Lubbock County Insurance Rates:

Lubbock County, TX homeowners insurance is approximately $870 to $1,178, about $72-$98/month. Our exhaustive research reveals consumers can save upto $409 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

It's easy. No hassle, no crazy rate increases. It's not an issue, and they've been friendly when I've spoken to them. I haven't had any issues. I pay online, I haven't filed a claim in years.
State Farm
Its slightly difficult to interact with my insurance company. It's important for customers to communicate regularly with their insurance carriers for a multitude of reasons. It helps ensure policyholders have adequate coverage, exclusions, and terms and conditions.
Farmer's Insurance
It is pretty hard to come up with stuff that I don't like about the company since they are exceptional at what they do. Sometimes, once in a while I would get representatives who get irritated during phone calls but other than that I don't see any negativity of the company as a whole. Individual performance does not dictate negativeness from an entire corporation.
Farmer's Insurance
Claims department is bad, premiums are way too high and I just feel there are better options out there from what I have heard from friends and family
The Hartford
Only thing I can say I don't like is the high premium, outside of that I can't really find any other fault's.
Gulfstream Property And Casualty Insurance Company
I currently do not have any dislikes about the insurance company.
All in all I would not reccomend Allstate as a home insurer. Yes they offer good services and good prices but what good is any of that if they do not help you and always give you the run around? Need better results.
I enjoy working with the company. They make me be able to understand everything and make it not so overwhelming.
American Summit Insurance
Overall, they are a local company and do community outreach programs. We do appreciate that.
Farmer's Insurance
I feel safe in their care, and am glad i saw enough of their commercials to become curious enough to make the call. they value what the practice.
I think they should improve the attention to the internet portal because i could not achieve all the objectives i needed without having to move from my office
Most would say they dislike not having a local agent they can talk to in person, but i disagree. that's just one more paycheck my premiums would have to help cover.
State Farm
Price is a little bit higher than some of the bargain insurance outlets, but you get what you pay for. State Farm is well worth the slightly higher prices you may pay.
I had an issue with an inspector saying there was a crack in my foundation. i had to jump through a couple hurdles to get it resolved. it wasn't as quick to resolve an issue.
Farmer's Insurance
It's hard to get a hold of a live person sometimes but the interaction is personal and positive. No matter what my concern is if they don't know the answer, they find it for me.
State Farm
The company is good. It covers almost every damage that I could face in future. The workers are good at dealing and easy to understand.
I like that it is affordable compared to the last company we were using. In 24 years of living in our home, we never had to file a claim (knock on wood)
I am very satisfied with my company. I feel like they genuinely care about me and my family's well-being and our home.

Lubbock County, TX Homeowners Insurance By Home Value

Lubbock County, TX Home Value Total Homes % of Total Average Lubbock County, TX Homeowners Insurance
Less than $50,000 9,757 16.0% $235
$50,000 to $59,999 2,339 3.0% $491
$60,000 to $69,999 3,763 6.0% $614
$70,000 to $79,999 3,822 6.0% $706
$80,000 to $89,999 4,204 6.0% $808
$90,000 to $99,999 4,542 7.0% $901
$100,000 to $124,999 9,142 15.0% $1044
$125,000 to $149,999 6,229 10.0% $1310
$150,000 to $174,999 5,011 8.0% $1546
$175,000 to $199,999 2,868 4.0% $1781
$200,000 to $249,999 3,493 5.0% $2150
$250,000 to $299,999 2,458 4.0% $2621
$300,000 to $399,999 2,508 4.0% $3338

Top Home Insurance Agents Near Lubbock County, TX

Home Insurance Company Near Lubbock County, TX Homeowners Insurance Agency Near Lubbock County, TX Address
Travelers Alan Henry Insurance Agency Inc 3407 19TH ST, LUBBOCK, TX, 79410
Travelers Bob Brake & Associates Inc 100 S 8TH, SLATON, TX, 79364
Farmers Cassandra Cassie Luebano 5124 82nd St, Lubbock, TX, 79424
Travelers J & K Insurance Agency Inc 119 WEST COLLEGE, LOCKNEY, TX, 79241
State Farm Mark Jennings 6301 19th St Ste 4, Lubbock, TX, 79407-1442

Cost Of Homeowners Insurance By Street Near Lubbock County, TX

Streets in Lubbock County Area Homeowners Insurance Cost
C R 6260, FM 1294, FM 7440, State Spur 327, C R 2700, Co Rd 2840, 124th Ave, Co Rd 1520, Gatland Ave, Co Rd 2450$1,007
E C R 7170, Oxford St, E Lake Shore Dr, N Ave J, N C R 1400, Pounds Rd, I- 27 N, Co Rd 1530, Hoover Dr, Hall Ave$1,061
C R 3230, E 36th St, E C R 7700, E Geneva St, E C R 6660, Co Rd 6710, E 63rd St, Dale Johnson Dr, Co Rd 2760, State Hwy 41$1,013
C R 7560, Co Rd 2340, Nazareth St, Co Rd 7410, Adams St, Dawson Ave, 165th St, N 7th St, Comanche Ln, N Teak$1,054
City Bank Pkwy, E 14th St, Clovis State Rte, E Floyd St, Winterberry Ave, Vandelia Dr, W Geneva St, S Auburn Ave, Crescent Pl, E Baylor St$986
E 78th St, Sycamore Park, Macalester Ave, Bangor Dr, N Frankford Ave, N C R 1400, Co Rd 1920, E C R 6171, N King Ave, N Martin Luther King Blvd$997
E Stonehill St, N Cypress Rd, 117th St, Fiddlewood Ave, C R 2420, Aspen Ave, S 21st St, Ash Ave, 9th Dr, Co Rd 1850$1,024
N Venita Ave, Co Rd 1650, C R 1260, N FM 1729, Co Rd 6360, Terry Dr, C R 1410, W Hockley St, Jordan Ave, University of$1,045
Church St, C R 1735, N FM 400, Donna Dr, E 20th St, Co Rd 2970, W Lynn St, FM 1294, Fairbank Ave, C R 1710$1,064
N Ave L, Co Rd 3860, C R 6130, E C R 6000, E 7th St, Co Rd 2950, W 4th St, N Martin Luther King Blvd, C R 2730, Co Rd 1000$997

Lubbock County, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lubbock County$153 to $155
New Deal$150
Buffalo Springs$151

Lubbock County, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lubbock CCD, Lubbock County, Texas $154 $205 $308
New Deal town, Texas $150 $200 $300
Buffalo Springs village, Texas $152 $202 $303

Lubbock County, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lubbock County, TX7.2%19.8%
New Deal8.85%21.69%
Buffalo Springs9.37%23.43%

Lubbock County Renters Insurance as a Percentage of Rent

Lubbock County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 505 1.0% $353
$200 to $299 814 2.0% $803
$300 to $499 4,066 10.0% $1253
$500 to $749 13,870 34.0% $1928
$750 to $999 10,353 25.0% $2678
$1,000 to $1,499 7,872 19.0% $3803
$1,500 or more 2,494 6.0% $5453