Los Lunas Insurance Rates:

Los Lunas, NM homeowners insurance is nearly $577 to $782, about $48-$65/month. Our all inclusive research indicates shoppers can save upto $272 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I like that they do automatic payments through bank withdrawal.
Geico
The only thing i really dislike is the high deductible that i have for my premium but it would have been much higher for my policy had i taken a lower deductible.
American Strategic Insurance
I like the comprehensive coverage, how the company sent a property inspector to help us mitigate any potential liabilities, how they gave us time to make repairs and improvements, how following their advice kept our premiums low.
Farm Bureau
The customer service department is friendly and quick. I have never had a bad experience. They are quick to call back if need be and reliable in trusting they will get the proper info to where it needs to go.
Farm Bureau
It is somewhat difficult to communicate the company, one of the best ways is e-mail. The telephonic way of communication is not very useful.
Farm Bureau
Every time I have had to call the company I am always treated great and my questions are always answered. I have never felt like they were rushing me through a call or didn't care what I had to say. I have always been happy.
Farmer's Insurance
I have no issues with the customer service that Farmers provides. Anytime I have a question or issue I contact my agent and he takes care of me.

Los Lunas, NM Homeowners Insurance By Home Value

Los Lunas, NM Home Value Total Homes % of Total Average Los Lunas, NM Homeowners Insurance
Less than $50,000 1,855 12.0% $122
$50,000 to $59,999 680 4.0% $251
$60,000 to $69,999 498 3.0% $312
$70,000 to $79,999 803 5.0% $367
$80,000 to $89,999 911 6.0% $414
$90,000 to $99,999 643 4.0% $462
$100,000 to $124,999 1,576 10.0% $537
$125,000 to $149,999 1,813 12.0% $673
$150,000 to $174,999 1,354 8.0% $795
$175,000 to $199,999 999 6.0% $918
$200,000 to $249,999 1,615 10.0% $1101
$250,000 to $299,999 1,076 7.0% $1346
$300,000 to $399,999 1,278 8.0% $1713

Top Home Insurance Agents Near Los Lunas, NM

Home Insurance Company Near Los Lunas, NM Homeowners Insurance Agency Near Los Lunas, NM Address
Travelers E E Steidley Agency Inc 10701 LOMAS BLVD NE SUITE 106, ALBUQUERQUE, NM, 87112
Farmers Edwin Barela Ii 1111 Alameda Blvd NW Ste B, Albuquerque, NM, 87114
State Farm Jesse Dompreh 5850 Eubank Blvd NE Ste B30, Albuquerque, NM, 87111-6127
Allstate Larry Gaylord 3296 Coors Blvd NW Ste D, Albuquerque, NM, 87120
State Farm Scott Klinkenberg 4061 Ridge Rock Rd SE Ste B, Rio Rancho, NM, 87124-7627

Cost Of Homeowners Insurance By Street Near Los Lunas, NM

Streets in Los Lunas Area Homeowners Insurance Cost
Entrada Rd, Tafoya St, Palta Loop, Sonnenberg Loop, la Plz, Los Nardos Dr SE, Natividad, Elaine Dr, Catalano Ct, Kingsbury Ct$673
Tavalopa Rd, Las Margaritas, Gurule Rd, Menard Rd, Vis del Oeste, Olympic Cir, S Hazel, Cactus Gardens Ln, Lasombra Dr, Elm Pl$664
Las Cercas Rd, San Eligio, Trujillo St, Mountain Shadow Rd, Sally Dr, Murray Loop, Leidell Ct, Vista Larga Dr SW, Jo, Monterey Blvd$681
Lucinda Dr, Panay Dr SW, Stover Rd, Gerald Chavez Ln, Sedillo Dr, Sportsman Ct, Camino de Chavez Rd, Socorro Dr, Ricardo Rd, King Ct$682
Marigold Blvd, Los Chavez Loop, Sue Ann Ln, Indian Svc Rte 631, Carmela, Novela Ln, Gurvin Ct, Bryan Rd, Panorama Dr SW, Taylor Rd NE$699
Mario Dr, Horseshoe Trl, Dos Locos, Mountain View Rd, Tribal Rd 20, Little Wings, Aspen Dr, Abo Rd, Meadowlake Rd, Long Bow Loop SW$699
Don Abran Rd, Panay Dr, Blackberry Ln, Peter Cir, Ber Ben Rd, Padilla Rd, Gobernador St, Mims Dr, Nova Rd, Caracal St$682
Camino de Los Chavez Rd, Nieto Rd, Kingsbury Cir, Santa Ana Ave, Barnett Rd, Wesley Rd, Mason Cir, J D Rd, Hathaway, White Angel Ct$690
McGee Rd, Luz de la Luna, Hacienda Ct, SE Lopez Rd, Mission Ct, SW Sichler Rd, Tonada Ct, Miguel Rd, Blanca Ave, Natividad Rd$679
Sandoval Rd, Hosana Ln, Cll Don Santiago NE, Tewa N, Sierra Grande, Main St SW, Ave Esplendida NW, Otero St, Arnett Ct, Tecate Pl$703

Los Lunas, NM Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Los Lunas$101 to $104
Valencia$101
El Cerro$106
Peralta$102

Los Lunas, NM Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Valencia CDP, New Mexico $101 $135 $203
El Cerro CDP, New Mexico $106 $141 $212
Peralta town, New Mexico $102 $136 $204

Los Lunas, NM Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Los Lunas, NM5%18.5%
Valencia6.06%20.77%
El Cerro3.99%14.97%
Peralta5.4%19.8%

Los Lunas Renters Insurance as a Percentage of Rent

Los Lunas Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 80 2.0% $803
$300 to $499 757 23.0% $1253
$500 to $749 901 27.0% $1928
$750 to $999 737 22.0% $2678
$1,000 to $1,499 730 22.0% $3803

Los Lunas, NM Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly Los Lunas Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,500$12,500
Net Savings to Los Lunas Home Owner from High Deductible Plan $1,000

Los Lunas, NM Home Insurance Costs With Home Replacement Value Scenarios

Scenario Los Lunas, NM Home Replacement Value MORE than Home Value Los Lunas, NM Home Replacement Value LESS than Home Value
Replacement Value $217,500 $134,500
Insurance Premium based on Replacement Value $950 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,500 Risk Exposure from Under Insuring Coverage is $47,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $150/year

Example Los Lunas Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceAllstate
Monthly Premium 77101180
Year Built 200519842010
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$200000-$250000$400000-$500000
Deductible $500- $1000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Los Lunas, NM from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 335,000 Metal Roof 3,870 5 $2500-$5000 Deductible 300 3 Vinyl siding No
1984 175,000 Membrane Roof 2,210 3 $1000-$2500 Deductible 110 2 Vinyl siding yes
1997 200,000 Asphalt Shingles Roof 2,160 5 $2500-$5000 Deductible 280 5 Stucco siding yes
1987 240,000 Shingles Roof 2,700 4 $1000-$2500 Deductible 80 1 Brick siding yes
1995 350,000 Composition Roof 4,400 5 $1000-$2500 Deductible 1260 9 Fiber-Cement Siding yes
2012 125,000 Composition Roof 1,630 5 $2500-$5000 Deductible 260 6 Wood siding yes
2010 260,000 Tile Roof 2,800 4 $5000 to $10,000 Deductible 800 12 Vinyl siding yes
1996 280,000 Shingles Roof 2,970 5 > $10,000 Deductible 660 8 Stone Siding No
2012 195,000 Membrane Roof 1,920 4 $500- $1000 Deductible 640 10 Stone Siding yes
2008 185,000 Membrane Roof 1,940 4 $5000 to $10,000 Deductible 100 2 Stucco siding No
2007 265,000 Metal Roof 2,630 4 $500- $1000 Deductible 640 6 Vinyl siding No
2002 280,000 Wood Shake Roof 3,390 4 $500- $1000 Deductible 340 4 Fiber-Cement Siding No
1988 225,000 Composition Roof 2,270 5 > $10,000 Deductible 380 8 Wood siding No
2012 265,000 Membrane Roof 2,580 4 > $10,000 Deductible 70 1 Brick siding yes
1983 280,000 Composition Roof 3,090 4 > $10,000 Deductible 820 12 Stucco siding yes
2006 220,000 Shingles Roof 2,150 3 $500- $1000 Deductible 920 12 Fiber-Cement Siding yes
2000 195,000 Metal Roof 2,300 4 $2500-$5000 Deductible 160 2 Wood siding yes
1985 280,000 Shingles Roof 3,230 5 $5000 to $10,000 Deductible 300 4 Stucco siding No
2010 225,000 Wood Shake Roof 2,750 5 $2500-$5000 Deductible 140 2 Fiber-Cement Siding yes
1995 195,000 Shingles Roof 2,110 4 $500- $1000 Deductible 1160 12 Stucco siding No
1997 165,000 Asphalt Shingles Roof 1,820 4 $5000 to $10,000 Deductible 360 12 Fiber-Cement Siding yes
2003 290,000 Membrane Roof 3,110 4 $500- $1000 Deductible 520 5 Brick siding No
2005 385,000 Wood Shake Roof 4,080 5 $5000 to $10,000 Deductible 190 2 Wood siding yes
1985 135,000 Metal Roof 1,660 4 $1000-$2500 Deductible 110 2 Vinyl siding No