Loveland, CO homeowners insurance is roughly $750 to $1,017, about $62-$84/month. Our exhaustive analysis reveals consumers can save upto $353 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Loveland, CO | Homeowners Insurance Agency Near Loveland, CO | Address |
|---|---|---|
| State Farm | Mark Llewellyn | 4895 W 10th St Unit C, Greeley, CO, 80634-2049 |
| State Farm | Quinn Mccoy | 7535 W 92nd Ave Ste 200, Westminster, CO, 80021-5632 |
| Allstate | Steve Bazz | 1466 Pierce St, Lakewood, CO, 80214 |
| State Farm | Troy Gonzales | 2138 Meander Rd, Windsor, CO, 80550-4661 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Berthoud CCD, Larimer County, Colorado | $113 | $150 | $225 |
| Fort Collins CCD, Larimer County, Colorado | $111 | $147 | $221 |
| Timnath town, Colorado | $114 | $152 | $228 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Loveland, CO | 4.8% | 20.5% |
| Berthoud | 4.26% | 15.42% |
| Fort Collins | 4.7% | 18.48% |
| Timnath | 3.34% | 19.16% |
| Loveland Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 180 | 1.0% | $347 |
| $200 to $299 | 267 | 2.0% | $797 |
| $300 to $499 | 503 | 4.0% | $1247 |
| $500 to $749 | 2,265 | 21.0% | $1922 |
| $750 to $999 | 2,783 | 26.0% | $2672 |
| $1,000 to $1,499 | 3,404 | 32.0% | $3797 |
| $1,500 or more | 1,009 | 9.0% | $5447 |
| Streets in Loveland Area | Homeowners Insurance Cost |
|---|---|
| Keenesburg Ct, 9th Pl SW, John Galt Dr, Springwood Ct, Sheridan Ave, Gard Pl, Longspur St, Hawaii Cir, Prospect Dr, Turkey Roost Connection | $879 |
| Glen Dr, Norfolk Pl, Turquoise St, Thomas Ct, Ladera Rd, Shirke Rd, Many Elk Rd, S Cleveland Ave, N del Norte Ave, Springs Ranch Rd | $907 |
| Gladeview Ct, Roosevelt Ave, Jordan Dr, Calhoun Ct, Clear Creek Dr, Swan Mountain Dr, Laguna Ct, Creekwood Dr, Highland Dr, Taft Hill Rd | $923 |
| Shubert Dr, S Dotsero Dr, Idaho Pl, Singing Pines Ct, W 32nd St, Joyce Ct, Mount Fisher Ct, Jefferson Dr, W 6th St, Lebsack Ln | $908 |
| Meadow Ln, Mountain Lion Dr, Obrien Dr, Lucia Ct, 15th St SW, Sheridan Ave, N Custer Ave, Over Rd, Cox Ct, Sand Grouse Dr | $882 |
| E 12th St, Grey Mountain Dr, Spanish Bay Dr, Filbert Ave, Coral Burst Ct, Bulwark Ridge Ct, Brookwood Ct, Crowley Cir, Fallgold Dr, Jessen Dr | $885 |
| W 29th St, W Co Rd 18, Bulwark Ridge Dr, Monroe Ave, Mid Pointe Dr, Dry Creek, W Co Rd 16H, 2nd St SE, Indian Blind Trl, Sundisk Dr | $920 |
| Saddle Notch Rd, Sunflower Rd, E Co Rd 14, Breckenridge Dr, Fire Rte 344, Carmony Rd, Willow Vista Dr, Happy Jack Rd, Dovetail Dr, S Co Rd 9e | $921 |
| Polk Dr, Marshall Ash Dr, Panorama Pl, Marmac Dr, Williamsburg St, Highplains Dr, Hilltop Dr, Mountain River Rd, Thrush Ave, Sleepy Hollow Rd | $921 |
| S Garfield Ave, Country Mountain Dr, Green Mountain Dr, Sundisk Dr, Shockman Ln, Ground Squirrel Dr, Brandywine Dr, Holladay Ct, Longs Peak Cir, Black Maple Dr | $911 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Loveland | $132 to $134 |
| Berthoud | $135 |
| Fort Collins | $133 |
| Timnath | $137 |
| Structure Type | Deductible | Company | Premium |
|---|---|---|---|
| Frame | $500 | Economy Premier Assurance Company | $2,119 |
| Masonry | $500 | Homesite Insurance Company | $1,419 |
| Frame | $500 | Lm Insurance Corporation | $1,695 |
| Masonry | $500 | Nationwide Affinity Insurance Company Of America | $941 |
| Masonry | $500 | Privilege Underwriters Reciprocal Exchange | $572 |
| Frame | $500 | Secura Ins A Mut Co | $1,297 |
| Masonry | $500 | Secura Supreme Ins Co | $994 |
| Masonry | $500 | The Cincinnati Insurance Company | $993 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $2,900 |
| Yearly Loveland Homeowner Insurance Premium Example | $1,800 | $1,300 |
| Out of Pocket Expense During Claim | $900 | $2,900 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $11,700 | $10,700 |
| Net Savings to Loveland Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Loveland, CO Home Replacement Value MORE than Home Value | Loveland, CO Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $199,500 | $134,500 |
| Insurance Premium based on Replacement Value | $850 | $575 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $36,000 | Risk Exposure from Under Insuring Coverage is $29,000 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $150/year |
| Insurance Company | Farmers Insurance | Allstate | American Family Insurance |
| Monthly Premium | 75 | 86 | 82 |
| Year Built | 1997 | 2008 | 2012 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $250000-$300000 | $200000-$250000 | $200000-$250000 |
| Deductible | $2500-$5000 Deductible | $500 Deductible | $1000-$2500 Deductible |