Simple Ways to Save on Louisiana Homeowners Insurance
Louisiana homeowners can save about $260. A detailed analysis by Vhome insurance shows customers can save upto $260 by choosing different saving options. Our analysis shows the cheapest and the most expensive home insurance providers.Enter your zip code and click “GO” to get multiple free quotes.
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Top Populated Places with Average Home Insurance Rates and Potential Savings
| Place | Average Home Insurance ($) | Savings ($) |
|---|
| New Orleans |
2,003 |
801 |
| Baton Rouge |
1,774 |
710 |
| Shreveport |
1,628 |
651 |
| Metairie |
2,090 |
836 |
| Lake Charles |
1,670 |
668 |
| Kenner |
1,823 |
729 |
| Monroe |
1,652 |
661 |
| Alexandria |
1,615 |
646 |
| Houma |
1,715 |
686 |
| Marrero |
1,564 |
626 |
Top Populated Counties with Average Home Insurance Rates and Potential Savings
| Place | Average Home Insurance ($) | Savings ($) |
|---|
| Baton Rouge |
1,862 |
745 |
| Jefferson |
1,852 |
741 |
| Orleans |
2,003 |
801 |
| Caddo |
1,617 |
647 |
| St. Tammany |
2,011 |
804 |
| Lafayette |
1,832 |
733 |
| Calcasieu |
1,617 |
647 |
| Ouachita |
1,584 |
633 |
| Rapides |
1,586 |
635 |
| Livingston |
1,733 |
693 |
Places with Highest Savings Calculated as the Difference between the 75th Percentile
and 25th Percentile on Yearly Premiums
| Place | Median Home Value ($) | 25th Percentile | 75th Percentile | 75th - 25th Percentile |
|---|
| Cameron |
5,396 |
3,800 |
7,341 |
3,541 |
| Chalmette |
3,479 |
2,784 |
5,129 |
2,345 |
| Houma |
3,876 |
2,871 |
5,162 |
2,291 |
| Metairie |
3,574 |
2,821 |
4,910 |
2,089 |
| Kenner |
3,743 |
2,948 |
5,036 |
2,088 |
| Laplace |
2,863 |
2,258 |
3,916 |
1,658 |
| Thibodaux |
3,114 |
2,463 |
4,094 |
1,631 |
| New Orleans |
3,802 |
3,093 |
4,687 |
1,594 |
| Morgan City |
3,439 |
2,812 |
4,356 |
1,544 |
| New Iberia |
2,768 |
2,272 |
3,743 |
1,471 |
The Cheapest and Most Expensive Quotes and Their Differences in Louisiana
| Expensive Home Insurance company | Average Premium ($) | Cheap Home Insurance company | Average Premium ($) | Difference between Expensive and Cheap Insurance Premiums ($) |
|---|
| The Standard Fire Insurance Co. |
10,971 |
Gulfstream P&C Insurance Company |
678 |
10,293 |
Louisiana Homeowners Insurance Premium in Comparison with the Nation
| State | Population | Median Home Value ($) | National Average Premium ($) | State Average Premium ($) | Difference vs. National Average ($) | Percentage Difference vs. National Average |
|---|
| Louisiana |
4,663,461 |
$152,900 |
$1,191 |
$2,032 |
841 |
71% |