How To Make Your Lubbock, TX Home Insurance Cheaper
Lubbock, TX, homeowners insurance is about $1619. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Lubbock, TX Home Insurance Rates with the Lubbock County Average
| Place | Lubbock County Average: $1,613.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Lubbock, TX | $1,619.0 | 6.0 | 0.00 | 257,384 | 124,200 |
Cost of Lubbock, TX Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Slaton | 86,600 | 6,078 | $1,455 |
| Ropesville | 76,300 | 8,767 | $1,400 |
| Abernathy | 80,800 | 11,915 | $1,425 |
| Lynn County | 76,800 | 5,128 | $1,403 |
Homeowners Insurance Comparison for the Cheapest Premiums in Lubbock, TX
| Liberty Mutual | Blue Cross Blue Shield | Progressive | |
| Median Home Value ($) | 124,200 | 124,200 | 124,200 |
| Age of Home | Year 40 Old | Year 50 Old | Above Year 50 |
| Home Coverage ($) | $300,000 -$399,999 | $500,000 -$749,999 | $1000,000 -$1499,999 |
| Total Premium ($) | $5,986.3 | $9,870.8 | $13,188.0 |
Cost of Lubbock, TX Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Horace Mann Educators Corporation | 1500 | $1500,000-$2000,000 | 9,734.3 |
| Travelers | 2500 | $250,000-$299,999 | 2,718.0 |
| Blue Cross Blue Shield | 1000 | $500,000-$749,999 | 7,524.5 |
| Progressive | 500 | $1000,000-$1499,999 | 9,994.0 |
| Amica Mutual Insurance | 1000 | $300,000-$399,999 | 4,883.6 |
| American National Property and Casualty Company | 1500 | $200,000-$249,999 | 2,397.0 |
| Liberty Mutual | 500 | $175,000-$199,999 | 2,157.6 |
| MAPFRE Insurance | 1000 | $1500,000-$2000,000 | 10,287.3 |
| State Farm | 1000 | $200,000-$249,999 | 2,533.2 |
| MetLife | 1500 | $500,000-$749,999 | 7,119.9 |