Lyons Insurance Rates:

Lyons, IL homeowners insurance is approximately $697 to $947, about $58-$78/month. Our exhaustive guide reveals consumers can save as much as $328 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
Our farmers insurance agent is very quick and responsive whenever we have questions or concerns about our home insurance policy.
State Farm
My insurance company has a bunch of greedy people! i have been trying to settle a flooding claim for over a year and they still do not want to pay for damages covered under my insurance.
Nationwide
Something thing that i absolutely love about nationwide is how they work with my payments. my insurance is escrowed as part of my monthly mortgage payments.
American Strategic Insurance
The biggest thing I like is that even though the home insurance isn't technically progressive, I can still access it through the Progressive app. I like having things streamlined.
American Family
I do not like that it takes three to four people on the phone before you get the person who knows what they're doing and how to fix your problem.
Erie Insurance
The customer service is great. I have an office close to my home. I go in there and pay my bills and if I have any questions, they always help me.

Lyons, IL Homeowners Insurance By Home Value

Lyons, IL Home Value Total Homes % of Total Average Lyons, IL Homeowners Insurance
Less than $50,000 1,424 7.0% $65
$90,000 to $99,999 203 1.0% $263
$100,000 to $124,999 998 4.0% $312
$125,000 to $149,999 1,067 5.0% $386
$150,000 to $174,999 2,426 11.0% $460
$175,000 to $199,999 1,877 9.0% $534
$200,000 to $249,999 3,866 19.0% $641
$250,000 to $299,999 3,013 14.0% $780
$300,000 to $399,999 4,835 23.0% $994

Top Home Insurance Agents Near Lyons, IL

Home Insurance Company Near Lyons, IL Homeowners Insurance Agency Near Lyons, IL Address
NA Laadt & Co 1010 Lake St Ste 509 , Oak Park, IL, 60301
Allstate Alma West 18430 S Halsted St Ste 208B, Glenwood, IL, 60425
Travelers Indesure Inc 650 ROOSEVELT RD 102, GLEN ELLYN, IL, 60137
State Farm Jorge Frausto 1839 W Cermak Rd, Chicago, IL, 60608-4303
Allstate Lou Stavroplus 1226 N Roselle Rd Ste A, Schaumburg, IL, 60195

Cost Of Homeowners Insurance By Street Near Lyons, IL

Streets in Lyons Area Homeowners Insurance Cost
Lawn Dr, Archer Rd, Longview Dr, Sholer Ave, 54th St, Stalford Rd, Lynn Ave, Shields Ave, Villiage Center Dr, Steeple Hill Dr$849
Scenic Dr, Christeen Dr, S 77th Ave, Harlem Dr, W Harris Ave, W Jackson Ave, Santa Fe Ln, W Plainfield Rd, Bills Ln, 77th Ct$868
S Franklin Ave, E Goodman Ave, Shakespeare Ave, Deyo Ave, W Lawndale Ave, N Edgewood Ave, Cliffside Circle Dr, 59th Pl, Woodside Ave, Riverview Ave$779
Country Club W, Santa Fe Dr, Caroline Ave, Anna Ave, N Catherine Ave, Leona, Keokuk Rd, Merry Ct, Elm Ln, Independence Dr$828
48th St, Potawatome Trl, 51st St, Woodview Rd, Stone Ave, E 7th St, Hunt Ave, Carr Ct, Nueport Ct S, Shawnee Trl$861

Lyons, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lyons$122 to $125
Hodgkins$106
Countryside$118
McCook$120

Lyons, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hodgkins village, Illinois $106 $141 $212
Countryside city, Illinois $119 $158 $237
McCook village, Illinois $120 $160 $240

Lyons, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lyons, IL3.2%9.5%
Hodgkins3.78%8.82%
Countryside4.12%10.13%
McCook3.0%9.61%

Lyons Renters Insurance as a Percentage of Rent

Lyons Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 123 1.0% $1207
$500 to $749 1,566 16.0% $1882
$750 to $999 4,569 47.0% $2632
$1,000 to $1,499 2,570 26.0% $3757
$1,500 or more 788 8.0% $5407

Lyons, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Lyons Homeowner Insurance Premium Example $1,700$1,300
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,600$11,800
Net Savings to Lyons Home Owner from High Deductible Plan $800

Lyons, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lyons, IL Home Replacement Value MORE than Home Value Lyons, IL Home Replacement Value LESS than Home Value
Replacement Value $236,000 $167,000
Insurance Premium based on Replacement Value $1,300 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,000 Risk Exposure from Under Insuring Coverage is $44,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $125/year

Example Lyons Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmica Mutual Insurance CompanyAllstate
Monthly Premium 13555145
Year Built 197619481962
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$175000-$200000$600000-$700000
Deductible $500 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Lyons, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 190,000 Tile Roof 1,430 3 $2500-$5000 Deductible 470 10 Stone Siding yes
1991 360,000 Asphalt Shingles Roof 2,320 3 $5000 to $10,000 Deductible 1130 12 Wood siding yes
1989 215,000 Shingles Roof 1,670 3 $1000-$2500 Deductible 140 2 Fiber-Cement Siding No
1970 570,000 Composition Roof 3,190 5 $500 Deductible 680 3 Brick siding No
1978 210,000 Asphalt Shingles Roof 1,720 3 $500 Deductible 90 1 Stone Siding yes
1940 575,000 Composition Roof 3,240 4 > $10,000 Deductible 610 4 Vinyl siding No
1940 230,000 Metal Roof 1,760 4 $500- $1000 Deductible 120 1 Vinyl siding yes
2013 305,000 Composition Roof 2,190 4 $2500-$5000 Deductible 650 8 Wood siding No
2011 385,000 Wood Shake Roof 3,020 5 $500- $1000 Deductible 1570 12 Brick siding yes
1973 245,000 Metal Roof 2,060 5 $1000-$2500 Deductible 160 2 Vinyl siding No
1967 420,000 Asphalt Shingles Roof 3,500 5 $5000 to $10,000 Deductible 620 6 Vinyl siding No
1976 360,000 Shingles Roof 2,020 4 $2500-$5000 Deductible 130 1 Brick siding No
1945 815,000 Slate Shingles Roof 4,820 5 $500 Deductible 1650 6 Stone Siding yes
1967 430,000 Metal Roof 2,112 4 > $10,000 Deductible 1640 6 Wood siding yes