Lynnwood Insurance Rates:

Lynnwood, WA homeowners insurance is nearly $517 to $705, about $43-$58/month. Our extensive guide reveals consumers can save upto $244 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Lynnwood, WA: Customer-Reviewed Options


Top Home Insurance Agents Near Lynnwood, WA

Home Insurance Company Near Lynnwood, WA Homeowners Insurance Agency Near Lynnwood, WA Address
Farmers Bradney Chilcott 10202 Pacific Ave S Ste 105, Tacoma, WA, 98444
Liberty Mutual Carrie Barrett 15809 Bear Creek Pkwy Suite 120, Redmond, WA, 98052
Allstate Chris Whitted 14915 Ne 20th St, Bellevue, WA, 98007
State Farm Christy Niemann 13200 Old Redmond Road, Redmond, WA, 98052
Allstate Patrick Sprague 830 N 10th St Ste Q, Renton, WA, 98057

Lynnwood, WA Home Insurance Agents for Top Companies

 

Lynnwood, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Edmonds CCD, Snohomish County, Washington $78 $103 $155
Alderwood Manor CDP, Washington $77 $103 $154
North Lynnwood CDP, Washington $75 $100 $150

 


Lynnwood, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lynnwood, WA2.7%9.2%
Edmonds2.4%8.57%
Alderwood Manor2.4%7.59%
North Lynnwood2.49%9.04%

Lynnwood Renters Insurance as a Percentage of Rent

Lynnwood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 105 1.0% $333
$200 to $299 214 3.0% $783
$300 to $499 156 2.0% $1233
$500 to $749 608 9.0% $1908
$750 to $999 2,330 35.0% $2658
$1,000 to $1,499 2,295 35.0% $3783
$1,500 or more 786 12.0% $5433

Cost Of Homeowners Insurance By Street Near Lynnwood, WA

Streets in Lynnwood Area Homeowners Insurance Cost
184th Pl SW, Lynnwood Dr, 175th Pl SW, 174th Pl SW, 183rd Pl SW, 190th St SW, 163rd St SW, Birch Way, Shell Valley Way, 163rd Pl SW$651
36th Pl W, 217th St SW, 44 Pl W, 40th Pl W, 151st Pl SW, 51st Pl W, 68th Ave SW, Hillpointe Cir, 183rd St SW, 161st Pl SW$674
208th Pl SW, 71st Ave W, Wall Rd, 43rd Pl W, 69th Pl W, Homeview Dr, 148th Pl SW, Sea Vista Pl, 21st Pl W, 162nd St$618
205th Pl SW, Cedar Valley Rd, 98th Ave W, Alderwood Mall Blvd, 93rd Ave W, 201st Pl SW, 82nd Pl W, Quartz Dr, 20th Ave W, 69th Pl W$625
200th St SW, 75th Pl W, Laurel Ln, 179th Pl SW, 173rd St SW, 73rd Ave W, 70th Ave W, 71st Ave W, 214th Pl SW, 152nd Pl SW$671

Lynnwood, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lynnwood$91 to $94
Edmonds$93
Alderwood Manor$92
North Lynnwood$90

Lynnwood, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Lynnwood Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,900$10,300
Net Savings to Lynnwood Home Owner from High Deductible Plan $600

 


Lynnwood, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lynnwood, WA Home Replacement Value MORE than Home Value Lynnwood, WA Home Replacement Value LESS than Home Value
Replacement Value $567,000 $417,500
Insurance Premium based on Replacement Value $1,525 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $98,000 Risk Exposure from Under Insuring Coverage is $51,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $275/year

 


Example Lynnwood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceAmerican Family Insurance
Monthly Premium 672852
Year Built 197219802006
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $350000-$400000$150000-$175000$200000-$250000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500- $1000 Deductible