Lynchburg, TN homeowners insurance is approximately $683 to $933, about $56-$77/month. Our detailed research reveals consumers can save upto $323 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lynchburg, TN | Homeowners Insurance Agency Near Lynchburg, TN | Address |
|---|---|---|
| State Farm | Bill Hayes | 136 S Lowry St, Smyrna, TN, 37167-2540 |
| Allstate | Christopher Poplin | 1470 Battleground Dr, Murfreesboro, TN, 37129 |
| Travelers | Everett Insurance Agency | 438 W COMMERCE ST, LEWISBURG, TN, 37091 |
| Nationwide | James R Adcock | 1139 Nw Broad St, Murfreesboro, TN, 37129 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Moore County, Tennessee | $101 | $135 | $202 |
| Tullahoma city, Tennessee | $101 | $134 | $201 |
| Normandy town, Tennessee | $98 | $131 | $196 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lynchburg, TN | 7.7% | 20.3% |
| Moore County | 7.69% | 20.34% |
| Tullahoma | 5.82% | 17.45% |
| Normandy | 6.55% | 22.9% |
| Lynchburg Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 10 | 3.0% | $354 |
| $200 to $299 | 35 | 10.0% | $804 |
| $300 to $499 | 64 | 20.0% | $1254 |
| $500 to $749 | 178 | 55.0% | $1929 |
| $750 to $999 | 23 | 7.0% | $2679 |
| $1,000 to $1,499 | 10 | 3.0% | $3804 |
| Streets in Lynchburg Area | Homeowners Insurance Cost |
|---|---|
| Redford Ln, McMasters Ln, Nolen Rd, Hilltop Ln, Flowertown Rd, Old Chestnut Ridge Rd, J D Run, Ralph Smith Rd, Raby Hollow Rd, Oneal Rd | $820 |
| Gardner Ln, Tepedino Ln, Harry Hill Rd, Turkey Creek Church Rd, Chigger Hill Ln, Clayton Syler Dr, Reynolds Hollow Rd, B J Memory Ln, Milsap Rd, Charity Rd | $811 |
| Himes Ln, Gore Rd, Maura Ln, Waggoner Hollow Rd, Turkey Creek Loop, Carr Creek Rd, Kight Hollow Rd, Motlow Rd, Shelbyville Hwy, Coopers Cove | $810 |
| Warren Rd, Marble Hill Rd, Oak Grove Rd, Hilltop Cir, Morgan St, Mechanic St N, Roy Smith Rd, Charlie McGee Rd, Higgins Ln, Incline Rd | $811 |
| Dale's Ln, Martin Hollow Rd, Gavlicks Ln, Duck Branch Rd, Shelton Rd, Hurricane Church Rd, Paradise Ln, Campbell Ln, State Rte 50, Old Fayetteville Hwy | $809 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lynchburg | $120 to $123 |
| Moore County | $121 |
| Tullahoma | $120 |
| Normandy | $117 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $1,900 |
| Yearly Lynchburg Homeowner Insurance Premium Example | $1,100 | $900 |
| Out of Pocket Expense During Claim | $900 | $1,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,700 | $9,100 |
| Net Savings to Lynchburg Home Owner from High Deductible Plan | $600 | |
| Scenario | Lynchburg, TN Home Replacement Value MORE than Home Value | Lynchburg, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $173,500 | $108,500 |
| Insurance Premium based on Replacement Value | $825 | $500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $36,000 | Risk Exposure from Under Insuring Coverage is $29,000 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $175/year |
| Insurance Company | Travelers | State Farm | Amica Mutual Insurance Company |
| Monthly Premium | 72 | 45 | 126 |
| Year Built | 2011 | 1981 | 2009 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $175000-$200000 | $175000-$200000 | $350000-$400000 |
| Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible |