Machesney Park Insurance Rates:

Machesney Park, IL homeowners insurance is about $629 to $855, about $52-$71/month. Our detailed research reveals consumers can save as much as $297 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
I like my insurance company and the people because they make feel like i'm important. i like to be recognized and comfortable.
Nationwide
Communicating with nationwide customer service was a little frustrating at times. they did not respond as quickly as i had hoped.
Farmer's Insurance
I feel safe knowing i have a good company covering me and my valuable possessions, i would hate for something to happen but if it should i know i'll be fine.
Aaa
There is NOTHING I like about the website! Hard to navigate, frequently has the wrong premium, many times won't accept payment. However, the phone reps are extremely helpful and always process my payments easily and send me confirmation email.
Farmer's Insurance
This company provided the lowest rate of several different competitors. They also offer excellent service.
State Farm
Very good with customer service, I can call my agent right now and she would answer and we could talk, very helpful. I like it.
Erie Insurance
I would recommend Erie even though it has a high premium. The service is exceptional. I hesitate to change companies. I could probably get coverage for less from another company.

Machesney Park, IL Homeowners Insurance By Home Value

Machesney Park, IL Home Value Total Homes % of Total Average Machesney Park, IL Homeowners Insurance
Less than $50,000 352 5.0% $148
$50,000 to $59,999 150 2.0% $319
$60,000 to $69,999 194 2.0% $393
$70,000 to $79,999 562 8.0% $453
$80,000 to $89,999 587 8.0% $520
$90,000 to $99,999 403 6.0% $579
$100,000 to $124,999 1,344 20.0% $668
$125,000 to $149,999 1,237 18.0% $839
$150,000 to $174,999 789 11.0% $988
$175,000 to $199,999 673 10.0% $1144
$200,000 to $249,999 271 4.0% $1374
$300,000 to $399,999 68 1.0% $2139

Top Home Insurance Agents Near Machesney Park, IL

Home Insurance Company Near Machesney Park, IL Homeowners Insurance Agency Near Machesney Park, IL Address
Allstate Biatris Guzman 7310 N Alpine Rd, Loves Park, IL, 61111
Allstate Daniel Ross 135 S Main St Unit 1, Elburn, IL, 60119
State Farm Lynn Seger 631 E Grant Hwy, Marengo, IL, 60152-3431
Liberty Mutual Independent M. L. Sullivan Insurance Agency Inc. 852 W Bartlett Rd, BARTLETT, IL, 60103
Travelers Rick D Debe Ins Agcy Of Mukwonago Inc 121 WOLF RUN STE 2B, MUKWONAGO, WI, 53149

Cost Of Homeowners Insurance By Street Near Machesney Park, IL

Streets in Machesney Park Area Homeowners Insurance Cost
Wakefield Dr, Rena Ln, Windmill Ct, Mahogany Ln, Meteor Ct, Symphony Cove, Easement Dr, Galaxy Dr, 3rd St, Alexandra Ln$746
Pulver Dr, Stonington Way, Wingtip Way, Wood Ave, Sommerville St, Farnham Dr, la Montee Dr, Scott Ln, Mullinshire Way, Prairie Flower$766
la Sabre Dr, Cross Country Dr, Brown Rd, Emerson Pkwy, Sara Dr, Cinnabar Dr, Sycamore Ln, Dandbridge Blvd, Country Knolls Dr, Bergstrom Rd$766
Quill Dr, Swanson Rd, Flint Ct, Yarby Ln, Symphony Cv, Bates Rd, Rendova Ct, Wild Coyote Way, Adamson Ln, Bluebonnet Dr$769
Metalmark Ln, Turret Dr, Candy Ct, Windflower Ln, Wil's Woods, Nabor Ct, Lollypop Ln, Blacklaws Rd, Prairienook, Cherrywood$751
Venus Ct, Crystal Brook Ln, Red Tail Dr, Darby Ln, Phoenix Rd, Harlem Ct, Coronet Rd, Queen Oaks Dr, Falcon Crest Dr, Burr Oak Rd$753
Greystone, Shappert Dr, Finns Xing, Luna Dr, Riverhill Ct, July Dr, Talon Trl, Brightside Ct, Meadowbrook St, Vega Ct$755
Swanson Rd, Wissmach Ln, Isabelle Ct, Jeffery Way, Blossom Ct, Beutell Ln, Sunny Meadow Dr, Obispo Ave, Terrang Trl, Highstone Dr$765
Anna Ave, Orlando St, Ramona Ter, Turkey Run Rd, Southdown Ln, Cactus Ct, Old River Rd, Jupiter Ct, Devon Ct, Shore Dr$751
Boulder St, Favor Rd, Price Dr, Lakindale Dr, Jennie Dr, Hawks View Dr, Hackberry Ln, Picken Rd, Kingsley Dr, Dutch Elm Ct$755

Machesney Park, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Machesney Park$111 to $113
Harlem$112
Loves Park$111
Owen$114

Machesney Park, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Harlem township, Winnebago County, Illinois $93 $124 $186
Loves Park city, Illinois $93 $123 $185
Owen township, Winnebago County, Illinois $95 $127 $190

Machesney Park, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Machesney Park, IL5.2%14.1%
Harlem4.87%13.24%
Loves Park4.82%13.58%
Owen4.31%10.59%

Machesney Park Renters Insurance as a Percentage of Rent

Machesney Park Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 47 2.0% $1248
$500 to $749 512 29.0% $1923
$750 to $999 756 43.0% $2673
$1,000 to $1,499 361 20.0% $3798
$1,500 or more 50 2.0% $5448

Machesney Park, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Machesney Park Homeowner Insurance Premium Example $900$500
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $7,200$6,400
Net Savings to Machesney Park Home Owner from High Deductible Plan $800

Machesney Park, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Machesney Park, IL Home Replacement Value MORE than Home Value Machesney Park, IL Home Replacement Value LESS than Home Value
Replacement Value $126,500 $90,000
Insurance Premium based on Replacement Value $650 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Machesney Park Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceTravelersGEICO Insurance
Monthly Premium 534542
Year Built 196719722002
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$200000-$250000$100000-$125000
Deductible $500 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Machesney Park, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1976 250,000 Slate Shingles Roof 3,310 5 $5000 to $10,000 Deductible 120 2 Stucco siding No
1984 180,000 Metal Roof 2,310 3 $5000 to $10,000 Deductible 280 7 Stucco siding yes
2012 225,000 Asphalt Shingles Roof 3,240 5 $2500-$5000 Deductible 230 3 Vinyl siding No
1961 240,000 Wood Shake Roof 2,710 4 $500- $1000 Deductible 210 3 Fiber-Cement Siding yes
1986 220,000 Membrane Roof 2,920 4 > $10,000 Deductible 230 3 Brick siding No
2010 145,000 Slate Shingles Roof 1,800 3 $2500-$5000 Deductible 40 1 Stucco siding No
2007 210,000 Shingles Roof 2,850 4 $1000-$2500 Deductible 780 10 Fiber-Cement Siding yes
2011 200,000 Slate Shingles Roof 2,190 3 $1000-$2500 Deductible 70 1 Brick siding yes
1966 220,000 Metal Roof 2,980 4 $500 Deductible 710 8 Vinyl siding yes
1982 85,000 Metal Roof 1,220 3 $2500-$5000 Deductible 130 7 Stone Siding No
1983 295,000 Membrane Roof 3,230 4 > $10,000 Deductible 640 8 Stucco siding yes
1987 165,000 Asphalt Shingles Roof 2,290 3 $500- $1000 Deductible 610 12 Stucco siding No
1982 260,000 Slate Shingles Roof 2,710 4 $5000 to $10,000 Deductible 610 7 Wood siding No
2011 290,000 Wood Shake Roof 3,190 4 $5000 to $10,000 Deductible 340 4 Fiber-Cement Siding yes
1981 275,000 Shingles Roof 3,170 4 $500 Deductible 160 1 Stone Siding No
1973 200,000 Membrane Roof 2,580 4 $500- $1000 Deductible 380 6 Stone Siding No
1985 230,000 Shingles Roof 3,170 4 $2500-$5000 Deductible 60 1 Vinyl siding No
1978 120,000 Composition Roof 1,620 5 $500 Deductible 420 7 Stone Siding yes
1971 180,000 Composition Roof 2,460 4 $2500-$5000 Deductible 460 7 Vinyl siding yes
2010 180,000 Slate Shingles Roof 2,690 4 $2500-$5000 Deductible 240 4 Stone Siding yes
1978 135,000 Metal Roof 1,520 3 $500- $1000 Deductible 430 9 Brick siding yes
1988 130,000 Composition Roof 1,870 5 $1000-$2500 Deductible 90 2 Wood siding No
1962 120,000 Asphalt Shingles Roof 1,530 5 $500 Deductible 330 5 Stucco siding yes
1978 285,000 Shingles Roof 3,310 4 > $10,000 Deductible 460 8 Wood siding No
1989 140,000 Composition Roof 1,810 3 $2500-$5000 Deductible 620 10 Fiber-Cement Siding yes
1962 220,000 Shingles Roof 3,350 4 $500 Deductible 970 8 Vinyl siding No
2003 170,000 Membrane Roof 2,330 5 $5000 to $10,000 Deductible 250 4 Vinyl siding yes
1978 200,000 Shingles Roof 2,200 4 $500- $1000 Deductible 450 5 Vinyl siding yes
2007 155,000 Tile Roof 1,650 3 $500 Deductible 590 9 Wood siding No
2002 120,000 Slate Shingles Roof 1,390 3 $2500-$5000 Deductible 510 10 Stone Siding yes