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Lynn, MA Home Values & Insurance Rates

Lynn, MA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 317 2.0% $92
$100,000 to $124,999 464 3.0% $432
$125,000 to $149,999 529 3.0% $535
$150,000 to $174,999 1,060 7.0% $637
$175,000 to $199,999 889 6.0% $730
$200,000 to $249,999 3,477 24.0% $884
$250,000 to $299,999 4,060 28.0% $1080
$300,000 to $399,999 3,316 23.0% $1378

Top Home Insurance Agents Near Lynn, MA

Home Insurance Company Near Lynn, MA Homeowners Insurance Agency Near Lynn, MA Address
Travelers Aronson Insurance 950 Highland Ave, Needham, MA, 2494
Travelers Cleary Insurance Inc 226 Causeway St Suite 302, Boston, MA, 2114
Travelers Gencorp Ins Brokerage Of Massachusetts Inc 35 ADAMS ST, ABINGTON, MA, 2351
NA Hardy Insurance Agency Inc 31 Tosca Drive Suite 2, Stoughton, MA, 2072
NA Hometown Insurance Agency 37 Union Square, Milford, NH, 3055

Estimated Home Insurance By Street Area Near Lynn, MA

Lynn Area Estimated House Insurance
Chandler Ter, Hilton Ave, Van Buren St, Lafayette Park W, Greenleaf Cir, Bickford St, Brookline Ave, Judith Way, Ashton Sq, Ladd Hill Rd$1,019
W Neptune St, Maplewood Rd, Saint Clair St, Bagley Ter, Glenwood St, Lovers Leap Ave, Haviland Ave, Hacker Rd, Lafayette Park, Hanover St$1,024
Rock St, Linton Rd, Prescott Rd, Shirley Rd, Indian Hill Rd, Everett St, Fiske Ave, Wells Pl, Kings Hill Dr, Hanover Cir$1,015
B St, Ashlee Glen, Estes St, Lynnmere Ave, Graves Pl, Moon Rd, River Street Ct, Trevett Ave, Dorinda Cir, Wonderland Ter$1,026
Sutcliffe Rd, Harding St, Acorn St, Longhill Rd, Mount Pleasant St, Ocean Park, Tilton Pl, Joel Cir, Orlando Ave, Woodside Ter$1,047

Savings on home insurance for senior occupied homes

PlaceSavings
Lynn$154 to $156
Saugus$158
Swampscott$161
Salem$156

Lynn, MA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lynn, MA4.2%12.5%
Saugus3.96%13.42%
Swampscott3.44%9.08%
Salem4.15%11.02%

Lynn Renters Insurance as a Percentage of Rent

Lynn Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 636 3.0% $361
$200 to $299 1,627 9.0% $811
$300 to $499 1,448 8.0% $1261
$500 to $749 2,140 12.0% $1936
$750 to $999 4,074 23.0% $2686
$1,000 to $1,499 6,291 35.0% $3811
$1,500 or more 1,430 8.0% $5461

Lynn, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Lynn Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $13,600$12,600
Net Savings to Lynn Home Owner from High Deductible Plan $1,000

Lynn, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lynn, MA Home Replacement Value MORE than Home Value Lynn, MA Home Replacement Value LESS than Home Value
Replacement Value $394,000 $244,000
Insurance Premium based on Replacement Value $3,500 $2,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $81,500 Risk Exposure from Under Insuring Coverage is $68,500
Premium Impact Insurance cheaper by $600/year Insurance costlier by $725/year

Example Lynn Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmChubb Group of InsuranceAmica Mutual Insurance Company
Monthly Premium 46155182
Year Built 196219441941
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$400000-$500000
Deductible $2500-$5000 Deductible$500 Deductible> $10,000 Deductible

Lynn, MA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Saugus CDP, Massachusetts $132 $176 $264
Swampscott CDP, Massachusetts $135 $179 $269
Salem city, Massachusetts $131 $174 $261

Sample Home Insurance Rates for Lynn, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 225,000 Membrane Roof 1,640 2 $500- $1000 Deductible 650 4 Stone Siding yes
1961 360,000 Tile Roof 2,720 4 $2500-$5000 Deductible 2750 12 Stone Siding No
1965 205,000 Slate Shingles Roof 1,400 3 $1000-$2500 Deductible 260 2 Stone Siding No
1943 190,000 Tile Roof 1,650 2 $5000 to $10,000 Deductible 1030 9 Fiber-Cement Siding yes
1963 420,000 Metal Roof 2,730 4 $500- $1000 Deductible 2340 10 Vinyl siding No
1943 520,000 Composition Roof 3,260 4 $5000 to $10,000 Deductible 420 2 Stone Siding No
1968 370,000 Metal Roof 2,470 4 $2500-$5000 Deductible 880 5 Brick siding yes
1945 195,000 Asphalt Shingles Roof 1,530 3 $500 Deductible 370 3 Brick siding No
1966 325,000 Composition Roof 2,040 3 $500 Deductible 2130 10 Fiber-Cement Siding No
1948 330,000 Slate Shingles Roof 2,570 4 $5000 to $10,000 Deductible 860 8 Brick siding yes
1965 265,000 Asphalt Shingles Roof 2,240 3 $1000-$2500 Deductible 740 4 Wood siding No
1960 115,000 Slate Shingles Roof 930 2 $500- $1000 Deductible 420 7 Fiber-Cement Siding No
1960 260,000 Shingles Roof 1,610 3 $1000-$2500 Deductible 1180 7 Vinyl siding No
1954 155,000 Membrane Roof 861 2 $2500-$5000 Deductible 990 8 Stucco siding yes