Loveland Insurance Rates:

Loveland, OH homeowners insurance is approximately $615 to $843, about $51-$70/month. Our comprehensive guide indicates shoppers can save as much as $291 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Loveland, OH Homeowners Insurance By Home Value

Loveland, OH Home Value Total Homes % of Total Average Loveland, OH Homeowners Insurance
Less than $50,000 61 1.0% $102
$70,000 to $79,999 38 1.0% $320
$80,000 to $89,999 148 4.0% $364
$90,000 to $99,999 268 8.0% $408
$100,000 to $124,999 504 15.0% $473
$125,000 to $149,999 445 13.0% $590
$150,000 to $174,999 419 12.0% $699
$175,000 to $199,999 198 5.0% $801
$200,000 to $249,999 613 18.0% $969
$250,000 to $299,999 239 7.0% $1180
$300,000 to $399,999 365 10.0% $1501

Top Home Insurance Agents Near Loveland, OH

Home Insurance Company Near Loveland, OH Homeowners Insurance Agency Near Loveland, OH Address
Liberty Mutual Independent Assured Nl Insurance Agency Inc 4000 SMITH RD # 400, CINCINNATI, OH, 45209
State Farm Chris Champ 5409 Dixie Hwy, Fairfield, OH, 45014-4107
Allstate Jim Twiggs 2107 Miamisburg Centerville Rd, Dayton, OH, 45459
Nationwide Wertz Ins Group Inc 4042 Indian Ripple Road, Dayton, OH, 45440-3233
Nationwide Wertz Ins Group Inc 1984 Shiloh Springs Rd, Trotwood, OH, 45426

Cost Of Homeowners Insurance By Street Near Loveland, OH

Streets in Loveland Area Homeowners Insurance Cost
Cedar Rd, Walker St, Masters Row, Morgans Run Rd, Miami Ridge Dr, Spyglass Ln, Carriage Hill Ln, Oasis Dr, Doe Run Ct, Sycamore Ave$805
Glenlaurel Ct, Founders Dr, Veralois Ln, E Broadway St, Inland Ln, Bridge Ln, W Knollwood Cir, Sycamore St, Miamiview Ct, Fairway Crst$793
Anschutz Ave, Venice Ave, Elysian Dr, Miami Hts, Miami Ct, Paxton Rd, Bridge St, Waters Edge, O'Bannonville Rd, Hanna Ave$853
Deerview Dr, N 3rd St, Red Roan Ln, Wakefield Ave, Cedar Dr, E Loveland Ave, Woodlake Ct, Stirrup Dr, Asbury Ave, Seay Ct$816
Bay View Ct, Arnold Palmer Dr, Co Rd 19, Hatcher Ct, Locust Ave, Shoreline Way, Joyce Ln, Ridgetop, Pleasant Valley Ct, Wakefield St$810

Loveland, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Loveland$108 to $110
Symmes$120
Loveland Park$109
Sixteen Mile Stand$130

Loveland, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Symmes township, Hamilton County, Ohio $120 $160 $240
Loveland Park CDP, Ohio $109 $145 $218
Sixteen Mile Stand CDP, Ohio $130 $173 $260

Loveland, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Loveland, OH3.8%9.8%
Symmes2.92%8.97%
Loveland Park5.18%15.34%
Sixteen Mile Stand2.63%8.54%

Loveland Renters Insurance as a Percentage of Rent

Loveland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 32 3.0% $328
$200 to $299 14 1.0% $778
$300 to $499 62 7.0% $1228
$500 to $749 196 23.0% $1903
$750 to $999 202 24.0% $2653
$1,000 to $1,499 128 15.0% $3778
$1,500 or more 192 23.0% $5428

Loveland, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Loveland Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,000$9,400
Net Savings to Loveland Home Owner from High Deductible Plan $600

Loveland, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Loveland, OH Home Replacement Value MORE than Home Value Loveland, OH Home Replacement Value LESS than Home Value
Replacement Value $429,000 $283,500
Insurance Premium based on Replacement Value $1,875 $1,250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $80,000 Risk Exposure from Under Insuring Coverage is $65,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $350/year

Example Loveland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateLiberty Mutual
Monthly Premium 354660
Year Built 200019621985
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$125000-$150000$300000-$350000
Deductible $5000 to $10,000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Loveland, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 230,000 Composition Roof 2,100 3 $500 Deductible 460 5 Vinyl siding No
1987 175,000 Metal Roof 2,150 3 $2500-$5000 Deductible 90 2 Wood siding No
1972 240,000 Metal Roof 2,870 5 > $10,000 Deductible 200 5 Fiber-Cement Siding No
1993 155,000 Wood Shake Roof 1,950 4 $5000 to $10,000 Deductible 100 4 Vinyl siding yes
1993 165,000 Membrane Roof 1,600 3 $500 Deductible 140 3 Stone Siding yes
1965 265,000 Wood Shake Roof 2,820 5 $500- $1000 Deductible 450 5 Brick siding No
1963 260,000 Tile Roof 2,880 4 $500- $1000 Deductible 180 3 Wood siding No
1995 210,000 Slate Shingles Roof 2,350 3 $500- $1000 Deductible 740 10 Wood siding No
1977 235,000 Shingles Roof 2,000 5 $1000-$2500 Deductible 380 5 Vinyl siding yes
1997 180,000 Asphalt Shingles Roof 1,630 3 $5000 to $10,000 Deductible 140 4 Wood siding No
1978 355,000 Composition Roof 3,710 5 $1000-$2500 Deductible 1290 9 Fiber-Cement Siding No
1999 235,000 Composition Roof 1,960 3 $1000-$2500 Deductible 50 1 Brick siding yes
2006 365,000 Slate Shingles Roof 4,320 5 $500 Deductible 300 3 Fiber-Cement Siding No
2002 290,000 Composition Roof 2,870 5 > $10,000 Deductible 120 2 Wood siding No
1994 225,000 Tile Roof 1,990 3 > $10,000 Deductible 360 9 Brick siding No
1977 180,000 Tile Roof 1,850 3 $500 Deductible 780 12 Wood siding No
1984 330,000 Composition Roof 3,100 4 $5000 to $10,000 Deductible 770 10 Fiber-Cement Siding No
1973 160,000 Metal Roof 1,880 4 $500- $1000 Deductible 150 3 Stone Siding No
1975 130,000 Metal Roof 1,400 3 $1000-$2500 Deductible 40 1 Fiber-Cement Siding yes
2005 525,000 Wood Shake Roof 4,650 5 $5000 to $10,000 Deductible 180 2 Fiber-Cement Siding No
1978 290,000 Shingles Roof 2,820 4 $5000 to $10,000 Deductible 280 5 Stone Siding yes
1979 245,000 Wood Shake Roof 2,320 5 $500 Deductible 930 9 Stucco siding No
1965 400,000 Slate Shingles Roof 4,020 5 $2500-$5000 Deductible 940 8 Wood siding yes
1975 345,000 Shingles Roof 3,550 5 $1000-$2500 Deductible 310 4 Fiber-Cement Siding No
1982 310,000 Wood Shake Roof 3,900 5 > $10,000 Deductible 580 9 Fiber-Cement Siding No
1996 260,000 Asphalt Shingles Roof 2,450 4 > $10,000 Deductible 50 1 Stucco siding yes
1972 205,000 Shingles Roof 2,370 5 $500 Deductible 270 4 Brick siding No
2006 140,000 Wood Shake Roof 1,610 3 $2500-$5000 Deductible 60 2 Brick siding No
1975 155,000 Asphalt Shingles Roof 1,550 3 $2500-$5000 Deductible 60 2 Wood siding No
1968 270,000 Asphalt Shingles Roof 2,370 4 $500- $1000 Deductible 1110 9 Fiber-Cement Siding yes
2008 275,000 Tile Roof 2,370 3 $5000 to $10,000 Deductible 480 8 Fiber-Cement Siding No
1969 335,000 Metal Roof 2,810 4 $2500-$5000 Deductible 650 8 Stucco siding No
2009 325,000 Membrane Roof 3,070 4 > $10,000 Deductible 320 7 Brick siding No
2003 360,000 Shingles Roof 4,250 5 $1000-$2500 Deductible 390 5 Stone Siding No