Lufkin Insurance Rates:

Lufkin, TX homeowners insurance is approximately $859 to $1,165, about $71-$97/month. Our comprehensive research indicates shoppers can save upto $404 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Allstate
I have had allstate since 2011 and it has been a fantastic experience so far the customer service has been beyond accommodating with any questions i have had during this time really making them top of the line in my opinion.
State Farm
I wish they would provide more of a discount to a repeat client. it seems that not getting a loyalty discount as i do with my car insurance.
Allstate
Overall, allstate has excellent customer service when you need to make a claim. they are responsive and quick to come out and check the damages.

Lufkin, TX Homeowners Insurance By Home Value

Lufkin, TX Home Value Total Homes % of Total Average Lufkin, TX Homeowners Insurance
Less than $50,000 2,746 23.0% $283
$50,000 to $59,999 1,013 8.0% $607
$60,000 to $69,999 838 7.0% $759
$70,000 to $79,999 712 6.0% $870
$80,000 to $89,999 1,031 8.0% $991
$90,000 to $99,999 611 5.0% $1103
$100,000 to $124,999 984 8.0% $1285
$125,000 to $149,999 1,075 9.0% $1598
$150,000 to $174,999 1,100 9.0% $1892
$175,000 to $199,999 403 3.0% $2185
$200,000 to $249,999 625 5.0% $2631
$250,000 to $299,999 457 3.0% $3218
$300,000 to $399,999 202 1.0% $4088

Top Home Insurance Agents Near Lufkin, TX

Home Insurance Company Near Lufkin, TX Homeowners Insurance Agency Near Lufkin, TX Address
NA Morgan Insurance Agency 3708 S. Medford Dr., Lufkin, TX, 75901
Travelers Anco Insurance 323 N. Beatty Avenue, Livingston, TX, 77351
Travelers Bartlett Baggett & Shands 1204 S FIRST ST, LUFKIN, TX, 75901
Farmers Mary Shanklin Lutcf 801 E Denman Ave Ste 2, Lufkin, TX, 75901
State Farm Nikki Evans-Wallace 332 N University Dr, Nacogdoches, TX, 75961-5123

Cost Of Homeowners Insurance By Street Near Lufkin, TX

Streets in Lufkin Area Homeowners Insurance Cost
Spikes St, Virgie Rd, N Forty Cir, FM 842 E, Co Rd 52C, Co Rd 111A, Charlton St, Paul Hawkins Rd, Fred St, Co Rd 141$998
E Jodie Ave, Joe Bynum, Oakwood Dr, Ruel St, Old Hwy 59, Co Rd 120, Kiwans Park Dr, Co Rd 237B, S Franklin St, Co Rd 237A$1,000
Mayo Pl, State Hwy 103 W, May St, Pine Cone Ln, Hubbard St, Shelly Dr, S Timberland Dr, Cripple Creek Rd, Shangri la Ct, Ross Nash Ln$1,012
Oakridge Cir, Renfro Dr, Mize St, Peace Ave, FM 326 N, Co Rd 136B, Houston St, Ford Chapel Rd, Weeks St, Ford Chapel Rd$995
Jefferson Ave, Kingston St, Wood Ave, Hickory Hollow Rd, Nye Lee St, Skeetwood St, Parker Ln, Knollwood Dr, Oscar Berry Rd, Post Oak Rd$1,010
Bending Oak St, Cascade Ct, Zoo Cir, Shady Pine St, Spyglass Dr, Co Rd 277, Columbia Ct, Lemans Dr, Co Rd 82, Lance St$1,060
Cimarron Dr, Maas St, Possum Trl, Co Rd 160, Pinehurst Dr, Morningside Dr, Renfro Dr, Northwood St, FM 3521, Homer Alto Rd$997
Pleasant Dr, Co Rd 115, Perry Dr, Redland Church Rd, Lane Dr, Corley Finley Rd, Jones St, E Polk Ave, Southwood Dr, Co Rd 153$998
N Bonner St, Holmes Rd, Chimney Rock Rd, N Timberland Dr, Columbine Dr, Hickory Hill Dr, Co Rd 132, S John Redditt Dr, Kentwood Dr, Old Homer Alto Rd$1,046
Towering Oak, Co Rd 33A, Twin Creek St, N Angelina St, Co Rd 68, Harvey Walker Rd, Kingwood Cir, Payton St, Knollwood St, Co Rd 30$1,029

Lufkin, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lufkin$151 to $154
Hudson$152
Redland$148
Burke$151

Lufkin, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hudson city, Texas $152 $202 $303
Redland CDP, Texas $149 $198 $297
Burke city, Texas $152 $202 $303

Lufkin, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lufkin, TX7.9%20.8%
Hudson7.34%24.35%
Redland8.77%32.26%
Burke7.04%33.8%

Lufkin Renters Insurance as a Percentage of Rent

Lufkin Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 115 1.0% $807
$300 to $499 654 10.0% $1257
$500 to $749 2,501 38.0% $1932
$750 to $999 2,056 31.0% $2682
$1,000 to $1,499 959 14.0% $3807
$1,500 or more 181 2.0% $5457

Lufkin, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Lufkin Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,500$10,900
Net Savings to Lufkin Home Owner from High Deductible Plan $600

Lufkin, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lufkin, TX Home Replacement Value MORE than Home Value Lufkin, TX Home Replacement Value LESS than Home Value
Replacement Value $104,000 $72,000
Insurance Premium based on Replacement Value $775 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Lufkin Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateGEICO Insurance
Monthly Premium 67114167
Year Built 199719651979
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$175000-$200000$250000-$300000
Deductible $500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Lufkin, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1980 135,000 Asphalt Shingles Roof 2,050 5 $2500-$5000 Deductible 510 6 Wood siding No
1978 80,000 Membrane Roof 1,360 3 $500- $1000 Deductible 200 3 Vinyl siding yes
1997 220,000 Metal Roof 3,670 5 > $10,000 Deductible 500 7 Vinyl siding No
1994 230,000 Metal Roof 3,140 4 $500 Deductible 1860 8 Vinyl siding No
2008 165,000 Wood Shake Roof 2,230 3 $5000 to $10,000 Deductible 760 7 Vinyl siding No
1980 240,000 Metal Roof 3,540 5 $5000 to $10,000 Deductible 620 6 Brick siding yes
1995 190,000 Wood Shake Roof 3,110 5 $5000 to $10,000 Deductible 190 2 Wood siding yes
2013 200,000 Composition Roof 2,760 4 $1000-$2500 Deductible 390 3 Stone Siding No
1974 185,000 Tile Roof 3,000 4 $1000-$2500 Deductible 300 3 Wood siding yes
1972 105,000 Tile Roof 1,980 3 $2500-$5000 Deductible 560 9 Brick siding No
2009 205,000 Composition Roof 2,800 4 > $10,000 Deductible 920 12 Brick siding yes
2001 300,000 Composition Roof 3,950 5 $500- $1000 Deductible 2580 12 Stucco siding No
1963 135,000 Membrane Roof 2,540 4 $500 Deductible 450 5 Vinyl siding yes