Luthersville Insurance Rates:

Luthersville, GA homeowners insurance is about $729 to $1,003, about $60-$83/month. Our extensive guide reveals consumers can save as much as $346 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Luthersville, GA Homeowners Insurance By Home Value

Luthersville, GA Home Value Total Homes % of Total Average Luthersville, GA Homeowners Insurance
Less than $50,000 282 21.0% $207
$50,000 to $59,999 51 3.0% $441
$60,000 to $69,999 58 4.0% $554
$70,000 to $79,999 34 2.0% $632
$80,000 to $89,999 175 13.0% $718
$90,000 to $99,999 93 7.0% $805
$100,000 to $124,999 139 10.0% $935
$125,000 to $149,999 124 9.0% $1169
$150,000 to $174,999 116 8.0% $1385
$175,000 to $199,999 41 3.0% $1593
$200,000 to $249,999 141 10.0% $1922
$250,000 to $299,999 44 3.0% $2346
$300,000 to $399,999 19 1.0% $2979

Top Home Insurance Agents Near Luthersville, GA

Home Insurance Company Near Luthersville, GA Homeowners Insurance Agency Near Luthersville, GA Address
State Farm Joe Bedsole 8517 Hospital Dr Ste A, Douglasville, GA, 30134-2498
State Farm Kay Robinson 412 W Gordon St, Thomaston, GA, 30286-3414
Allstate Rhonda Campbell 231d S 10th St, Griffin, GA, 30224
State Farm Rick Binfield 2750 Lake Harbin Rd, Morrow, GA, 30260-2114
State Farm Robert Allen 201 Fifth Avenue, Manchester, GA, 31816

Cost Of Homeowners Insurance By Street Near Luthersville, GA

Streets in Luthersville Area Homeowners Insurance Cost
Whitten Ln, Rocky Mount Rd, Al Roberts Rd, Evelyn Dr, Alvaton Rd, Hunter Welch Pkwy, Joshua Ln, Antelope Ln, Clark Rd, Meadows Dr$865
Green Dr, Pioneer Trl, Weaver Rd, Mann Rd, Park St, State Rte 85, Flat Shoals Rd, US Hwy 27 Alt, Meriwether St, Moss Rd$864
Buck Ln, E Oak St, Caldwell Farm Rd, Cobb Ln, Williams Cir, Hines Cir, Charlie Fuller Rd, 3rd St, Hawk Nest Dr, Johns Rd$865
Graham Rd, Ray Rd, Timberland Ct, Bethel Church Rd, Heather Ln, McWilliams Barber Rd, Split Rail Farm Rd, Culpepper Cir, Sunnyside Church Rd, Lowe Stinson Ln$861
State Rte 362, May Ln, Calvin Murphy Rd, Callaway Rd, Dawson Stinson Rd, Pulpwood Ln, State Rte 100, State Rte 54, Shaw Dr, Todd Rd$871

Luthersville, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Luthersville$128 to $131
Lone Oak$130
Moreland$134
Hogansville$129

Luthersville, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lone Oak town, Georgia $109 $145 $217
Moreland CCD, Coweta County, Georgia $112 $149 $223
Hogansville CCD, Troup County, Georgia $108 $144 $216

Luthersville, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Luthersville, GA5.9%20.3%
Lone Oak7.82%21.72%
Moreland6.2%20.95%
Hogansville5.87%17.33%

Luthersville Renters Insurance as a Percentage of Rent

Luthersville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 4 1.0% $827
$300 to $499 29 7.0% $1277
$500 to $749 177 46.0% $1952
$750 to $999 124 32.0% $2702
$1,000 to $1,499 39 10.0% $3827
$1,500 or more 8 2.0% $5477

Luthersville, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Luthersville Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,900$7,300
Net Savings to Luthersville Home Owner from High Deductible Plan $600

Luthersville, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Luthersville, GA Home Replacement Value MORE than Home Value Luthersville, GA Home Replacement Value LESS than Home Value
Replacement Value $127,500 $81,000
Insurance Premium based on Replacement Value $725 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $26,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Luthersville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceTravelers
Monthly Premium 4265118
Year Built 201020051982
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$150000-$175000$300000-$350000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Luthersville, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 90,000 Membrane Roof 1,210 3 $1000-$2500 Deductible 220 6 Stone Siding yes
1982 145,000 Slate Shingles Roof 2,390 5 $500 Deductible 560 10 Stone Siding No
1980 150,000 Slate Shingles Roof 1,950 3 $500 Deductible 120 2 Fiber-Cement Siding yes
2007 90,000 Metal Roof 1,410 3 $2500-$5000 Deductible 290 12 Wood siding yes
2010 135,000 Metal Roof 2,140 4 $2500-$5000 Deductible 100 3 Brick siding yes
2008 215,000 Metal Roof 2,740 5 $500- $1000 Deductible 510 9 Vinyl siding No
2009 255,000 Slate Shingles Roof 3,080 4 $1000-$2500 Deductible 220 2 Stucco siding No
2004 190,000 Shingles Roof 2,740 4 $5000 to $10,000 Deductible 430 9 Fiber-Cement Siding yes
1984 125,000 Slate Shingles Roof 1,920 3 $1000-$2500 Deductible 530 10 Stucco siding yes
2012 120,000 Tile Roof 1,950 5 $1000-$2500 Deductible 380 9 Brick siding No
1995 245,000 Slate Shingles Roof 3,210 5 $500- $1000 Deductible 650 8 Fiber-Cement Siding yes
1984 120,000 Slate Shingles Roof 1,780 3 $1000-$2500 Deductible 680 12 Wood siding No
1995 195,000 Wood Shake Roof 2,900 4 $500- $1000 Deductible 970 12 Wood siding yes
2010 140,000 Tile Roof 2,380 4 $500- $1000 Deductible 570 10 Vinyl siding yes
2006 135,000 Wood Shake Roof 1,710 3 $500- $1000 Deductible 300 4 Stone Siding No
2010 185,000 Wood Shake Roof 2,380 3 $500 Deductible 780 9 Stone Siding yes
2013 265,000 Membrane Roof 4,300 5 $500 Deductible 610 6 Stucco siding yes
2013 165,000 Membrane Roof 2,250 4 $500 Deductible 710 8 Stone Siding No
1997 280,000 Slate Shingles Roof 3,280 4 $2500-$5000 Deductible 230 3 Fiber-Cement Siding No
1994 330,000 Tile Roof 4,280 5 $2500-$5000 Deductible 820 9 Stone Siding yes
1985 130,000 Membrane Roof 2,210 5 $500 Deductible 510 9 Stucco siding yes
1988 235,000 Asphalt Shingles Roof 3,220 4 $2500-$5000 Deductible 170 3 Vinyl siding yes
2012 155,000 Composition Roof 2,330 4 $5000 to $10,000 Deductible 300 7 Stone Siding yes
2003 185,000 Metal Roof 3,280 5 $2500-$5000 Deductible 250 6 Stucco siding yes
2011 270,000 Tile Roof 3,970 5 $500- $1000 Deductible 370 4 Wood siding yes
2010 135,000 Asphalt Shingles Roof 1,950 3 $500 Deductible 110 3 Vinyl siding yes
2003 165,000 Slate Shingles Roof 2,680 5 $500 Deductible 390 5 Vinyl siding No
1989 255,000 Metal Roof 3,460 5 $1000-$2500 Deductible 80 1 Fiber-Cement Siding yes