Lumberton Insurance Rates:

Lumberton, TX homeowners insurance is approximately $872 to $1,191, about $72-$99/month. Our comprehensive analysis shows customers can save as much as $412 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I disliked that my neighbors that had roofs that were damaged in the same storm got the run around after the roof was inspected by a different person than the one that saw ours.
Progressive
I would recommend this company. The price seems standard for the industry. The customer service and the ability to customize the coverage to my needs exceeded my expectations.
State Farm
I would recommend State Farm for home insurance. My agent is very proactive and helps me make sure I have appropriate coverage and any discounts for which I am eligible. When I needed to make a claim, everything went smoothly.

Lumberton, TX Homeowners Insurance By Home Value

Lumberton, TX Home Value Total Homes % of Total Average Lumberton, TX Homeowners Insurance
Less than $50,000 812 19.0% $206
$50,000 to $59,999 154 3.0% $443
$60,000 to $69,999 133 3.0% $546
$70,000 to $79,999 215 5.0% $628
$80,000 to $89,999 184 4.0% $721
$90,000 to $99,999 207 4.0% $804
$100,000 to $124,999 560 13.0% $927
$125,000 to $149,999 355 8.0% $1165
$150,000 to $174,999 604 14.0% $1381
$175,000 to $199,999 178 4.0% $1587
$200,000 to $249,999 341 8.0% $1917
$250,000 to $299,999 318 7.0% $2340
$300,000 to $399,999 169 3.0% $2979

Top Home Insurance Agents Near Lumberton, TX

Home Insurance Company Near Lumberton, TX Homeowners Insurance Agency Near Lumberton, TX Address
Farmers Brandon Rose 5465 Highway 105, Beaumont, TX, 77708
State Farm Don Heath Clu, Cpcu, Chfc 2215 Calder, Beaumont, TX, 77701-1562
Allstate Quality Ins 440 N Main St, Vidor, TX, 77662
Allstate Randon Rector 1550 Cornerstone Ct, Beaumont, TX, 77706
State Farm Randy Hicks 405 S Main St, Lumberton, TX, 77657-7374

Cost Of Homeowners Insurance By Street Near Lumberton, TX

Streets in Lumberton Area Homeowners Insurance Cost
Smith League Rd, Hooks Rd, Kingsrow St, Red Oak Dr, State Hwy 421, Kingsrow, Duke St, Old Silsbee Rd, Hamshire Ln, Allen St$1,024
Pine Hill Dr, River Birch Cir, Oakridge Dr, E Chance Rd, Wisteria St, Southland Dr, Harvest Moon Dr, Hannah Ln, Ash Dr, Old Trahan Pl$1,055
Harrell Dr, Pepper Ln, Mitchell Rd, Beech St, Matthews Ln, Lakewood, Wingfield St, Tall Timbers St, Isom St, Judy Ln$1,029
N Wind St, Selman, Peck Rd, Cunningham Ave, Beaver Brook, Temporary Ln, Nonie Ln, W Boardwalk, E Chance Cutoff, E Walton$1,029
Candlelight Ln, Williams Rd, Birch Dr, FM 3513 Rd, Wren St, Kay Ln, Lindsey Rd, Dogwood Ln, Ginger Ln, Fletcher Rd$1,038

Lumberton, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lumberton$153 to $155
Rose Hill Acres$154
Bevil Oaks$155
Pine Forest$151

Lumberton, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rose Hill Acres city, Texas $154 $205 $308
Bevil Oaks city, Texas $155 $207 $311
Pine Forest city, Texas $152 $202 $303

Lumberton, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lumberton, TX6.7%21.0%
Rose Hill Acres7.42%20.27%
Bevil Oaks7.03%16.98%
Pine Forest8.21%33.01%

Lumberton Renters Insurance as a Percentage of Rent

Lumberton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 157 10.0% $1251
$500 to $749 534 36.0% $1926
$750 to $999 493 33.0% $2676
$1,000 to $1,499 257 17.0% $3801

Lumberton, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Lumberton Homeowner Insurance Premium Example $1,800$1,400
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $16,200$15,000
Net Savings to Lumberton Home Owner from High Deductible Plan $1,200

Lumberton, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lumberton, TX Home Replacement Value MORE than Home Value Lumberton, TX Home Replacement Value LESS than Home Value
Replacement Value $147,500 $97,500
Insurance Premium based on Replacement Value $1,125 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $175/year

Example Lumberton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateTravelersChubb Group of Insurance
Monthly Premium 7511594
Year Built 200519902011
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$175000-$200000$125000-$150000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Lumberton, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1991 125,000 Wood Shake Roof 1,940 4 $2500-$5000 Deductible 590 9 Fiber-Cement Siding No
2012 305,000 Slate Shingles Roof 3,840 5 $500- $1000 Deductible 710 3 Stucco siding No
2007 130,000 Wood Shake Roof 1,540 3 $1000-$2500 Deductible 900 10 Stucco siding No
1982 300,000 Shingles Roof 4,720 5 > $10,000 Deductible 440 4 Stucco siding No
1984 105,000 Metal Roof 1,330 3 $2500-$5000 Deductible 460 8 Vinyl siding yes
2009 315,000 Composition Roof 3,390 4 > $10,000 Deductible 360 3 Fiber-Cement Siding yes
1985 160,000 Metal Roof 2,190 4 $5000 to $10,000 Deductible 160 2 Fiber-Cement Siding No
1992 160,000 Tile Roof 2,200 4 $2500-$5000 Deductible 690 10 Wood siding yes
1990 235,000 Membrane Roof 3,240 4 $5000 to $10,000 Deductible 990 7 Fiber-Cement Siding No
1992 195,000 Asphalt Shingles Roof 2,280 3 $2500-$5000 Deductible 1130 8 Vinyl siding yes
2008 115,000 Membrane Roof 1,670 3 $2500-$5000 Deductible 950 10 Brick siding No
1999 120,000 Composition Roof 1,640 5 $500 Deductible 70 1 Brick siding yes
2013 135,000 Shingles Roof 1,930 4 $1000-$2500 Deductible 390 5 Stucco siding No
2004 120,000 Membrane Roof 1,610 4 $1000-$2500 Deductible 700 9 Brick siding No
1997 275,000 Composition Roof 2,900 4 $500- $1000 Deductible 360 2 Fiber-Cement Siding yes
1987 275,000 Shingles Roof 3,580 5 > $10,000 Deductible 640 5 Stone Siding No
1995 155,000 Asphalt Shingles Roof 1,830 4 $500- $1000 Deductible 480 5 Vinyl siding yes
2004 90,000 Asphalt Shingles Roof 1,390 3 $2500-$5000 Deductible 280 6 Stone Siding yes
1998 170,000 Composition Roof 2,310 3 $2500-$5000 Deductible 1150 10 Stucco siding No
2001 390,000 Slate Shingles Roof 4,500 5 $5000 to $10,000 Deductible 1190 5 Wood siding yes
1994 115,000 Shingles Roof 1,240 3 $1000-$2500 Deductible 270 4 Wood siding No
2008 185,000 Wood Shake Roof 2,790 5 $5000 to $10,000 Deductible 1160 9 Fiber-Cement Siding yes
1994 140,000 Membrane Roof 1,920 5 $1000-$2500 Deductible 640 7 Vinyl siding yes
2004 110,000 Slate Shingles Roof 1,200 3 $2500-$5000 Deductible 470 8 Vinyl siding yes
2011 365,000 Shingles Roof 4,860 5 $500- $1000 Deductible 2200 6 Fiber-Cement Siding No
2001 160,000 Composition Roof 2,070 5 $500- $1000 Deductible 190 2 Wood siding No
1981 195,000 Asphalt Shingles Roof 2,240 3 $500 Deductible 310 2 Brick siding No
2010 215,000 Wood Shake Roof 2,340 3 $1000-$2500 Deductible 1180 12 Fiber-Cement Siding No
1982 305,000 Wood Shake Roof 3,400 4 > $10,000 Deductible 370 2 Stucco siding No
2009 175,000 Slate Shingles Roof 2,090 5 $1000-$2500 Deductible 1400 10 Stone Siding No