Lyons, IL - Data on Home Insurance Quotes, Rates & Agents
Lyons, IL Home Values & Insurance Rates
| Lyons, IL Home Value | Total Homes | % of Total | Average Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 1,424 | 7.0% | $65 |
| $90,000 to $99,999 | 203 | 1.0% | $263 |
| $100,000 to $124,999 | 998 | 4.0% | $312 |
| $125,000 to $149,999 | 1,067 | 5.0% | $386 |
| $150,000 to $174,999 | 2,426 | 11.0% | $460 |
| $175,000 to $199,999 | 1,877 | 9.0% | $534 |
| $200,000 to $249,999 | 3,866 | 19.0% | $641 |
| $250,000 to $299,999 | 3,013 | 14.0% | $780 |
| $300,000 to $399,999 | 4,835 | 23.0% | $994 |
Top Home Insurance Agents Near Lyons, IL
| Home Insurance Company Near Lyons, IL | Homeowners Insurance Agency Near Lyons, IL | Address |
|---|---|---|
| NA | Laadt & Co | 1010 Lake St Ste 509 , Oak Park, IL, 60301 |
| Allstate | Alma West | 18430 S Halsted St Ste 208B, Glenwood, IL, 60425 |
| Travelers | Indesure Inc | 650 ROOSEVELT RD 102, GLEN ELLYN, IL, 60137 |
| State Farm | Jorge Frausto | 1839 W Cermak Rd, Chicago, IL, 60608-4303 |
| Allstate | Lou Stavroplus | 1226 N Roselle Rd Ste A, Schaumburg, IL, 60195 |
Estimated Home Insurance By Street Area Near Lyons, IL
| Lyons Area | Estimated House Insurance |
|---|---|
| Lawn Dr, Archer Rd, Longview Dr, Sholer Ave, 54th St, Stalford Rd, Lynn Ave, Shields Ave, Villiage Center Dr, Steeple Hill Dr | $849 |
| Scenic Dr, Christeen Dr, S 77th Ave, Harlem Dr, W Harris Ave, W Jackson Ave, Santa Fe Ln, W Plainfield Rd, Bills Ln, 77th Ct | $868 |
| S Franklin Ave, E Goodman Ave, Shakespeare Ave, Deyo Ave, W Lawndale Ave, N Edgewood Ave, Cliffside Circle Dr, 59th Pl, Woodside Ave, Riverview Ave | $779 |
| Country Club W, Santa Fe Dr, Caroline Ave, Anna Ave, N Catherine Ave, Leona, Keokuk Rd, Merry Ct, Elm Ln, Independence Dr | $828 |
| 48th St, Potawatome Trl, 51st St, Woodview Rd, Stone Ave, E 7th St, Hunt Ave, Carr Ct, Nueport Ct S, Shawnee Trl | $861 |
Savings on home insurance for senior occupied homes
| Place | Savings |
|---|---|
| Lyons | $122 to $125 |
| Hodgkins | $106 |
| Countryside | $118 |
| McCook | $120 |
Lyons, IL Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lyons, IL | 3.2% | 9.5% |
| Hodgkins | 3.78% | 8.82% |
| Countryside | 4.12% | 10.13% |
| McCook | 3.0% | 9.61% |
Lyons Renters Insurance as a Percentage of Rent
| Lyons Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 123 | 1.0% | $1207 |
| $500 to $749 | 1,566 | 16.0% | $1882 |
| $750 to $999 | 4,569 | 47.0% | $2632 |
| $1,000 to $1,499 | 2,570 | 26.0% | $3757 |
| $1,500 or more | 788 | 8.0% | $5407 |
Lyons, IL Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $2,700 |
| Yearly Lyons Homeowner Insurance Premium Example | $1,700 | $1,300 |
| Out of Pocket Expense During Claim | $700 | $2,700 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $12,600 | $11,800 |
| Net Savings to Lyons Home Owner from High Deductible Plan | $800 | |
Lyons, IL Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Lyons, IL Home Replacement Value MORE than Home Value | Lyons, IL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $236,000 | $167,000 |
| Insurance Premium based on Replacement Value | $1,300 | $925 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $25,000 | Risk Exposure from Under Insuring Coverage is $44,000 |
| Premium Impact | Insurance cheaper by $250/year | Insurance costlier by $125/year |
Example Lyons Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Nationwide Insurance | Amica Mutual Insurance Company | Allstate |
| Monthly Premium | 135 | 55 | 145 |
| Year Built | 1976 | 1948 | 1962 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $175000-$200000 | $600000-$700000 |
| Deductible | $500 Deductible | $5000 to $10,000 Deductible | > $10,000 Deductible |
Lyons, IL Auto & Home Insurance Bundling Discounts
| Place | 1 Car Bundle Savings | 2 Car Bundle Savings | 3 Car Bundle Savings |
|---|---|---|---|
| Hodgkins village, Illinois | $106 | $141 | $212 |
| Countryside city, Illinois | $119 | $158 | $237 |
| McCook village, Illinois | $120 | $160 | $240 |
Sample Home Insurance Rates for Lyons, IL from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1978 | 210,000 | Asphalt Shingles Roof | 1,720 | 3 | $500 Deductible | 90 | 1 | Stone Siding | yes |
| 1940 | 575,000 | Composition Roof | 3,240 | 4 | > $10,000 Deductible | 610 | 4 | Vinyl siding | No |
| 1940 | 230,000 | Metal Roof | 1,760 | 4 | $500- $1000 Deductible | 120 | 1 | Vinyl siding | yes |
| 2013 | 305,000 | Composition Roof | 2,190 | 4 | $2500-$5000 Deductible | 650 | 8 | Wood siding | No |
| 2011 | 385,000 | Wood Shake Roof | 3,020 | 5 | $500- $1000 Deductible | 1570 | 12 | Brick siding | yes |
| 1973 | 245,000 | Metal Roof | 2,060 | 5 | $1000-$2500 Deductible | 160 | 2 | Vinyl siding | No |
| 1967 | 420,000 | Asphalt Shingles Roof | 3,500 | 5 | $5000 to $10,000 Deductible | 620 | 6 | Vinyl siding | No |
| 1976 | 360,000 | Shingles Roof | 2,020 | 4 | $2500-$5000 Deductible | 130 | 1 | Brick siding | No |
| 1945 | 815,000 | Slate Shingles Roof | 4,820 | 5 | $500 Deductible | 1650 | 6 | Stone Siding | yes |
| 1967 | 430,000 | Metal Roof | 2,112 | 4 | > $10,000 Deductible | 1640 | 6 | Wood siding | yes |