Lyndhurst Insurance Rates:

Lyndhurst, NJ homeowners insurance is roughly $743 to $1,012, about $61-$84/month. Our exhaustive guide reveals consumers can save upto $350 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
My insurance company does not offer flood insurance. i have to buy my flood insurance through the federal government. i don't believe the federal government should be providing me insurance.
Allstate
Two things that i enjoy about my home insurance provider is they are always available if anything happens such as a house fire or a break in and have a quick response on any claim.
Allstate
I like that it is huge. They will never go bankrupt or fail they are too big to fail and the government will step in if necessary.
Metlife
Best insurance company I have worked with. They are prompt on returning your calls and assisting your needs. My agent is always happy to answer my questions.
Farmer's Insurance
The websites mobile app can get you the basic information that you need but if you need anything that might seem complicated, you will have to go into the agent's office or call over the phone. This makes the app useless since the app seems to make everything a complicated issue.
Allstate
I really like dealing with my local agent. I have yet to file a claim but any interaction I have with them is very personal and I feel like they really want to keep my business and make me happy.
Allstate
I only use the website to make payments really, so have had no issues with it. I have not had to file any claims or anything.
Allstate
I would recommend home insurance to anyone who owns a home. I only have renters insurance but I think it is worth it. If I had a home I would buy home owners insurance.

Lyndhurst, NJ Homeowners Insurance By Home Value

Lyndhurst, NJ Home Value Total Homes % of Total Average Lyndhurst, NJ Homeowners Insurance
Less than $50,000 53 2.0% $52
$200,000 to $249,999 205 8.0% $499
$250,000 to $299,999 402 17.0% $605
$300,000 to $399,999 1,645 70.0% $771

Top Home Insurance Agents Near Lyndhurst, NJ

Home Insurance Company Near Lyndhurst, NJ Homeowners Insurance Agency Near Lyndhurst, NJ Address
NA J. Coulter & Co., Inc 107 Harbor Dr Rd , Port Chester, NY, 10573
Liberty Mutual Independent Borden Perlman Salisbury & Kelly 317 CLEVELAND AVE, HIGHLAND PARK, NJ, 8904
Allstate James Heins 302 E 19th St, New York, NY, 10003
State Farm John Buck Kerlin Clu, Lutcf, Chfc 134 Nassau Street, Princeton, NJ, 08542-7014
Travelers Two Js Insurance Agency Inc 916 E 86TH ST, BROOKLYN, NY, 11236

Cost Of Homeowners Insurance By Street Near Lyndhurst, NJ

Streets in Lyndhurst Area Homeowners Insurance Cost
Chase Ave, Ogden Pl, Ogden Pl, Tyler St, Chubb Ave, Watson Ave, Summer Ave, Paul St, Octavia Pl, Marin Ave$891
Meyer Ave, Page Ave, Newark Ave, Wall St W, Mountain Way, Green Ave, Weiderman Pl, Brisbane St, Ash St, Green Ave$891
Weiderman Ave, Milburn Ave, Bloomfield Pl, 1st Ave, Furman Pl, Weart Ave, Jenness Pl, Harrington Ave, Lyndhurst Ave, 2nd Ave$891
Castle Ter, Bogle Dr, Copeland Ave, 3rd Ave, Van Eyck Ct, Jay Ave, Olive St, Van Buren St, Lewandowski St, Clinton Ter$880
Regina Ct, 1st Ave, Post Ave, Schuyler Ave, Chase Ave, Pennsylvania Ave, Louise Ct, Polito Ave, Tontine Ave, Stuyvesant Ave$872

Lyndhurst, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lyndhurst$130 to $132
North Arlington$130
Rutherford$133
East Rutherford$131

Lyndhurst, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Arlington borough, New Jersey $109 $145 $217
Rutherford borough, New Jersey $111 $148 $222
East Rutherford borough, New Jersey $110 $146 $219

Lyndhurst, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lyndhurst, NJ3.0%7.9%
North Arlington2.82%7.23%
Rutherford2.57%7.4%
East Rutherford3.13%9.4%

Lyndhurst Renters Insurance as a Percentage of Rent

Lyndhurst Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 123 3.0% $1221
$500 to $749 182 5.0% $1896
$750 to $999 561 16.0% $2646
$1,000 to $1,499 1,510 45.0% $3771
$1,500 or more 934 27.0% $5421

Lyndhurst, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Lyndhurst Homeowner Insurance Premium Example $1,500$1,300
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,500$12,900
Net Savings to Lyndhurst Home Owner from High Deductible Plan $600

Lyndhurst, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lyndhurst, NJ Home Replacement Value MORE than Home Value Lyndhurst, NJ Home Replacement Value LESS than Home Value
Replacement Value $471,000 $361,500
Insurance Premium based on Replacement Value $2,600 $2,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $59,000 Risk Exposure from Under Insuring Coverage is $50,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $300/year

Example Lyndhurst Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceTravelersAllstate
Monthly Premium 75126125
Year Built 194519601956
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $300000-$350000$250000-$300000$300000-$350000
Deductible $5000 to $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Lyndhurst, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 285,000 Asphalt Shingles Roof 1,320 2 $500 Deductible 900 8 Fiber-Cement Siding yes
1964 445,000 Membrane Roof 2,130 3 $500- $1000 Deductible 140 1 Stucco siding yes
1957 240,000 Shingles Roof 1,060 2 $500- $1000 Deductible 240 3 Stucco siding No
1973 410,000 Composition Roof 2,100 4 $500- $1000 Deductible 480 3 Stone Siding No
1948 345,000 Metal Roof 1,800 3 $500- $1000 Deductible 180 1 Fiber-Cement Siding No
1955 435,000 Asphalt Shingles Roof 2,410 4 > $10,000 Deductible 480 7 Stucco siding yes
1962 390,000 Composition Roof 1,880 3 $1000-$2500 Deductible 2090 12 Vinyl siding No
1961 300,000 Tile Roof 1,720 4 $2500-$5000 Deductible 290 3 Stone Siding yes
1963 250,000 Tile Roof 1,370 2 $5000 to $10,000 Deductible 900 12 Wood siding No
1940 185,000 Shingles Roof 1,150 2 $5000 to $10,000 Deductible 210 5 Stucco siding yes
1959 420,000 Slate Shingles Roof 2,350 3 $500 Deductible 720 4 Fiber-Cement Siding yes
1958 245,000 Tile Roof 1,150 2 $1000-$2500 Deductible 1010 10 Brick siding yes
1969 275,000 Composition Roof 1,710 2 $1000-$2500 Deductible 430 4 Fiber-Cement Siding yes
1962 590,000 Composition Roof 3,340 4 $1000-$2500 Deductible 1000 6 Stucco siding No
1963 255,000 Slate Shingles Roof 1,100 2 $5000 to $10,000 Deductible 470 8 Stucco siding No
1949 360,000 Composition Roof 1,570 3 $500- $1000 Deductible 990 7 Brick siding yes
1977 330,000 Wood Shake Roof 1,430 2 $5000 to $10,000 Deductible 520 5 Stucco siding yes
1951 340,000 Wood Shake Roof 1,500 2 $1000-$2500 Deductible 720 7 Brick siding No
1952 445,000 Wood Shake Roof 1,960 3 $500- $1000 Deductible 320 2 Wood siding yes
1972 500,000 Composition Roof 2,970 4 $500 Deductible 200 1 Wood siding No
1970 175,000 Tile Roof 1,010 2 $1000-$2500 Deductible 220 4 Brick siding No
1970 385,000 Slate Shingles Roof 2,070 3 $5000 to $10,000 Deductible 1010 8 Vinyl siding No
1966 255,000 Composition Roof 1,090 2 $500 Deductible 490 5 Fiber-Cement Siding No
1940 240,000 Composition Roof 1,420 3 > $10,000 Deductible 680 10 Fiber-Cement Siding No
1952 535,000 Membrane Roof 2,390 4 $5000 to $10,000 Deductible 1730 10 Fiber-Cement Siding No
1979 375,000 Asphalt Shingles Roof 1,740 2 $500- $1000 Deductible 250 2 Stucco siding yes
1944 385,000 Shingles Roof 2,320 4 $500 Deductible 1330 12 Vinyl siding No
1955 300,000 Tile Roof 1,670 3 $500 Deductible 310 2 Vinyl siding No
1972 195,000 Metal Roof 1,160 2 $1000-$2500 Deductible 600 10 Fiber-Cement Siding No
1975 485,000 Slate Shingles Roof 2,610 4 $2500-$5000 Deductible 1180 8 Fiber-Cement Siding No
1979 385,000 Metal Roof 1,790 4 $1000-$2500 Deductible 780 5 Vinyl siding No
1951 265,000 Tile Roof 1,490 2 $500 Deductible 260 2 Stucco siding No
1945 335,000 Metal Roof 1,470 3 $1000-$2500 Deductible 420 3 Stucco siding No
1977 205,000 Asphalt Shingles Roof 1,130 2 $2500-$5000 Deductible 200 3 Wood siding No