Los Banos Insurance Rates:

Los Banos, CA homeowners insurance is roughly $503 to $681, about $41-$56/month. Our exhaustive guide shows customers can save as much as $236 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I like that progressive has useful and easy to understand customer service and that they are always willing and eager to help me.
Geico
It is hard to get to talk to a real person when you call in. they have a toll free number, but you have to press a lot of buttons and go through a lot to actually get to a real person.
Liberty Mutual
I also enjoy how easy it is to make changes and updates with the company. it is a quick phone call to attentive representatives, and they quickly complete any requests we have.
Liberty Mutual
Nothing yet. They are a reputable company and so far for us they are doing a fair job.
State Farm
they treat you like you are dumb and try to get you off the phone as fast as possible
Esurance
My insurance agent was helpful after my wreck. However, there are times when I try and contact her and she is are seldom in the office.
Allstate
The agents are not native English speakers
Allstate
My company is extremely trustworthy and reliable. It always feels like they are working for me rather than against me/my issues or claims.

Los Banos, CA Homeowners Insurance By Home Value

Los Banos, CA Home Value Total Homes % of Total Average Los Banos, CA Homeowners Insurance
Less than $50,000 256 4.0% $88
$50,000 to $59,999 92 1.0% $195
$60,000 to $69,999 203 3.0% $242
$70,000 to $79,999 185 3.0% $278
$80,000 to $89,999 354 5.0% $319
$90,000 to $99,999 314 5.0% $355
$100,000 to $124,999 837 14.0% $414
$125,000 to $149,999 770 12.0% $515
$150,000 to $174,999 951 15.0% $609
$175,000 to $199,999 520 8.0% $704
$200,000 to $249,999 664 11.0% $852
$250,000 to $299,999 365 6.0% $1041
$300,000 to $399,999 451 7.0% $1320

Top Home Insurance Agents Near Los Banos, CA

Home Insurance Company Near Los Banos, CA Homeowners Insurance Agency Near Los Banos, CA Address
NA Capax - Giddings, Corby, Hynes Inc. 1150 9Th St, Ste 1400, Modesto, CA, 95354
State Farm Michael Passarelli 1404 Main St, Newman, CA, 95360-1316
State Farm Nathan Jones 2000 Freedom Blvd, Freedom, CA, 95019-2834
State Farm Rich Humble 130 N Center St Ste A, Turlock, CA, 95380-4554
Allstate Tim Rowen 390 E Canal Dr, Turlock, CA, 95380

Cost Of Homeowners Insurance By Street Near Los Banos, CA

Streets in Los Banos Area Homeowners Insurance Cost
Somerset Ave, S 12th St, Garden St, S Mountainside Dr, Ruddy Ct, Foothill St, W Pacheco Blvd, Willow Way, Monterey St, Moraga Rd$595
Pioneer Rd, Friggs Ct, Ashwood Ct, Illinois Ave, Grape St, Princeton Ct, Park Arcadia, Chukar St, Pioneer Rd, Spumonte Ct$592
Park Crest Dr, Sprig Way, del Rio Dr, N Mercury St, N Santa Rosa St, Goldeneye Dr, N Sun St, Falcon St, Rosalie Ct, Auction St$592
Monroe Cir, Stanislaus Dr, Cowington Ct, Mango Ln, S Holland Ave, Friguglietti Ave, Betten St, Snipe Ln, Las Palmas St, Mendocino Ct$592
Vine Ct, Hilldale Ave, Cherry Ln, Rainier Dr, Scripps Dr, Arroyo Ave, Bay St, Burlwood Ct, Pinewood Ct, Alder Ln$599

Los Banos, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Los Banos$88 to $90
Volta$88
Santa Nella$87
Dos Palos Y$89

Los Banos, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Volta CDP, California $89 $118 $177
Santa Nella CDP, California $87 $116 $174
Gustine CCD, Merced County, California $89 $118 $177

Los Banos, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Los Banos, CA3.0%13.7%
Volta5.63%5.15%
Santa Nella3.33%34.83%
Gustine3.18%14.55%

Los Banos Renters Insurance as a Percentage of Rent

Los Banos Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 112 2.0% $354
$200 to $299 127 2.0% $804
$300 to $499 294 6.0% $1254
$500 to $749 838 18.0% $1929
$750 to $999 967 21.0% $2679
$1,000 to $1,499 1,743 38.0% $3804
$1,500 or more 419 9.0% $5454

Los Banos, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Los Banos Homeowner Insurance Premium Example $900$500
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $7,700$6,900
Net Savings to Los Banos Home Owner from High Deductible Plan $800

Los Banos, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Los Banos, CA Home Replacement Value MORE than Home Value Los Banos, CA Home Replacement Value LESS than Home Value
Replacement Value $168,000 $114,000
Insurance Premium based on Replacement Value $550 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Los Banos Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateNationwide Insurance
Monthly Premium 3854110
Year Built 199719832011
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$200000-$250000$500000-$600000
Deductible $500 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Los Banos, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 485,000 Wood Shake Roof 4,920 5 $1000-$2500 Deductible 160 2 Stucco siding No
1994 135,000 Shingles Roof 1,760 4 $2500-$5000 Deductible 310 12 Vinyl siding No
1984 195,000 Metal Roof 2,220 5 $5000 to $10,000 Deductible 160 6 Vinyl siding No
2009 220,000 Metal Roof 2,090 4 $5000 to $10,000 Deductible 110 3 Fiber-Cement Siding No
1992 100,000 Shingles Roof 1,290 3 $500- $1000 Deductible 150 8 Stucco siding No
2007 190,000 Shingles Roof 1,850 3 $1000-$2500 Deductible 310 10 Stucco siding yes
1994 185,000 Tile Roof 1,630 3 $1000-$2500 Deductible 390 10 Stone Siding No
1982 180,000 Slate Shingles Roof 1,930 5 $500 Deductible 170 4 Wood siding yes
1992 170,000 Tile Roof 2,170 4 $500- $1000 Deductible 180 5 Vinyl siding No
2011 200,000 Metal Roof 2,390 5 $500- $1000 Deductible 70 2 Stone Siding yes
1993 115,000 Shingles Roof 1,420 3 $500 Deductible 60 2 Vinyl siding No
2002 330,000 Tile Roof 3,550 5 > $10,000 Deductible 50 1 Stucco siding yes
2012 180,000 Composition Roof 2,060 3 $1000-$2500 Deductible 300 7 Stucco siding No
1996 330,000 Asphalt Shingles Roof 4,130 5 $500- $1000 Deductible 200 3 Wood siding yes
1980 250,000 Asphalt Shingles Roof 3,170 4 > $10,000 Deductible 120 4 Stone Siding No
2014 250,000 Composition Roof 2,500 5 > $10,000 Deductible 160 7 Stucco siding yes
2013 195,000 Metal Roof 2,520 5 $5000 to $10,000 Deductible 350 10 Vinyl siding yes
2004 205,000 Wood Shake Roof 2,530 5 $500- $1000 Deductible 720 12 Fiber-Cement Siding yes
1999 305,000 Tile Roof 3,070 5 $1000-$2500 Deductible 510 9 Vinyl siding yes
1999 155,000 Slate Shingles Roof 1,860 3 $5000 to $10,000 Deductible 30 1 Wood siding No
1996 185,000 Slate Shingles Roof 1,710 4 $1000-$2500 Deductible 190 5 Brick siding No
1995 215,000 Tile Roof 2,560 5 $2500-$5000 Deductible 220 6 Stucco siding yes
1983 225,000 Asphalt Shingles Roof 2,700 4 $5000 to $10,000 Deductible 180 8 Vinyl siding yes
2014 200,000 Metal Roof 1,900 5 $5000 to $10,000 Deductible 270 10 Stucco siding yes
1986 180,000 Tile Roof 2,020 5 $500- $1000 Deductible 170 4 Stone Siding No
2012 425,000 Membrane Roof 4,990 5 $500- $1000 Deductible 110 1 Fiber-Cement Siding No
1988 205,000 Metal Roof 2,130 3 $500 Deductible 130 3 Brick siding yes
1981 175,000 Tile Roof 1,970 4 $5000 to $10,000 Deductible 160 8 Vinyl siding No
1997 155,000 Membrane Roof 1,890 3 $5000 to $10,000 Deductible 190 10 Vinyl siding yes
1989 170,000 Composition Roof 1,530 3 $2500-$5000 Deductible 220 8 Fiber-Cement Siding yes
2014 160,000 Shingles Roof 1,750 3 $2500-$5000 Deductible 60 3 Wood siding No