Los Ranchos de Albuquerque Insurance Rates:

Los Ranchos de Albuquerque, NM homeowners insurance is nearly $635 to $910, about $52-$75/month. Our thorough analysis reveals consumers can save upto $308 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Los Ranchos De Albuquerque, NM Homeowners Insurance By Home Value

Los Ranchos De Albuquerque, NM Home Value Total Homes % of Total Average Los Ranchos De Albuquerque, NM Homeowners Insurance
Less than $50,000 151 16.0% $46
$50,000 to $59,999 22 2.0% $100
$80,000 to $89,999 17 1.0% $162
$100,000 to $124,999 44 4.0% $208
$150,000 to $174,999 121 13.0% $308
$175,000 to $199,999 44 4.0% $355
$200,000 to $249,999 143 15.0% $432
$250,000 to $299,999 180 19.0% $524
$300,000 to $399,999 172 18.0% $671

Top Home Insurance Agents Near Los Ranchos de Albuquerque, NM

Home Insurance Company Near Los Ranchos de Albuquerque, NM Homeowners Insurance Agency Near Los Ranchos de Albuquerque, NM Address
Allstate Blue Star Insurance 424 Becker Ave, Belen, NM, 87002
Farmers Christina Gomez 9200 Montgomery Blvd NE Ste B, Albuquerque, NM, 87111
Liberty Mutual Independent Daniels Insurance 320 Gold Sw Suite 700 Albuquerque, ABQ, NM, 87102
Travelers E E Steidley Agency Inc 10701 LOMAS BLVD NE SUITE 106, ALBUQUERQUE, NM, 87112
State Farm Ray Pick 4801 Montano Rd NW Ste A5, Albuquerque, NM, 87120-2423

Cost Of Homeowners Insurance By Street Near Los Ranchos De Albuquerque, NM

Streets in Los Ranchos de Albuquerque Area Homeowners Insurance Cost
Padre Roberto Rd NW, Pueblo Solano Rd NW, Placitas Rd NW, Southwood Ct, Cottonwood Ln, Harmony Ln, Homeland Rd NW, Cherrydale Ct NW, Diomedia Ln NW, Forest Rd NW$770
Cielito Lindo Pl NW, Gorry Ct NW, Palacio del Rio Grande NW, Garduno Dr, Los Poblanos Cir, Wayne Rd NW, Osuna Rd NW, Teodoro Ct NW, Tierra del Rio NW, Don Juan Ct NW$732
Camino la Morado Rd NW, Cottonwood Ct NW, Cam Caballete NW, Schulte Rd NW, Myers Rd NW, Gene Ave NW, Edgewood NW, Patrick Pl NW, Dietz Farm Rd NW, Eakes Bates Rd$765
Tyler Rd NW, Nara Visa Ct NW, el Prado Rd NW, Don Onofre Trl NW, Cll Nueve NW, Hacienda Dr NW, Charles Pl NW, Griegos Pl NW, la Plata Rd NW, Amy Kay Ct NW$754
Ranchitos Rd NW, Velarde Ct NW, Cam Los Luceros, Nara Visa Rd NW, Jacobson Ln NW, Willow Rd NW, Fresquez, Ave la Cuchilla NW, Sandia View Rd NW, Vineyard Rd NW$687

Los Ranchos De Albuquerque, NM Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Los Ranchos de Albuquerque$112 to $119
North Valley$105
Paradise Hills$104
Corrales$117

Los Ranchos de Albuquerque, NM Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Valley CDP, New Mexico $105 $140 $210
Paradise Hills CDP, New Mexico $104 $138 $207
Edith Endave CDP, New Mexico $106 $141 $212

Los Ranchos de Albuquerque, NM Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Los Ranchos de Albuquerque, NM3.3%13.2%
North Valley4.13%14.12%
Paradise Hills5.08%17.26%
Edith Endave4.15%21.79%

Los Ranchos De Albuquerque Renters Insurance as a Percentage of Rent

Los Ranchos De Albuquerque Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 13 1.0% $298
$300 to $499 53 6.0% $1198
$500 to $749 266 32.0% $1873
$750 to $999 334 40.0% $2623
$1,000 to $1,499 87 10.0% $3748
$1,500 or more 73 8.0% $5398

Los Ranchos de Albuquerque, NM Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Los Ranchos de Albuquerque Homeowner Insurance Premium Example $4,100$2,600
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $12,800$11,300
Net Savings to Los Ranchos de Albuquerque Home Owner from High Deductible Plan $1,500

Los Ranchos de Albuquerque, NM Home Insurance Costs With Home Replacement Value Scenarios

Scenario Los Ranchos de Albuquerque, NM Home Replacement Value MORE than Home Value Los Ranchos de Albuquerque, NM Home Replacement Value LESS than Home Value
Replacement Value $325,000 $229,500
Insurance Premium based on Replacement Value $1,550 $1,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,500 Risk Exposure from Under Insuring Coverage is $45,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $250/year

Example Los Ranchos de Albuquerque Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualState Farm
Monthly Premium 9920454
Year Built 198920082014
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $350000-$400000$600000-$700000$200000-$250000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Los Ranchos de Albuquerque, NM from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 595,000 Wood Shake Roof 2,990 5 $500- $1000 Deductible 660 3 Brick siding No
1984 430,000 Tile Roof 2,740 4 > $10,000 Deductible 720 7 Brick siding yes
2011 590,000 Metal Roof 3,060 4 $1000-$2500 Deductible 2980 12 Stone Siding yes
2003 285,000 Asphalt Shingles Roof 1,270 2 $5000 to $10,000 Deductible 440 7 Stone Siding No
1995 735,000 Membrane Roof 4,550 5 $500- $1000 Deductible 440 2 Vinyl siding No
1964 485,000 Asphalt Shingles Roof 3,070 4 $1000-$2500 Deductible 970 5 Stone Siding No
1980 1,110,000 Tile Roof 4,830 5 $500- $1000 Deductible 2820 6 Stucco siding yes
2006 300,000 Wood Shake Roof 1,730 4 $5000 to $10,000 Deductible 90 1 Stone Siding yes
1969 360,000 Tile Roof 1,570 2 $500- $1000 Deductible 1180 10 Vinyl siding yes
2010 575,000 Membrane Roof 3,170 5 $5000 to $10,000 Deductible 160 1 Vinyl siding yes
2004 340,000 Shingles Roof 1,880 3 $500- $1000 Deductible 740 5 Stucco siding No
2009 455,000 Composition Roof 2,150 3 $5000 to $10,000 Deductible 620 5 Brick siding yes
2008 350,000 Metal Roof 1,730 3 $1000-$2500 Deductible 440 3 Wood siding yes