Lynnwood Insurance Rates:

Lynnwood, WA homeowners insurance is nearly $517 to $705, about $43-$58/month. Our extensive guide reveals consumers can save upto $244 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
I also enjoy the fact that their customer support is top notch and accommodate any concerns i have with my current home insurance plan.
Allstate
Their website can be a little confusing to navigate, so instead i have to call their phones instead for questions.
American Family
When i filed a claim, the company not only provided a low claim value they did not represent me when working on the claim. there was a dispute with a third party for repairs and american family was uncooperative.
Geico
We love their customer service. We can contact them via email or phone. The wait is not long when we need to speak to them on the phone. They answer the majority of our questions in minutes
State Farm
The premium is about what I expect for the coverage I am looking for. I am not in a high-risk area, so it is pretty much in line. Of course, I wish it could be lower, but after shopping around, it is the best I could get.
State Farm
I really don't dislike anything. I love everything about them. Most people complain about insurance companies, but I have not had one bad interaction with them
State Farm
I like their rate, customer service, easy to understand website and flexible payment options where I can pay monthly or annually and so on.

Lynnwood, WA Homeowners Insurance By Home Value

Lynnwood, WA Home Value Total Homes % of Total Average Lynnwood, WA Homeowners Insurance
Less than $50,000 415 6.0% $48
$90,000 to $99,999 120 1.0% $189
$100,000 to $124,999 165 2.0% $219
$150,000 to $174,999 372 6.0% $329
$175,000 to $199,999 308 4.0% $378
$200,000 to $249,999 1,047 16.0% $452
$250,000 to $299,999 1,190 19.0% $556
$300,000 to $399,999 2,455 39.0% $708

Top Home Insurance Agents Near Lynnwood, WA

Home Insurance Company Near Lynnwood, WA Homeowners Insurance Agency Near Lynnwood, WA Address
Farmers Bradney Chilcott 10202 Pacific Ave S Ste 105, Tacoma, WA, 98444
Liberty Mutual Carrie Barrett 15809 Bear Creek Pkwy Suite 120, Redmond, WA, 98052
Allstate Chris Whitted 14915 Ne 20th St, Bellevue, WA, 98007
State Farm Christy Niemann 13200 Old Redmond Road, Redmond, WA, 98052
Allstate Patrick Sprague 830 N 10th St Ste Q, Renton, WA, 98057

Cost Of Homeowners Insurance By Street Near Lynnwood, WA

Streets in Lynnwood Area Homeowners Insurance Cost
184th Pl SW, Lynnwood Dr, 175th Pl SW, 174th Pl SW, 183rd Pl SW, 190th St SW, 163rd St SW, Birch Way, Shell Valley Way, 163rd Pl SW$651
36th Pl W, 217th St SW, 44 Pl W, 40th Pl W, 151st Pl SW, 51st Pl W, 68th Ave SW, Hillpointe Cir, 183rd St SW, 161st Pl SW$674
208th Pl SW, 71st Ave W, Wall Rd, 43rd Pl W, 69th Pl W, Homeview Dr, 148th Pl SW, Sea Vista Pl, 21st Pl W, 162nd St$618
205th Pl SW, Cedar Valley Rd, 98th Ave W, Alderwood Mall Blvd, 93rd Ave W, 201st Pl SW, 82nd Pl W, Quartz Dr, 20th Ave W, 69th Pl W$625
200th St SW, 75th Pl W, Laurel Ln, 179th Pl SW, 173rd St SW, 73rd Ave W, 70th Ave W, 71st Ave W, 214th Pl SW, 152nd Pl SW$671

Lynnwood, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lynnwood$91 to $94
Edmonds$93
Alderwood Manor$92
North Lynnwood$90

Lynnwood, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Edmonds CCD, Snohomish County, Washington $78 $103 $155
Alderwood Manor CDP, Washington $77 $103 $154
North Lynnwood CDP, Washington $75 $100 $150

Lynnwood, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lynnwood, WA2.7%9.2%
Edmonds2.4%8.57%
Alderwood Manor2.4%7.59%
North Lynnwood2.49%9.04%

Lynnwood Renters Insurance as a Percentage of Rent

Lynnwood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 105 1.0% $333
$200 to $299 214 3.0% $783
$300 to $499 156 2.0% $1233
$500 to $749 608 9.0% $1908
$750 to $999 2,330 35.0% $2658
$1,000 to $1,499 2,295 35.0% $3783
$1,500 or more 786 12.0% $5433

Lynnwood, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Lynnwood Homeowner Insurance Premium Example $1,200$1,000
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,900$10,300
Net Savings to Lynnwood Home Owner from High Deductible Plan $600

Lynnwood, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lynnwood, WA Home Replacement Value MORE than Home Value Lynnwood, WA Home Replacement Value LESS than Home Value
Replacement Value $567,000 $417,500
Insurance Premium based on Replacement Value $1,525 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $98,000 Risk Exposure from Under Insuring Coverage is $51,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $275/year

Example Lynnwood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceAmerican Family Insurance
Monthly Premium 672852
Year Built 197219802006
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $350000-$400000$150000-$175000$200000-$250000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Lynnwood, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 190,000 Metal Roof 1,390 2 $1000-$2500 Deductible 160 6 Brick siding yes
2012 280,000 Composition Roof 1,870 4 $1000-$2500 Deductible 280 4 Stone Siding yes
2000 265,000 Wood Shake Roof 1,790 3 > $10,000 Deductible 120 4 Brick siding No
1979 715,000 Wood Shake Roof 4,690 5 $5000 to $10,000 Deductible 570 5 Vinyl siding No
1993 240,000 Composition Roof 1,610 2 $2500-$5000 Deductible 180 4 Vinyl siding No
2012 645,000 Wood Shake Roof 3,500 5 > $10,000 Deductible 180 2 Brick siding yes
1979 400,000 Asphalt Shingles Roof 2,200 3 $1000-$2500 Deductible 1090 12 Fiber-Cement Siding No
2007 240,000 Composition Roof 1,320 2 $500 Deductible 320 6 Fiber-Cement Siding yes
2008 355,000 Membrane Roof 2,430 4 > $10,000 Deductible 550 12 Brick siding yes
2008 200,000 Shingles Roof 1,140 2 $2500-$5000 Deductible 70 2 Stucco siding yes
1983 265,000 Wood Shake Roof 2,020 4 $5000 to $10,000 Deductible 30 1 Vinyl siding No
2006 570,000 Composition Roof 3,110 4 $5000 to $10,000 Deductible 200 3 Stone Siding No
1989 290,000 Tile Roof 1,920 3 $5000 to $10,000 Deductible 200 4 Brick siding No
2007 235,000 Metal Roof 1,260 3 $500- $1000 Deductible 240 4 Fiber-Cement Siding No
2010 215,000 Slate Shingles Roof 1,420 2 $500 Deductible 370 8 Fiber-Cement Siding No
1962 355,000 Wood Shake Roof 2,380 4 $5000 to $10,000 Deductible 240 5 Stucco siding yes
2010 340,000 Membrane Roof 2,710 4 $5000 to $10,000 Deductible 140 3 Vinyl siding yes
2006 750,000 Membrane Roof 4,050 5 $500 Deductible 1680 9 Stone Siding No
2012 580,000 Wood Shake Roof 3,620 5 $500- $1000 Deductible 460 4 Wood siding No
1961 170,000 Slate Shingles Roof 1,230 3 $2500-$5000 Deductible 50 2 Stone Siding yes
1969 540,000 Tile Roof 4,010 5 $1000-$2500 Deductible 540 4 Stone Siding yes
1988 250,000 Slate Shingles Roof 1,570 3 $1000-$2500 Deductible 220 4 Brick siding yes