Loveland Insurance Rates:

Loveland, CO homeowners insurance is roughly $750 to $1,017, about $62-$84/month. Our exhaustive analysis reveals consumers can save upto $353 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmers
My insurance company is very personable and has some of the most knowledgeable agents i have ever encountered, and their coverage is vast.
State Farm
However, their customer service sucks!! it is absolute garbage. i sometimes get referred to an automatic response machine, rather than a human.
Metlife
The prices are really great and they are a lot better then other companies i have tried to get insurance with. they let you spread out your payments.

Loveland, CO Homeowners Insurance By Home Value

Loveland, CO Home Value Total Homes % of Total Average Loveland, CO Homeowners Insurance
Less than $50,000 1,551 6.0% $88
$100,000 to $124,999 597 2.0% $415
$125,000 to $149,999 1,634 6.0% $521
$150,000 to $174,999 2,878 12.0% $618
$175,000 to $199,999 3,427 14.0% $707
$200,000 to $249,999 5,532 23.0% $857
$250,000 to $299,999 3,415 14.0% $1043
$300,000 to $399,999 4,304 18.0% $1326

Top Home Insurance Agents Near Loveland, CO

Home Insurance Company Near Loveland, CO Homeowners Insurance Agency Near Loveland, CO Address
NA Rick Baker & Assocs Inc 5360 Arapahoe Ave, Suiteg, Boulder, CO, 80303
State Farm Mark Llewellyn 4895 W 10th St Unit C, Greeley, CO, 80634-2049
State Farm Quinn Mccoy 7535 W 92nd Ave Ste 200, Westminster, CO, 80021-5632
Allstate Steve Bazz 1466 Pierce St, Lakewood, CO, 80214
State Farm Troy Gonzales 2138 Meander Rd, Windsor, CO, 80550-4661

Cost Of Homeowners Insurance By Street Near Loveland, CO

Streets in Loveland Area Homeowners Insurance Cost
Keenesburg Ct, 9th Pl SW, John Galt Dr, Springwood Ct, Sheridan Ave, Gard Pl, Longspur St, Hawaii Cir, Prospect Dr, Turkey Roost Connection$879
Glen Dr, Norfolk Pl, Turquoise St, Thomas Ct, Ladera Rd, Shirke Rd, Many Elk Rd, S Cleveland Ave, N del Norte Ave, Springs Ranch Rd$907
Gladeview Ct, Roosevelt Ave, Jordan Dr, Calhoun Ct, Clear Creek Dr, Swan Mountain Dr, Laguna Ct, Creekwood Dr, Highland Dr, Taft Hill Rd$923
Shubert Dr, S Dotsero Dr, Idaho Pl, Singing Pines Ct, W 32nd St, Joyce Ct, Mount Fisher Ct, Jefferson Dr, W 6th St, Lebsack Ln$908
Meadow Ln, Mountain Lion Dr, Obrien Dr, Lucia Ct, 15th St SW, Sheridan Ave, N Custer Ave, Over Rd, Cox Ct, Sand Grouse Dr$882
E 12th St, Grey Mountain Dr, Spanish Bay Dr, Filbert Ave, Coral Burst Ct, Bulwark Ridge Ct, Brookwood Ct, Crowley Cir, Fallgold Dr, Jessen Dr$885
W 29th St, W Co Rd 18, Bulwark Ridge Dr, Monroe Ave, Mid Pointe Dr, Dry Creek, W Co Rd 16H, 2nd St SE, Indian Blind Trl, Sundisk Dr$920
Saddle Notch Rd, Sunflower Rd, E Co Rd 14, Breckenridge Dr, Fire Rte 344, Carmony Rd, Willow Vista Dr, Happy Jack Rd, Dovetail Dr, S Co Rd 9e$921
Polk Dr, Marshall Ash Dr, Panorama Pl, Marmac Dr, Williamsburg St, Highplains Dr, Hilltop Dr, Mountain River Rd, Thrush Ave, Sleepy Hollow Rd$921
S Garfield Ave, Country Mountain Dr, Green Mountain Dr, Sundisk Dr, Shockman Ln, Ground Squirrel Dr, Brandywine Dr, Holladay Ct, Longs Peak Cir, Black Maple Dr$911

Loveland, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Loveland$132 to $134
Berthoud$135
Fort Collins$133
Timnath$137

Loveland, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Berthoud CCD, Larimer County, Colorado $113 $150 $225
Fort Collins CCD, Larimer County, Colorado $111 $147 $221
Timnath town, Colorado $114 $152 $228

Loveland, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Loveland, CO4.8%20.5%
Berthoud4.26%15.42%
Fort Collins4.7%18.48%
Timnath3.34%19.16%

Loveland Renters Insurance as a Percentage of Rent

Loveland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 180 1.0% $347
$200 to $299 267 2.0% $797
$300 to $499 503 4.0% $1247
$500 to $749 2,265 21.0% $1922
$750 to $999 2,783 26.0% $2672
$1,000 to $1,499 3,404 32.0% $3797
$1,500 or more 1,009 9.0% $5447

Average Cost Of Home Insurance By Company In Areas Nearby Loveland For Different Scenarios

Structure Type Deductible Company Premium
Frame $500 Economy Premier Assurance Company $2,119
Masonry $500 Homesite Insurance Company $1,419
Frame $500 Lm Insurance Corporation $1,695
Masonry $500 Nationwide Affinity Insurance Company Of America $941
Masonry $500 Privilege Underwriters Reciprocal Exchange $572
Frame $500 Secura Ins A Mut Co $1,297
Masonry $500 Secura Supreme Ins Co $994
Masonry $500 The Cincinnati Insurance Company $993

Loveland, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Loveland Homeowner Insurance Premium Example $1,700$1,300
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,600$11,800
Net Savings to Loveland Home Owner from High Deductible Plan $800

Loveland, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Loveland, CO Home Replacement Value MORE than Home Value Loveland, CO Home Replacement Value LESS than Home Value
Replacement Value $400,000 $269,000
Insurance Premium based on Replacement Value $2,150 $1,450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $94,500 Risk Exposure from Under Insuring Coverage is $36,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $500/year

Example Loveland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateFarmers Insurance
Monthly Premium 70105207
Year Built 201019882006
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$300000-$350000$600000-$700000
Deductible $500- $1000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Loveland, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 480,000 Wood Shake Roof 3,230 4 > $10,000 Deductible 900 7 Stone Siding yes
1996 265,000 Asphalt Shingles Roof 2,010 5 $5000 to $10,000 Deductible 610 10 Wood siding yes
1997 310,000 Membrane Roof 2,160 3 $1000-$2500 Deductible 560 5 Vinyl siding yes
1987 240,000 Metal Roof 1,750 3 $500 Deductible 210 2 Stone Siding yes
1986 215,000 Wood Shake Roof 2,010 5 $500 Deductible 640 8 Brick siding No
1993 135,000 Membrane Roof 1,200 3 $2500-$5000 Deductible 380 10 Stone Siding yes
1994 310,000 Slate Shingles Roof 2,350 4 $5000 to $10,000 Deductible 80 1 Wood siding No
2010 280,000 Membrane Roof 1,970 5 $1000-$2500 Deductible 240 2 Fiber-Cement Siding No
2011 360,000 Tile Roof 3,350 4 $1000-$2500 Deductible 1310 10 Vinyl siding yes
2001 255,000 Wood Shake Roof 2,210 4 $500 Deductible 210 2 Vinyl siding No
2010 190,000 Membrane Roof 1,310 3 $2500-$5000 Deductible 270 5 Stucco siding yes
2010 410,000 Shingles Roof 2,730 4 $500- $1000 Deductible 2080 12 Wood siding yes
1982 220,000 Wood Shake Roof 1,423 2 > $10,000 Deductible 950 6 Vinyl siding No