Lufkin Insurance Rates:

Lufkin, TX homeowners insurance is approximately $859 to $1,165, about $71-$97/month. Our comprehensive research indicates shoppers can save upto $404 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Esurance
The premium rate of my policy with Esurance is very reasonable and much less than carriers I have used in the past. I am very satisfied with the rate and am impressed with representatives that found discounts.
Metlife
I recommend to this home insurance company in the policy provided by the satisfied by the family members and me. Thus I recommended to others.
Liberty Mutual
Yes, Liberty Mutual Insurance Is Expensive…And Yes, It May Be Well Worth It. Liberty Mutual Insurance sure isn't the cheapest deal. ... In fact, spending more on your insurance policy can actually save you money in the long run.
Allstate
Very good offering and coverage compared to other insurance companies checked out. Chose to go with them because of the perks and low price comparatively.
State Farm
State farm is the cheapest around and really gives you the best bang for your buck. Other insurance companies are more expensive and they have more hidden fees. With state farm, you reay get what you pay for.
Progressive
It is the same policy I had with another insurance company, but less expensive because I was able to bundle it with Car and Umbrella insurance.
Allstate
I have had allstate since 2011 and it has been a fantastic experience so far the customer service has been beyond accommodating with any questions i have had during this time really making them top of the line in my opinion.
State Farm
I wish they would provide more of a discount to a repeat client. it seems that not getting a loyalty discount as i do with my car insurance.
Allstate
Overall, allstate has excellent customer service when you need to make a claim. they are responsive and quick to come out and check the damages.
State Farm
The only issue IÃḃ€™ve had with progressive is their suddenly raising our home insurance premium by over $200. I understand why they did it, but I had to reach out and ask them since they didn't inform me in advance.
Amica Mutual Insurance
The routine mailings I have received from America has been informative and well produced.
State Farm
I like that I can get results and financial information whenever I ask for it
Travelers
Again, I let my agent do all the communicating. I have not had a claim so I have not had an opportunity to deal with them.
Geico
Ease of use is the most important. I like the communication style and would recommend Geico to anyone looking for coverage.
Allstate
They're quick on the phone, anytime I've called in with an issue someone has been there to pick up without excessive wait times.
Nationwide
I do not recommend this company although I use them now, and have used them for the past decade plus. My agent is wonderful, but the company structure leaves quite a bit to be desired. There are many choices, it seems, of insurers and underwriters because I am in a rural location and live on acreage. The costs are high for premiums yet I see little value in what I pay for. I've had only one claim, for hail damage, in over 20 years of living in my home and having this insurer. Yet the claim paid out very little and it was the fault of my agent. So would I recommend this company? No. Why do I still use them? It's very hard to get insured out here and not pay premiums that are sky high. Nationwide is definitely NOT on my side.
Progressive
I would overall recommend Progressive. They have great customer service and it is very easy to get a hold of somebody in a pinch. Other insurers can be difficult if not impossible to get on the phone when needed.
Progressive
I have renter's insurance and thus far have been very happy. The premiums are quite affordable for good coverage. I have not had a claim so I cannot attest to that experience yet.
State Farm
I would recommend something else as this is only good when available on a discount price or if you have the money to throw away on insurance.

Lufkin, TX Homeowners Insurance By Home Value

Lufkin, TX Home Value Total Homes % of Total Average Lufkin, TX Homeowners Insurance
Less than $50,000 2,746 23.0% $283
$50,000 to $59,999 1,013 8.0% $607
$60,000 to $69,999 838 7.0% $759
$70,000 to $79,999 712 6.0% $870
$80,000 to $89,999 1,031 8.0% $991
$90,000 to $99,999 611 5.0% $1103
$100,000 to $124,999 984 8.0% $1285
$125,000 to $149,999 1,075 9.0% $1598
$150,000 to $174,999 1,100 9.0% $1892
$175,000 to $199,999 403 3.0% $2185
$200,000 to $249,999 625 5.0% $2631
$250,000 to $299,999 457 3.0% $3218
$300,000 to $399,999 202 1.0% $4088

Top Home Insurance Agents Near Lufkin, TX

Home Insurance Company Near Lufkin, TX Homeowners Insurance Agency Near Lufkin, TX Address
NA Morgan Insurance Agency 3708 S. Medford Dr., Lufkin, TX, 75901
Travelers Anco Insurance 323 N. Beatty Avenue, Livingston, TX, 77351
Travelers Bartlett Baggett & Shands 1204 S FIRST ST, LUFKIN, TX, 75901
Farmers Mary Shanklin Lutcf 801 E Denman Ave Ste 2, Lufkin, TX, 75901
State Farm Nikki Evans-Wallace 332 N University Dr, Nacogdoches, TX, 75961-5123

Lufkin, TX Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Lufkin, TX

Streets in Lufkin Area Homeowners Insurance Cost
Spikes St, Virgie Rd, N Forty Cir, FM 842 E, Co Rd 52C, Co Rd 111A, Charlton St, Paul Hawkins Rd, Fred St, Co Rd 141$998
E Jodie Ave, Joe Bynum, Oakwood Dr, Ruel St, Old Hwy 59, Co Rd 120, Kiwans Park Dr, Co Rd 237B, S Franklin St, Co Rd 237A$1,000
Mayo Pl, State Hwy 103 W, May St, Pine Cone Ln, Hubbard St, Shelly Dr, S Timberland Dr, Cripple Creek Rd, Shangri la Ct, Ross Nash Ln$1,012
Oakridge Cir, Renfro Dr, Mize St, Peace Ave, FM 326 N, Co Rd 136B, Houston St, Ford Chapel Rd, Weeks St, Ford Chapel Rd$995
Jefferson Ave, Kingston St, Wood Ave, Hickory Hollow Rd, Nye Lee St, Skeetwood St, Parker Ln, Knollwood Dr, Oscar Berry Rd, Post Oak Rd$1,010
Bending Oak St, Cascade Ct, Zoo Cir, Shady Pine St, Spyglass Dr, Co Rd 277, Columbia Ct, Lemans Dr, Co Rd 82, Lance St$1,060
Cimarron Dr, Maas St, Possum Trl, Co Rd 160, Pinehurst Dr, Morningside Dr, Renfro Dr, Northwood St, FM 3521, Homer Alto Rd$997
Pleasant Dr, Co Rd 115, Perry Dr, Redland Church Rd, Lane Dr, Corley Finley Rd, Jones St, E Polk Ave, Southwood Dr, Co Rd 153$998
N Bonner St, Holmes Rd, Chimney Rock Rd, N Timberland Dr, Columbine Dr, Hickory Hill Dr, Co Rd 132, S John Redditt Dr, Kentwood Dr, Old Homer Alto Rd$1,046
Towering Oak, Co Rd 33A, Twin Creek St, N Angelina St, Co Rd 68, Harvey Walker Rd, Kingwood Cir, Payton St, Knollwood St, Co Rd 30$1,029

Lufkin, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lufkin$151 to $154
Hudson$152
Redland$148
Burke$151

Lufkin, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hudson city, Texas $152 $202 $303
Redland CDP, Texas $149 $198 $297
Burke city, Texas $152 $202 $303

Lufkin, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lufkin, TX7.9%20.8%
Hudson7.34%24.35%
Redland8.77%32.26%
Burke7.04%33.8%

Lufkin Renters Insurance as a Percentage of Rent

Lufkin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 115 1.0% $807
$300 to $499 654 10.0% $1257
$500 to $749 2,501 38.0% $1932
$750 to $999 2,056 31.0% $2682
$1,000 to $1,499 959 14.0% $3807
$1,500 or more 181 2.0% $5457

Lufkin, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Lufkin Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,500$10,900
Net Savings to Lufkin Home Owner from High Deductible Plan $600

Lufkin, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lufkin, TX Home Replacement Value MORE than Home Value Lufkin, TX Home Replacement Value LESS than Home Value
Replacement Value $104,000 $72,000
Insurance Premium based on Replacement Value $775 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Lufkin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateGEICO Insurance
Monthly Premium 67114167
Year Built 199719651979
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$175000-$200000$250000-$300000
Deductible $500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Lufkin, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 100,000 Shingles Roof 1,770 3 $500 Deductible 80 1 Fiber-Cement Siding yes
1991 150,000 Metal Roof 2,070 4 $500 Deductible 1880 12 Vinyl siding yes
2009 150,000 Asphalt Shingles Roof 2,060 3 $2500-$5000 Deductible 710 9 Fiber-Cement Siding No
1987 120,000 Membrane Roof 1,670 4 $500 Deductible 220 3 Brick siding No
1987 65,000 Shingles Roof 1,250 3 $500- $1000 Deductible 160 3 Stone Siding yes
1965 130,000 Slate Shingles Roof 1,870 4 $500- $1000 Deductible 600 9 Wood siding yes
1963 85,000 Tile Roof 1,410 3 $500 Deductible 370 6 Wood siding yes
1981 255,000 Asphalt Shingles Roof 3,700 5 $2500-$5000 Deductible 1120 8 Stone Siding No
1982 125,000 Composition Roof 1,840 4 $500 Deductible 70 1 Brick siding No
2004 265,000 Composition Roof 4,930 5 $1000-$2500 Deductible 170 1 Wood siding yes
1970 190,000 Slate Shingles Roof 2,470 4 $5000 to $10,000 Deductible 620 8 Stucco siding No
1974 105,000 Metal Roof 1,710 4 $1000-$2500 Deductible 660 12 Vinyl siding yes
1990 245,000 Shingles Roof 3,550 5 $500 Deductible 1480 6 Stucco siding No
1975 210,000 Shingles Roof 2,720 4 $5000 to $10,000 Deductible 1150 12 Vinyl siding No
1981 120,000 Composition Roof 1,680 4 $500 Deductible 360 4 Wood siding yes
1979 240,000 Composition Roof 4,090 5 $5000 to $10,000 Deductible 850 7 Wood siding No
1987 140,000 Tile Roof 2,350 3 $500- $1000 Deductible 530 5 Brick siding yes
1972 225,000 Asphalt Shingles Roof 3,380 4 > $10,000 Deductible 600 8 Brick siding yes
2000 235,000 Shingles Roof 3,150 5 $1000-$2500 Deductible 820 7 Brick siding No
2005 125,000 Shingles Roof 1,950 3 $2500-$5000 Deductible 410 6 Wood siding No
1980 135,000 Asphalt Shingles Roof 2,050 5 $2500-$5000 Deductible 510 6 Wood siding No
1978 80,000 Membrane Roof 1,360 3 $500- $1000 Deductible 200 3 Vinyl siding yes
1997 220,000 Metal Roof 3,670 5 > $10,000 Deductible 500 7 Vinyl siding No
1994 230,000 Metal Roof 3,140 4 $500 Deductible 1860 8 Vinyl siding No
2008 165,000 Wood Shake Roof 2,230 3 $5000 to $10,000 Deductible 760 7 Vinyl siding No
1980 240,000 Metal Roof 3,540 5 $5000 to $10,000 Deductible 620 6 Brick siding yes
1995 190,000 Wood Shake Roof 3,110 5 $5000 to $10,000 Deductible 190 2 Wood siding yes
2013 200,000 Composition Roof 2,760 4 $1000-$2500 Deductible 390 3 Stone Siding No
1974 185,000 Tile Roof 3,000 4 $1000-$2500 Deductible 300 3 Wood siding yes
1972 105,000 Tile Roof 1,980 3 $2500-$5000 Deductible 560 9 Brick siding No
2009 205,000 Composition Roof 2,800 4 > $10,000 Deductible 920 12 Brick siding yes
2001 300,000 Composition Roof 3,950 5 $500- $1000 Deductible 2580 12 Stucco siding No
1963 135,000 Membrane Roof 2,540 4 $500 Deductible 450 5 Vinyl siding yes

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