Lyons, IL homeowners insurance is approximately $697 to $947, about $58-$78/month. Our exhaustive guide reveals consumers can save as much as $328 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lyons, IL | Homeowners Insurance Agency Near Lyons, IL | Address |
|---|---|---|
| Allstate | Alma West | 18430 S Halsted St Ste 208B, Glenwood, IL, 60425 |
| Travelers | Indesure Inc | 650 ROOSEVELT RD 102, GLEN ELLYN, IL, 60137 |
| State Farm | Jorge Frausto | 1839 W Cermak Rd, Chicago, IL, 60608-4303 |
| Allstate | Lou Stavroplus | 1226 N Roselle Rd Ste A, Schaumburg, IL, 60195 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hodgkins village, Illinois | $106 | $141 | $212 |
| Countryside city, Illinois | $119 | $158 | $237 |
| McCook village, Illinois | $120 | $160 | $240 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lyons, IL | 3.2% | 9.5% |
| Hodgkins | 3.78% | 8.82% |
| Countryside | 4.12% | 10.13% |
| McCook | 3.0% | 9.61% |
| Lyons Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 123 | 1.0% | $1207 |
| $500 to $749 | 1,566 | 16.0% | $1882 |
| $750 to $999 | 4,569 | 47.0% | $2632 |
| $1,000 to $1,499 | 2,570 | 26.0% | $3757 |
| $1,500 or more | 788 | 8.0% | $5407 |
| Streets in Lyons Area | Homeowners Insurance Cost |
|---|---|
| Lawn Dr, Archer Rd, Longview Dr, Sholer Ave, 54th St, Stalford Rd, Lynn Ave, Shields Ave, Villiage Center Dr, Steeple Hill Dr | $849 |
| Scenic Dr, Christeen Dr, S 77th Ave, Harlem Dr, W Harris Ave, W Jackson Ave, Santa Fe Ln, W Plainfield Rd, Bills Ln, 77th Ct | $868 |
| S Franklin Ave, E Goodman Ave, Shakespeare Ave, Deyo Ave, W Lawndale Ave, N Edgewood Ave, Cliffside Circle Dr, 59th Pl, Woodside Ave, Riverview Ave | $779 |
| Country Club W, Santa Fe Dr, Caroline Ave, Anna Ave, N Catherine Ave, Leona, Keokuk Rd, Merry Ct, Elm Ln, Independence Dr | $828 |
| 48th St, Potawatome Trl, 51st St, Woodview Rd, Stone Ave, E 7th St, Hunt Ave, Carr Ct, Nueport Ct S, Shawnee Trl | $861 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lyons | $122 to $125 |
| Hodgkins | $106 |
| Countryside | $118 |
| McCook | $120 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $2,700 |
| Yearly Lyons Homeowner Insurance Premium Example | $1,700 | $1,300 |
| Out of Pocket Expense During Claim | $700 | $2,700 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $12,600 | $11,800 |
| Net Savings to Lyons Home Owner from High Deductible Plan | $800 | |
| Scenario | Lyons, IL Home Replacement Value MORE than Home Value | Lyons, IL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $236,000 | $167,000 |
| Insurance Premium based on Replacement Value | $1,300 | $925 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $25,000 | Risk Exposure from Under Insuring Coverage is $44,000 |
| Premium Impact | Insurance cheaper by $250/year | Insurance costlier by $125/year |
| Insurance Company | Nationwide Insurance | Amica Mutual Insurance Company | Allstate |
| Monthly Premium | 135 | 55 | 145 |
| Year Built | 1976 | 1948 | 1962 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $175000-$200000 | $600000-$700000 |
| Deductible | $500 Deductible | $5000 to $10,000 Deductible | > $10,000 Deductible |