How To Make Your Lowell, MA Home Insurance Cheaper
Lowell, MA, homeowners insurance is about $1048. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Lowell, MA Home Insurance Rates with the Middlesex County Average
| Place | Middlesex County Average: $1,456.5 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Lowell, MA | $1,048.0 | -408.5 | -0.28 | 106,739 | 240,500 |
Cost of Lowell, MA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Pepperell | 326,100 | 9,269 | $1,307 |
| Lincoln | 837,200 | 97,478 | $1,469.2 |
| Groveland | 381,100 | 22,921 | $1,536 |
| Winthrop Town | 387,200 | 13,173 | $1,566 |
Homeowners Insurance Comparison for the Cheapest Premiums in Lowell, MA
| Nationwide | Travelers | State Farm | |
| Median Home Value ($) | 240,500 | 240,500 | 240,500 |
| Age of Home | Newly Constructed Home | Year 50 Old | Year 30 Old |
| Home Coverage ($) | $500,000 -$749,999 | $300,000 -$399,999 | $750,000 -$999,999 |
| Total Premium ($) | $2,189.2 | $2,013.2 | $3,588.6 |
Cost of Lowell, MA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Travelers | 2000 | $100,000-$124,999 | 351.5 |
| Westfield Insurance | 2500 | $300,000-$399,999 | 1,228.4 |
| Ameriprise | 1500 | $175,000-$199,999 | 686.0 |
| Farmer's Insurance | 500 | $500,000-$749,999 | 2,688.0 |
| Encompass Insurance | 1000 | $150,000-$174,999 | 531.6 |
| Allstate | 500 | $250,000-$299,999 | 1,210.9 |
| The Hartford | 1500 | $500,000-$749,999 | 2,438.6 |
| Homesite Insurance | 2500 | $100,000-$124,999 | 308.6 |
| MetLife | 1500 | $400,000-$499,999 | 1,905.1 |
| AAA | 1000 | $200,000-$249,999 | 820.6 |