How Much Does Lubbock, TX Home Insurance Cost?
Lubbock, TX Average Homeowners Insurance Cost
$1,619
Homeowners Insurance Cost - Lubbock, TX
$124,200
Median Home Value - Lubbock, TX
Lubbock, TX Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$19.43 | $1,599.57 |
| $1000 Deductible | -$171.94 | $1,447.06 |
| $1500 Deductible | -$256.77 | $1,362.23 |
| $2000 Deductible | -$382.41 | $1,236.59 |
| $2500 Deductible | -$456.56 | $1,162.44 |
Lubbock, TX Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$421 | $1,198 |
| 30 year old | +$24 | $1,643 |
| 40 year old | +$42 | $1,661 |
| 50 year old | +$62 | $1,681 |
| Above 50 year old | +$78 | $1,697 |
Lubbock, TX Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$162 | $1,457 |
| Superior | -$146 | $1,473 |
| Masonry | -$81 | $1,538 |
| Brick | -$81 | $1,538 |
| Hail Resistant Roof | -$32 | $1,587 |
Lubbock, TX Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$32 | $1,651 |
| Swimming Pool With A Diving Board | +$65 | $1,684 |
| Swimming Pool With Slide | +$97 | $1,716 |
Lubbock, TX Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $49 | $1,570 |
| Police Department | $16 | $1,603 |
Lubbock, TX Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$679.98 | $2,299 |
| Filing a Second Liability Claim | +$615.22 | $2,234 |
| Filing a Second Theft Claim | +$615.22 | $2,234 |
| Filing a Second Water Claim | +$534.27 | $2,153 |
| Filing a Fire Claim | +$323.8 | $1,943 |
| Filing a Liability Claim | +$307.61 | $1,927 |
| Filing a Theft Claim | +$307.61 | $1,927 |
| Filing a Water Claim | +$259.04 | $1,878 |
| Filing a Weather Claim | +$259.04 | $1,878 |