Lunenburg, MA homeowners insurance is roughly $879 to $1,198, about $73-$99/month. Our comprehensive analysis reveals consumers can save as much as $415 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lunenburg, MA | Homeowners Insurance Agency Near Lunenburg, MA | Address |
|---|---|---|
| Travelers | Babineau Insurance Agency | 546 Electric Avenue, Fitchburg, MA, 1420 |
| Travelers | John E Biggio | 399 WINTHROP ST, WINTHROP, MA, 2152 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Shirley town, Middlesex County, Massachusetts | $130 | $173 | $259 |
| Leominster city, Massachusetts | $128 | $170 | $255 |
| Fitchburg city, Massachusetts | $126 | $168 | $252 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lunenburg, MA | 4.4% | 12% |
| Shirley | 4.15% | 15.07% |
| Leominster | 4.59% | 14.53% |
| Fitchburg | 4.95% | 14.41% |
| Lunenburg Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 15 | 3.0% | $357 |
| $200 to $299 | 17 | 3.0% | $807 |
| $300 to $499 | 56 | 13.0% | $1257 |
| $500 to $749 | 40 | 9.0% | $1932 |
| $750 to $999 | 149 | 34.0% | $2682 |
| $1,000 to $1,499 | 129 | 30.0% | $3807 |
| $1,500 or more | 23 | 5.0% | $5457 |
| Streets in Lunenburg Area | Homeowners Insurance Cost |
|---|---|
| Spring St Exd, Boucher Rd, Townsend Harbor Rd, Asplund Dr, Page St, Smith Dr, W Groton Rd, Thorndike St, Buttonwood Pl, Elmwood Rd | $1,028 |
| Lawton Ave, Harbor Ter, Ramgren Rd, Cove Rd, Arbor St, The Clearing St, Sunset Ave, Windermere Dr, Iris Ct, Goodrich St | $1,028 |
| Autumn Rd, Andrew Ter, Wilderwood Ave, Robbs Hill Rd, Horizon Island Rd, Francis Ave, Broad Meadow Dr, Fairview Rd, Sandy Cove Rd, Cliffview Ter | $1,028 |
| Ferdinand Pw, Townsend Harbor Rd, Shaker Ct, S Row Rd, Burke St, Wintergreen Ct, Winter Hill Rd, Lancaster Ave, Page Hill Rd, Chase Rd | $1,028 |
| Lake Front Ave, Kingman St, Fire Rd 16, Riley Rd, Jacklyn Dr, Fort Pond Rd, Stonefence Rd, Joslin St, Whalom Rd, Carr Ave | $1,026 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lunenburg | $155 to $158 |
| Shirley | $155 |
| Leominster | $153 |
| Fitchburg | $151 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $4,000 |
| Yearly Lunenburg Homeowner Insurance Premium Example | $2,100 | $1,600 |
| Out of Pocket Expense During Claim | $1,000 | $4,000 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $15,700 | $15,200 |
| Net Savings to Lunenburg Home Owner from High Deductible Plan | $500 | |
| Scenario | Lunenburg, MA Home Replacement Value MORE than Home Value | Lunenburg, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $298,000 | $209,000 |
| Insurance Premium based on Replacement Value | $2,300 | $1,600 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $52,500 | Risk Exposure from Under Insuring Coverage is $36,500 |
| Premium Impact | Insurance cheaper by $275/year | Insurance costlier by $425/year |
| Insurance Company | State Farm | Amica Mutual Insurance Company | Liberty Mutual |
| Monthly Premium | 208 | 133 | 213 |
| Year Built | 2011 | 1947 | 1984 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $250000-$300000 | $250000-$300000 |
| Deductible | $500 Deductible | $1000-$2500 Deductible | $500 Deductible |