Lovejoy Insurance Rates:

Lovejoy, GA homeowners insurance is nearly $735 to $1,012, about $61-$84/month. Our all inclusive research indicates shoppers can save as much as $349 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Lovejoy, GA Homeowners Insurance By Home Value

Lovejoy, GA Home Value Total Homes % of Total Average Lovejoy, GA Homeowners Insurance
Less than $50,000 165 14.0% $183
$50,000 to $59,999 59 5.0% $393
$60,000 to $69,999 30 2.0% $489
$70,000 to $79,999 49 4.0% $559
$80,000 to $89,999 84 7.0% $638
$90,000 to $99,999 95 8.0% $716
$100,000 to $124,999 160 13.0% $830
$125,000 to $149,999 271 23.0% $1031
$150,000 to $174,999 102 8.0% $1223
$175,000 to $199,999 16 1.0% $1415
$200,000 to $249,999 85 7.0% $1704
$250,000 to $299,999 43 3.0% $2080

Top Home Insurance Agents Near Lovejoy, GA

Home Insurance Company Near Lovejoy, GA Homeowners Insurance Agency Near Lovejoy, GA Address
Nationwide Caforio Agency Llc 612 Mimosa Blvd, Roswell, GA, 30075
Farmers Craig Uehlin 200 E Crogan St Ste 102, Lawrenceville, GA, 30046
State Farm Demetrius Simon 2952 Church St, East Point, GA, 30344-4158
Allstate Massie Hundal 1816 Independence Square Ste C, Dunwoody, GA, 30338
Liberty Mutual Independent Piedmont Insurance Assoc Inc 10243 DEARING ST SE, COVINGTON, GA, 30014

Cost Of Homeowners Insurance By Street Near Lovejoy, GA

Streets in Lovejoy Area Homeowners Insurance Cost
Rosecommons Dr, Turner Rd, Flagestaff Dr, Shellcracker Ct, Bridgeport Ln, Holland Ct, Red Ivy Ln, Hamilton St, Kinglet Rd, Pheasant Dr$894
Northbridge Rd, Knotty Pine Pl, Vaughan Dr, Justin Ct, Ash Ct, Misty Meadows Dr, Heritage Dr, N Steele Rd, Sawmill Rd, Hall Cir$895
Freeman Rd, Bonanza Church Rd, Summer Creek Dr, Heritage Ct, Twelve Oaks Ct, Talley St, Ponte Vedra Dr, Elizabeth Ln, Calvo Ct, Players Cir$897
Leicster Ct, Oak Hill Ter, Lovejoy Crossing Blvd, Summer Trce, Dalton Way, Tara Bend, Thrasher Rd, Azalea Trl, Water Lily Ct, Portwest Way$900
Waters Edge Way, Cottonwood Ln, Pine Needle Ln, Tufts Ct, Cornelius Dr, S Grove Dr, Lovejoy Dr, Thomson Ct, Bel Air Blvd, Simmons Pl$900

Lovejoy, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lovejoy$129 to $132
Bonanza$129
Jonesboro$132
Irondale$130

Lovejoy, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bonanza CDP, Georgia $129 $172 $258
Jonesboro CCD, Clayton County, Georgia $132 $176 $264
Irondale CDP, Georgia $130 $173 $260

Lovejoy, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lovejoy, GA5.7%15.4%
Bonanza6.02%19.71%
Jonesboro5.28%16.67%
Irondale5.73%11.63%

Lovejoy Renters Insurance as a Percentage of Rent

Lovejoy Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 31 3.0% $1272
$750 to $999 352 38.0% $2697
$1,000 to $1,499 450 49.0% $3822
$1,500 or more 72 7.0% $5472

Average Cost Of Home Insurance By Company In Areas Nearby Lovejoy For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$400,000 veneer American Family Insurance Company $1648.00 $1485.00 $1336.00
$400,000 veneer Country Casualty Insurance Company $2528.33 $2242.18 $1863.91
$150,000 veneer Farmers Insurance Exchange N/A $638.18 $589.07
$350,000 frame Grange Mutual Casualty Company N/A N/A N/A
$100,000 frame Hanover Insurance Company $865 $681 $589
$300,000 frame Hanover Insurance Company $1565 $1220 $1048
$100,000 veneer Hartford Insurance Company Of The Midwest $1593 $1525 $1399
$150,000 frame Homesite Insurance Company Of Georgia N/A N/A $816.00
$200,000 veneer Safeco Insurance Company Of Indiana $1404 $1309 $1200
$400,000 veneer Safeco Insurance Company Of Indiana $2359 $2211 $2052

Lovejoy, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Lovejoy Homeowner Insurance Premium Example $1,600$1,400
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,500$13,900
Net Savings to Lovejoy Home Owner from High Deductible Plan $600

Lovejoy, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lovejoy, GA Home Replacement Value MORE than Home Value Lovejoy, GA Home Replacement Value LESS than Home Value
Replacement Value $194,000 $129,000
Insurance Premium based on Replacement Value $850 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,000 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Lovejoy Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmerican Family InsuranceChubb Group of Insurance
Monthly Premium 457967
Year Built 201120122010
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$250000-$300000$250000-$300000
Deductible $1000-$2500 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Lovejoy, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 140,000 Slate Shingles Roof 2,160 4 $2500-$5000 Deductible 220 5 Stucco siding No
2010 95,000 Metal Roof 1,470 3 $2500-$5000 Deductible 100 4 Stucco siding No
2013 295,000 Membrane Roof 4,580 5 $1000-$2500 Deductible 460 5 Vinyl siding No
2013 145,000 Slate Shingles Roof 1,730 3 $500- $1000 Deductible 210 5 Vinyl siding No
2014 145,000 Membrane Roof 2,070 4 $2500-$5000 Deductible 110 3 Wood siding No
2014 160,000 Wood Shake Roof 2,100 5 $500- $1000 Deductible 340 4 Brick siding yes
2010 250,000 Metal Roof 3,140 4 $2500-$5000 Deductible 670 8 Brick siding yes
2010 285,000 Metal Roof 3,110 5 $500- $1000 Deductible 1080 12 Fiber-Cement Siding No
2010 285,000 Metal Roof 3,940 5 $5000 to $10,000 Deductible 1130 12 Fiber-Cement Siding yes
2013 295,000 Membrane Roof 3,230 4 $500 Deductible 920 6 Wood siding yes
2010 215,000 Metal Roof 2,770 5 $500 Deductible 710 9 Vinyl siding No
2010 115,000 Metal Roof 1,590 5 $500 Deductible 340 7 Stone Siding No
2011 270,000 Tile Roof 3,230 4 $2500-$5000 Deductible 490 7 Stone Siding No
2011 340,000 Tile Roof 4,360 5 $500- $1000 Deductible 1140 8 Brick siding No
2014 140,000 Tile Roof 1,870 4 $500- $1000 Deductible 130 3 Stucco siding yes
2013 125,000 Tile Roof 1,370 3 $1000-$2500 Deductible 280 5 Wood siding No
2012 195,000 Metal Roof 2,090 3 $5000 to $10,000 Deductible 560 9 Fiber-Cement Siding No
2010 175,000 Slate Shingles Roof 2,780 5 $500- $1000 Deductible 430 6 Fiber-Cement Siding yes
2011 85,000 Metal Roof 1,260 3 $500- $1000 Deductible 350 10 Vinyl siding No
2012 105,000 Metal Roof 1,530 5 $500- $1000 Deductible 150 4 Fiber-Cement Siding yes
2011 130,000 Asphalt Shingles Roof 2,060 3 $500- $1000 Deductible 360 8 Fiber-Cement Siding No
2012 130,000 Tile Roof 1,550 3 $2500-$5000 Deductible 290 7 Fiber-Cement Siding yes
2013 175,000 Asphalt Shingles Roof 2,330 3 $2500-$5000 Deductible 360 8 Vinyl siding No
2010 135,000 Metal Roof 1,780 3 $500 Deductible 230 4 Fiber-Cement Siding yes
2011 105,000 Composition Roof 1,660 5 $500- $1000 Deductible 30 1 Wood siding yes
2014 125,000 Slate Shingles Roof 1,950 5 $500- $1000 Deductible 510 10 Stucco siding yes
2013 130,000 Shingles Roof 1,420 3 $2500-$5000 Deductible 260 6 Stucco siding No
2011 215,000 Wood Shake Roof 2,550 4 > $10,000 Deductible 200 4 Brick siding No
2012 275,000 Wood Shake Roof 3,060 5 $500 Deductible 650 7 Brick siding No
2012 285,000 Shingles Roof 4,220 5 > $10,000 Deductible 330 5 Fiber-Cement Siding yes
2010 115,000 Asphalt Shingles Roof 1,240 3 $500- $1000 Deductible 380 8 Fiber-Cement Siding No
2013 195,000 Wood Shake Roof 3,120 4 $5000 to $10,000 Deductible 250 5 Wood siding No
2013 150,000 Tile Roof 1,900 4 $1000-$2500 Deductible 500 9 Stucco siding yes
2011 220,000 Slate Shingles Roof 3,200 4 $5000 to $10,000 Deductible 460 10 Stone Siding No