How Much Does Lowell, MA Home Insurance Cost?
Lowell, MA Average Homeowners Insurance Cost
$1,048
Homeowners Insurance Cost - Lowell, MA
$240,500
Median Home Value - Lowell, MA
Lowell, MA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$12.58 | $1,035.42 |
| $1000 Deductible | -$111.3 | $936.7 |
| $1500 Deductible | -$166.21 | $881.79 |
| $2000 Deductible | -$247.54 | $800.46 |
| $2500 Deductible | -$295.54 | $752.46 |
Lowell, MA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$262 | $786 |
| 30 year old | +$16 | $1,064 |
| 40 year old | +$27 | $1,075 |
| 50 year old | +$40 | $1,088 |
| Above 50 year old | +$50 | $1,098 |
Lowell, MA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$136 | $912 |
| Superior | -$94 | $954 |
| Masonry | -$52 | $996 |
| Brick | -$52 | $996 |
| Hail Resistant Roof | -$21 | $1,027 |
Lowell, MA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$21 | $1,069 |
| Swimming Pool With A Diving Board | +$52 | $1,100 |
| Swimming Pool With Slide | +$63 | $1,111 |
Lowell, MA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $31 | $1,017 |
| Police Department | $10 | $1,038 |
Lowell, MA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$440.16 | $1,488 |
| Filing a Second Liability Claim | +$398.24 | $1,446 |
| Filing a Second Theft Claim | +$398.24 | $1,446 |
| Filing a Second Water Claim | +$345.84 | $1,394 |
| Filing a Fire Claim | +$209.6 | $1,258 |
| Filing a Liability Claim | +$199.12 | $1,247 |
| Filing a Theft Claim | +$199.12 | $1,247 |
| Filing a Water Claim | +$167.68 | $1,216 |
| Filing a Weather Claim | +$167.68 | $1,216 |