Lynnfield Insurance Rates:

Lynnfield, MA homeowners insurance is roughly $945 to $1,294, about $78-$107/month. Our extensive guide shows customers can save upto $447 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lynnfield, MA Homeowners Insurance By Home Value

Lynnfield, MA Home Value Total Homes % of Total Average Lynnfield, MA Homeowners Insurance
Less than $50,000 55 7.0% $44
$60,000 to $69,999 12 1.0% $123
$70,000 to $79,999 15 2.0% $145
$100,000 to $124,999 24 3.0% $223
$125,000 to $149,999 57 7.0% $279
$150,000 to $174,999 16 2.0% $324
$175,000 to $199,999 19 2.0% $380
$200,000 to $249,999 98 13.0% $458
$250,000 to $299,999 13 1.0% $559
$300,000 to $399,999 428 58.0% $716

Top Home Insurance Agents Near Lynnfield, MA

Home Insurance Company Near Lynnfield, MA Homeowners Insurance Agency Near Lynnfield, MA Address
Travelers Foy Insurance - Scarborough 64 PORTSMOUTH AVE, EXETER, NH, 3833
NA Appleby & Wyman Insurance Agency 301 Littleton Rd , Westford, MA, 1886
NA Awesome Agents, Inc 1671 Worcester Rd, Framingham, MA, 1701
NA Hpm Insurance 3 #306 , Bedford, NH, 3110
Travelers Charles A Powers & Sons Llp 233 N MAIN ST, RANDOLPH, MA, 2368

Cost Of Homeowners Insurance By Street Near Lynnfield, MA

Streets in Lynnfield Area Homeowners Insurance Cost
N Hill Dr, Joseph Ln, Parkwood Rd, Dunstan Rd, Brook Dr, Fernway, Freeman St, Fairview Rd, Hilltop Rd, Westover Dr$1,102
Tapley Rd, Perry Ave, Douglas Rd, Thwing Rd, Baldwin Ln, Fletcher Rd, Beechwood Rd, Jordan Rd, Oxbow Rd, Huntingdon Rd$1,138
Timberhill Ter, Townsend Rd, Old Wood Rd, Wirthmore Ln, Giugliano Ter, Trickett Rd, Bishops Ln, Beaver Ave, Taylor Ter, Locksley Rd$1,137
Pillings Pond Rd, Stone Ln, Apple Hill Ln, New Meadow Rd, Doncaster Cir, Homestead Rd, Center Village, Jensen St, Sylvan Cir, Windsor Rd$1,130
Hidden Valley Rd, Currie Cir, Hart Rd, Michaels Rd, Driftwood Ln, Doncaster Rd, London Rd, Forest Hill Ave, Saunders Rd, Shady Nook Ln$1,139

Lynnfield, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lynnfield$166 to $169
Wakefield$161
Reading$163
Peabody$158

Lynnfield, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wakefield CDP, Massachusetts $161 $214 $321
Reading CDP, Massachusetts $163 $217 $326
Peabody city, Massachusetts $158 $210 $315

Lynnfield, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lynnfield, MA3.2%10.6%
Wakefield3.79%11.45%
Reading3.42%9.79%
Peabody4.24%15.17%

Lynnfield Renters Insurance as a Percentage of Rent

Lynnfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 37 8.0% $317
$200 to $299 26 5.0% $767
$300 to $499 66 14.0% $1217
$500 to $749 29 6.0% $1892
$1,000 to $1,499 140 31.0% $3767
$1,500 or more 143 32.0% $5417

Lynnfield, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$4,800
Yearly Lynnfield Homeowner Insurance Premium Example $5,700$4,900
Out of Pocket Expense During Claim$800$4,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $40,700$39,100
Net Savings to Lynnfield Home Owner from High Deductible Plan $1,600

Lynnfield, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lynnfield, MA Home Replacement Value MORE than Home Value Lynnfield, MA Home Replacement Value LESS than Home Value
Replacement Value $559,000 $444,000
Insurance Premium based on Replacement Value $4,075 $3,250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $60,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $400/year

Example Lynnfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmChubb Group of Insurance
Monthly Premium 340392234
Year Built 196619451954
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $500000-$600000$500000-$600000$700000-$800000
Deductible $500- $1000 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Lynnfield, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 630,000 Shingles Roof 2,550 4 $500 Deductible 1970 4 Wood siding yes
1968 330,000 Shingles Roof 1,570 3 $500- $1000 Deductible 170 1 Stucco siding yes
1954 485,000 Shingles Roof 2,000 3 > $10,000 Deductible 180 1 Brick siding No
1982 900,000 Membrane Roof 2,980 4 $2500-$5000 Deductible 340 1 Fiber-Cement Siding yes
1973 740,000 Wood Shake Roof 2,630 5 $500 Deductible 2630 4 Stucco siding No
1943 535,000 Wood Shake Roof 2,300 4 > $10,000 Deductible 1260 6 Stone Siding No
1957 1,160,000 Slate Shingles Roof 4,600 5 $500 Deductible 2530 4 Wood siding No
1953 375,000 Metal Roof 1,300 3 $1000-$2500 Deductible 1110 8 Fiber-Cement Siding No
1947 765,000 Shingles Roof 2,650 4 $500 Deductible 5380 10 Brick siding yes
1956 445,000 Shingles Roof 1,870 4 $1000-$2500 Deductible 2820 10 Stone Siding yes
1947 385,000 Metal Roof 1,770 4 > $10,000 Deductible 1270 12 Stone Siding No
1958 370,000 Wood Shake Roof 1,550 3 $1000-$2500 Deductible 420 2 Vinyl siding No
1947 435,000 Slate Shingles Roof 2,110 5 $5000 to $10,000 Deductible 2040 10 Fiber-Cement Siding No
1949 410,000 Composition Roof 1,570 3 $500- $1000 Deductible 1780 8 Stone Siding No
1958 1,020,000 Asphalt Shingles Roof 3,630 5 > $10,000 Deductible 2770 10 Vinyl siding No
1963 760,000 Membrane Roof 3,110 4 > $10,000 Deductible 1670 7 Vinyl siding No
1963 1,305,000 Shingles Roof 4,720 5 $5000 to $10,000 Deductible 3620 8 Stucco siding yes
1985 1,245,000 Slate Shingles Roof 4,040 5 $1000-$2500 Deductible 3170 5 Vinyl siding yes
1987 270,000 Wood Shake Roof 1,240 3 $1000-$2500 Deductible 1480 10 Stone Siding No
1957 615,000 Asphalt Shingles Roof 2,170 5 $2500-$5000 Deductible 510 2 Brick siding yes
1968 795,000 Asphalt Shingles Roof 3,600 5 $2500-$5000 Deductible 2510 6 Fiber-Cement Siding No
1951 675,000 Slate Shingles Roof 2,460 5 $500- $1000 Deductible 3310 6 Wood siding yes
1941 390,000 Composition Roof 1,540 3 $2500-$5000 Deductible 1210 5 Stone Siding yes
1966 680,000 Shingles Roof 2,700 4 > $10,000 Deductible 1200 5 Fiber-Cement Siding yes
1945 1,085,000 Wood Shake Roof 4,030 5 $2500-$5000 Deductible 4500 8 Stucco siding No
1952 510,000 Asphalt Shingles Roof 2,040 5 $5000 to $10,000 Deductible 1530 7 Wood siding yes
1958 480,000 Asphalt Shingles Roof 1,930 4 $2500-$5000 Deductible 2690 10 Stone Siding yes
1963 1,025,000 Composition Roof 3,590 5 $1000-$2500 Deductible 1390 2 Vinyl siding No
1948 450,000 Tile Roof 1,590 5 $1000-$2500 Deductible 2140 6 Wood siding No
1971 830,000 Metal Roof 3,460 5 $500 Deductible 1920 3 Fiber-Cement Siding yes
1963 495,000 Membrane Roof 2,220 3 $500- $1000 Deductible 3200 12 Stone Siding No
1951 365,000 Membrane Roof 1,580 5 $1000-$2500 Deductible 1710 10 Brick siding yes