy, Mount Clemens, MI, 48043-1550
State Farm Michael Lantzy 27100 Woodward Ave, Royal Oak, MI, 48067-0925

Cost Of Homeowners Insurance By Street Near Macomb County, MI

Streets in Macomb County Area Homeowners Insurance Cost
Yvonne Dr, Palamino Ct, Brown Dr, Cusick Lake Dr, Caroline Dr, Michigan St, Haupt Dr, Kandt Dr, Lanse Creuse St, Worthington$776
Bockley Dr, Dante Ct, Hidden Creek Dr, Antwerp Dr, Swan Ln, Farnum Ave, Valley Ct, Winter Dr, Clarence Dr, Nino Ct$745
Semrau Ave, Kirkwood Dr, Hubs Ln, Elmhurst Ct, Koogler St, Packard St, Hyde Ct, Potomac Ave, Blumfield St, Heritage Rd$761
Northfield Dr, Medora Ct, Belle Arbor, Valerie Ct, Sherman Ave, Kingscross Dr, Dartmoor Dr, Douglas Ct, Rosewood Ct, Nummer Ave$794
Leland St, Bryce Canyon Trl, St Mary St, Nantucket Dr, Evelyn Ct, Watkins Dr, Automobile Blvd, N Wilson Blvd, Fierz St, Congress St$809
Rhine Ave, Charter Oaks Blvd, Ray Dr, Lakewood Dr, Evanston Ave, Toussaint Ct, Prestwyck Dr, Kehrig St, Kolleen Ln, Julie Ln$780
Gladstone Dr, Carleton Place Dr, Shadow Ridge Dr, Deepwood Ct, Luna St, Birch, Cottonwood, Darwin St, Mallast St, Brightside Ct$801
Agnes Ave, Hawaii Dr, Lexington W, Sandy Ln, Packard Ave, Heath Ct, Keystone Dr, Kilarney Dr, Shadywoods Ct, Calahan Rd$736
Suzette Dr, Dunston Dr, Eastbrook Ct, Galloway St, Kaltz Ave, Birchtree Dr, Violet St, Sunderland Dr, Dover Ct, Milky Way$817
Black Hills Ln, Scaup Ln, Amherst Dr, Messmore Rd, Jay Ct, Engleman St, Whispering Hills Dr, Ivory Ln, Overhill Rd, Freeport Dr$800

Macomb County, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Macomb County$112 to $114
Macomb$119
Mount Clemens$108
Chesterfield$115

Macomb County, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Macomb township, Macomb County, Michigan $119 $159 $239
Mount Clemens city, Michigan $108 $144 $216
Chesterfield township, Macomb County, Michigan $115 $153 $230

Macomb County, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Macomb County, MI4.3%12.6%
Macomb3.7%11.69%
Mount Clemens5.06%12.86%
Chesterfield4.06%12.01%

Macomb County Renters Insurance as a Percentage of Rent

Macomb County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,182 1.0% $342
$200 to $299 2,292 3.0% $792
$300 to $499 4,952 6.0% $1242
$500 to $749 23,122 31.0% $1917
$750 to $999 21,827 29.0% $2667
$1,000 to $1,499 16,254 21.0% $3792
$1,500 or more 4,414 5.0% $5442