Loudon, TN homeowners insurance is roughly $676 to $931, about $56-$77/month. Our exhaustive research reveals consumers can save upto $321 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Loudon, TN | Homeowners Insurance Agency Near Loudon, TN | Address |
|---|---|---|
| Liberty Mutual Independent | Ownby Insurance Service Inc | 400 COURT AVE, SEVIERVILLE, TN, 37862 |
| State Farm | Ralph Vowell | 303 Foothills Mall Dr, Maryville, TN, 37801-5517 |
| Travelers | Ea-Innovative Insurance Grooup Llc | 11911 KINGSTON PIKE STE 101, KNOXVILLE, TN, 37934 |
| State Farm | Gary Patterson | 8018 Kingston Pike Ste B, Knoxville, TN, 37919-5556 |
| Travelers | Insurance Incorporated | 2551 GEORGETOWN RD, CLEVELAND, TN, 37311 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Loudon County, Tennessee | $104 | $138 | $207 |
| Philadelphia city, Tennessee | $98 | $130 | $195 |
| Tellico Village CDP, Tennessee | $116 | $154 | $231 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Loudon, TN | 6.1% | 20.0% |
| Loudon County | 5.76% | 20.08% |
| Philadelphia | 6.11% | 20.85% |
| Tellico Village | 4.34% | 17.28% |
| Loudon Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 23 | 3.0% | $357 |
| $200 to $299 | 59 | 8.0% | $807 |
| $300 to $499 | 233 | 35.0% | $1257 |
| $500 to $749 | 88 | 13.0% | $1932 |
| $750 to $999 | 202 | 30.0% | $2682 |
| $1,000 to $1,499 | 56 | 8.0% | $3807 |
| Streets in Loudon Area | Homeowners Insurance Cost |
|---|---|
| Vaughns Chapel Rd, Freedman St, River Bend Dr, Collins St, Hillview Ln, Silent River Ln, Oak Grove Rd, Persimmon Ridge, Spavinaw Pl, Alichanoska Ln | $808 |
| Harrison Rd, Nuhya Trl, Kingston St, Buckhorn Way, Rader Ave, Huffs Ferry Rd, Tuscarora Ln, Robinson Rd, Kawga Trce, Tanasi Ln | $805 |
| Chicksaw Ln, Mayo Rd E, Noya Way, Steekee Creek Rd, Red Robin Ln, Carter Dr, High St, Caldwell, Keota Pl, Miami Ln | $922 |
| Lakeview Dr, Valley Vista Dr, Notchin Hill Rd, Hotchkiss Valley Rd E, Watkins Rd E, Coyatee Dr, Holly Grove Ln, Giffin Cir, Elohi Trl, Kolana Ln | $923 |
| Tanasi Lagoon Dr, Ironwood Ln, Butterscotch Ln, Willie Dr, Pathkiller Trl, Daleyuhski Ln, Tooweka Trce, Chota Hills Ln, Shawnee Trce, Gado Way | $921 |
| Cuddle Ln, Rarity Bay Pkwy, Saloli Way, Stallcup Rd, Ward Ave, Talah Ln, Evelyn Dr, Bay Point Rd, Water Cress Dr, Norwood St | $913 |
| Hotchkiss Valley Ln, Cimarron Cir, Inagehi Cir, Oonaga Ln, Tigitsi Pl, Igoti Ln, Poplar St, Whippoorwill Dr, Keene St, Fork Circle Rd | $911 |
| Wax Wing Ct, Grandview Dr, Daleyuhski, Gail St, Yona Ln, Wade Rd W, Brigham St, Catoosa Ln, Daleyuhski Trl, Kanoonoo Cir | $919 |
| Huffland Dr, Chatuga Dr, Towhee Dr, Seminole Cir, Riverview Golf Dr, Talah Trce, Club Dr, Quapaw Cir, Dudala Way, Waynoka Ln | $924 |
| Markwood Rd, Green Dr, Wilson Rd, Vinita Ln, Paul Acuff Ln, Commercial Park Dr, Amblecrest Dr, Mulberry St, Shawnee Pl, Amega Ln | $906 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Loudon | $119 to $121 |
| Loudon County | $124 |
| Philadelphia | $117 |
| Tellico Village | $139 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $2,200 |
| Yearly Loudon Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $1,200 | $2,200 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,000 | $5,400 |
| Net Savings to Loudon Home Owner from High Deductible Plan | $600 | |
| Scenario | Loudon, TN Home Replacement Value MORE than Home Value | Loudon, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $133,000 | $80,500 |
| Insurance Premium based on Replacement Value | $725 | $425 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $22,500 | Risk Exposure from Under Insuring Coverage is $30,000 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $125/year |
| Insurance Company | Chubb Group of Insurance | Liberty Mutual | State Farm |
| Monthly Premium | 105 | 96 | 71 |
| Year Built | 1983 | 1942 | 2011 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $250000-$300000 | $200000-$250000 |
| Deductible | $500- $1000 Deductible | $500 Deductible | $500- $1000 Deductible |