Luzerne County Insurance Rates:

Luzerne County, PA homeowners insurance is about $602 to $816, about $50-$68/month. Our in depth analysis shows customers can save as much as $283 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
My agent knows me and knows my family. anytime i need to make a claim, i have the confidence in knowing that it will be handled quickly and fairly.
State Farm
One thing i do not like about my insurance company is the prices. i wish the insurance premiums weren't what they are.
Farmer's Insurance
Farmer's website is very user-friendly. It is easy to navigate whether I'm paying a monthly premium, need to look at my policies or print a copy of the evidence of insurance for my vehicles.
Farmer's Insurance
Friendly and knowledgeable agents who are easy to get in touch with, and competitive rates and features of their policies.
State Farm
The cost goes up every year. I pay extra because I have a college-age son, even though he is rarely home.
State Farm
I have never contacted the customer service, not I have heard something about it. Giving my opinion would be inappropriate. It’s a really passive relationship, probably would be better if the company was more invested in their clients.
Very helpful, offering different options, also I was very happy that they worked quickly and there were no delays at all in the process
The Hartford
I really could not think of something that I dislike, since until now I have been treated with much education.
Erie Insurance
State Farm
The company overall is good. They take care of me as a person and know me. They are a big business, however, so they are not perfect. Things run slow. Anytime you deal with a slow process that like that, pains are felt. Overall I would likely not switch though as I am sure that slow process exists in all companies.
I really do not have any major complaints about the company. It could have better information pamphlets but that is about it.
I am extremely satisfied with Geico as compared to companies I've had in the past and will remain a Geico customer
State Farm
I have had a positive experience with this company and would recommend it to others. Rates are lower than other companies and offers high quality coverage. The company is easy to work with and employees are helpful and friendly.
State Farm
I would recommend this company, especially our local office and contact. Our coverage is sufficient for our needs, and they are helpful when needed.
Overall the company is good at all point in time and they communicate with us well and help us in any situation by easy claiming
Erie Insurance
The quickness of resolving the problem and the communication when my agent needs or has policy changes to make to my policy.
Liberty Mutual
The company is large and financially secure, but my premium seems high considering I have never filed a claim in twenty years. Plus, I never hear from them unless it is time for me to pay the premium.

Luzerne County, PA Homeowners Insurance By Home Value

Luzerne County, PA Home Value Total Homes % of Total Average Luzerne County, PA Homeowners Insurance
Less than $50,000 8,113 9.0% $141
$50,000 to $59,999 4,218 4.0% $304
$60,000 to $69,999 4,840 5.0% $382
$70,000 to $79,999 5,894 6.0% $439
$80,000 to $89,999 6,711 7.0% $503
$90,000 to $99,999 5,905 6.0% $560
$100,000 to $124,999 11,130 12.0% $652
$125,000 to $149,999 8,799 10.0% $815
$150,000 to $174,999 9,608 11.0% $957
$175,000 to $199,999 5,511 6.0% $1106
$200,000 to $249,999 6,877 8.0% $1332
$250,000 to $299,999 4,556 5.0% $1630
$300,000 to $399,999 3,586 4.0% $2070

Top Home Insurance Agents Near Luzerne County, PA

Home Insurance Company Near Luzerne County, PA Homeowners Insurance Agency Near Luzerne County, PA Address
Liberty Mutual Independent Insurance Agency Alliance Inc 200 E NORWEGIAN ST, POTTSVILLE, PA, 17901
Allstate Jamie Coyle 113 W Green St Ste 202, Columbia, MD, 21044
Nationwide Michael J Banul 40 1/2 S Mountain Blvd, Mountain Top, PA, 18707-1123
Allstate William P Dadio Jr 3639 Bath Pike, Bethlehem, PA, 18017
Travelers Yalch Insurance Agency 111 N Mountain Blvd, Mountaintop, PA, 18707

Cost Of Homeowners Insurance By Street Near Luzerne County, PA

Streets in Luzerne County Area Homeowners Insurance Cost
Mahoney Rd, Stage Coach Rd, Michael Rd, Patch Rd, Worrall St, Hidden Ln, Meadowbrook Ct, Twp Hwy 368, N Linden St, Pine Dr$704
E Walnut St, Upper St, Boone Ct, W Jefferson Ave, Sans Souci Pkwy, Lynch Ln, Maplewood Dr, Sachse Ave, E Mountain Rd, Mason Ln$706
Lockhart St, Poppy Hills Rd, Tr454, Harvey St, Abbott St, S Lee Ct, New Hancock St, Garden Ave, State Rte 2035, Meadows$703
Woodbine St, T-431, Mallard Way, Renfer Rd, Liberty St, Kingsbury Rd, W 13th St, E Holly St, Hill Rd, State Rte 4026$744
Pugh St, Maffett St, Salem Dr, Valley View Ave, N Country Club Rd E, Hawthorne St, Narrow St, Ransom St, Greystone Dr, Meadow Ln$696
T453, Horseshoe Dr, College St, E Acacia St, Old Orchard Ln, Woodward Hill Rd, T538, 6th St, Phillips St, Ferry St$693
Rowlands Ln, Nicholson St, Birch, Atlantic Ave, N Cleveland St, Lilac Springs Ln, E Broadway St, Frederick Dr, E Mine St, Tory Ct$701
Washington Ter, N Greco Dr, Riley St, Temperance Hill, Indian Cave Rd, Dallas Village, Andover Rd, Valley St, Ave B, Schley St$716
Sherman St, Shinny Rd, Shady Rill Rd, Fieldcrest Dr, T355, Westminister Rd, Bryson Pl, Gallagher Ln, Harding St, W Co Rd 40$710
S Sherman St, Bonn Ct, Seminole Ave, Sarah St, Commerce St, Ash Ct, T469, Unami Cir, Maple Ln Mobile Home Pk, State Rte 2047$701

Luzerne County, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Luzerne County$106 to $108
Warrior Run$103

Luzerne County, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Nuangola borough, Pennsylvania $90 $120 $180
Warrior Run borough, Pennsylvania $86 $115 $172
Nanticoke city, Pennsylvania $87 $115 $173

Luzerne County, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Luzerne County, PA4.8%12.5%
Warrior Run5.75%12.92%

Luzerne County Renters Insurance as a Percentage of Rent

Luzerne County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 1,437 3.0% $348
$200 to $299 2,718 7.0% $798
$300 to $499 6,900 17.0% $1248
$500 to $749 13,983 36.0% $1923
$750 to $999 8,448 21.0% $2673
$1,000 to $1,499 4,404 11.0% $3798
$1,500 or more 699 1.0% $5448