Los Angeles County, CA Home Insurance - Analysis On Quotes, Rates & Agents
Los Angeles County Insurance Rates:
Los Angeles County, CA homeowners insurance is roughly $543 to $733, about $45-$61/month. Our exhaustive analysis shows customers can save as much as $255 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Find the Average Cost of Homeowners Insurance in Los Angeles County, CA
The average cost of home insurance in Los Angeles County is $1614. Buying a home is an exhilarating and significant investment for almost any family. In order to protect that investment, it is vital to make sure you have adequate insurance coverage. Before shopping for homeowners insurance in Los Angeles County, CA, homeowners must explore insurance quotes offered by different providers. The cost of home insurance in Los Angeles County, CA, may vary from individual to individual. Here are a few options which influence the home insurance rates in Los Angeles County, CA.
Cost of insurance based on the deductibles in Los Angeles County, CA
A deductible is an upfront payment that a homeowner must make to cover a portion of the claim costs before their insurer will step in and cover the remaining balance. Choose your home insurance deductible wisely, as it can significantly impact your overall costs. The higher the deductible, the lower the premium on home insurance in Los Angeles County, CA. For instance, homeowners paying a deductible of 1500 and 2000 pay a premium of $1358.02 and $1232.77. In contrast, homeowners paying a deductible of 500 and 1000 pay $1594.63 and $1442.59, respectively.
Cost of insurance based on the safety features in Los Angeles County, CA
Homes equipped with security features are less prone to any damage or thefts. Advanced security features decrease the probability of an incident occurring on your property. Shatter-proof glass, deadbolts on all exterior doors, security systems, fire extinguishers, and smoke detectors are just a few of the safety features that will make it easier for you to protect your family and property. For instance, homes with deadbolts will block all the primary entry points for the burglar to breakthrough into the house. It will reduce the possibility of theft. Homes with deadbolts pay $1388.04 on home insurance in Los Angeles County, CA. With more advanced features, the premium on home insurance will reduce.
Cost of insurance based on the materials used in Los Angeles County, CA
A house with a durable material will hold up longer, making the home more endurable. Homeowners are advised to use original and sturdy materials like clay brick, concrete, hail-resistant roof, etc. This further lowers your homeowner's insurance in Los Angeles County, CA. For example, homeowners who used masonry and fire-resistive brick to build their homes pay $1533.3 and $1420.32, respectively, on homeowners insurance in Los Angeles County, CA.
Los Angeles County, CA Homeowners Insurance By Home Value
| Los Angeles County, CA Home Value | Total Homes | % of Total | Average Los Angeles County, CA Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 37,493 | 5.0% | $31 |
| $100,000 to $124,999 | 22,230 | 3.0% | $153 |
| $125,000 to $149,999 | 16,812 | 2.0% | $197 |
| $150,000 to $174,999 | 33,661 | 5.0% | $229 |
| $175,000 to $199,999 | 26,085 | 3.0% | $267 |
| $200,000 to $249,999 | 91,886 | 13.0% | $319 |
| $250,000 to $299,999 | 113,231 | 17.0% | $395 |
| $300,000 to $399,999 | 286,975 | 43.0% | $497 |
Top Home Insurance Agents Near Los Angeles County, CA
| Home Insurance Company Near Los Angeles County, CA | Homeowners Insurance Agency Near Los Angeles County, CA | Address |
|---|---|---|
| NA | Financial Guaranty Insurance Brokers, Inc. | 709 East Colorado Blvd #230, Pasadena, CA, 91101 |
| State Farm | Merbert Hsu Clu | 1029 S Garfield Avenue, Alhambra, CA, 91801-4710 |
| State Farm | Roy Jefferson | 115 S Chaparral Ct Ste 250, Anaheim, CA, 92808-2289 |
| Travelers | United Agencies Inc | 3625 DEL AMO BLVD STE 200, TORRANCE, CA, 90503 |
| Allstate | Wilbert Smith | 2333 Lake Ave Ste D, Altadena, CA, 91001 |
Los Angeles County, CA Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Los Angeles County, CA
| Streets in Los Angeles County Area | Homeowners Insurance Cost |
|---|---|
| Kellam Ave, Red Bluff, Rosebrook Ln, Murchison St, Icy Willow Ln, Shadow Island Dr, N Chapel Ave, Barrette Ave, Mountain Dr, N Lyman Ave | $627 |
| Blackthorne Ave, Flaherty St, Hilse Ln, Greensbrier Dr, Verona Dr, Blades St, Flanner St, Ranier Rd, Costa Dr, Savannah St | $632 |
| Indianwood Rd, Cll Montecito, Harvest Moon St, W Ave M-7, Gladstone Ct, W American Ave, Don Lorenzo Dr, Valhalla St, Rockland Ave, Altar Ct | $631 |
| W Poplar St, Chetle Ave, W Elberon Ave, N Brandywine Canyon Rd, Newcomb Dr, Benton Ct, W Lily Way, Leah Cir, Lowman Ave, Stowers Ave | $640 |
| Broadmoor St, New Vista Pl, Mustang Dr, Alginet Pl, Max Godde Ln, Dudley Ave, Abbott Pl, Longhill Dr, Marsh Hawk Pl, Abella St | $622 |
| Neko Dr, Steven St, Cobre Ct, Steve N Ambers Way, Bouquet Ln, Winslow Ct, 169th St E, Noakes St, Wisner Ave, N Lathrop St | $618 |
| Ripon Ave, Radio St, Cummings Ln, Barnett Way, Cresthaven Dr, 91st St W, Lost Trail Dr, Holloway Plaza Dr, 161st St, N Manhattan Pl | $681 |
| Duluth Ln, Varsity Dr, Citruswood St, Baywood Ave, Montecito, W Ave D-2, Pepper Dr, E Malta St, Andover Ave, Solon Ave | $None |
| Kenwood Dr, Rochlen St, Greeley St, Segrell Way, Shaded Wood Rd, N Jenifer Ave, Belle River Rd, Locksley Dr, Cate Rd, Ave Granada | $624 |
| Windsor Way, Thatcher Ave, Bork Ave, Sandstone St, Barata St, Deelane Pl, Linda Rosa Ave, S Cimmeron Trl, E Dixon St, Achilles Dr | $645 |
Los Angeles County, CA Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Los Angeles County | $95 to $97 |
| Glendale | $99 |
| La Crescenta-Montrose | $100 |
| Burbank | $98 |
Los Angeles County, CA Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Glendale city, California | $99 | $132 | $198 |
| La Crescenta-Montrose CDP, California | $101 | $134 | $201 |
| Burbank city, California | $98 | $131 | $197 |
Los Angeles County, CA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Los Angeles County, CA | 2.2% | 11.1% |
| La Crescenta-Montrose | 1.82% | 13.06% |
| Burbank | 2.05% | 12.58% |
| Pasadena | 1.85% | 9.35% |
Los Angeles County Renters Insurance as a Percentage of Rent
| Los Angeles County Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 35,871 | 2.0% | $779 |
| $300 to $499 | 47,772 | 2.0% | $1229 |
| $500 to $749 | 141,660 | 8.0% | $1904 |
| $750 to $999 | 331,497 | 20.0% | $2654 |
| $1,000 to $1,499 | 611,354 | 36.0% | $3779 |
| $1,500 or more | 475,659 | 28.0% | $5429 |
Latest Home Insurance Reviews by Location
Cerritos, CA
NationwideI would highly recommend Nationwide because of their superior customer service and the quality of coverage you get for the price you pay.
Temple City, CA
Allstateinsurance good one for the future. most of the hope for the insurance. very important safety for the life and most valuable product any one for using the people. so i can recommend.
Whittier, CA
Travelersit was the price of the policy what made me switch companies. I have the same coverage as previous years , with a lower deductive and annual price
Monrovia, CA
State FarmMy experience with home insurance is a 5. They answer any questions I have and give me all the information I need about my policy.
Redondo Beach, CA
AllstateFortunately, we haven't had to use the insurance yet, but have heard from others using our local agent and was told she's one of the best. At least it's affordable.
Bell, CA
GeicoI would probably only recommend it because of price and how easy it is to make payments through the app.
West Covina, CA
State FarmCompared to other insurance providers the one that I have currently offered me a deal for being a student is being a homewoner.
Azusa, CA
Amica Mutual InsuranceAmica provided me with a much better level of coverage with the same deductible as Allstate for less money. I am completely satisfied with my coverage from Amica.
Torrance, CA
ProgressiveWe havent had much contact with our insurance agency other than setting up insurance, but when we did, the process was very smooth and simple.
Arcadia, CA
AllstateMy home insurance, Allstate, is the friendliest company. I would recommend them to anyone looking for home insurance. The deductible and premiums are reasonable.
South Gate, CA
ProgressiveI would recommend them. They are not very personal like some small companies but if you do all the paperwork correctly you will be happy and satisfied.
Long Beach, CA
GeicoI would give it a 4. Its a good cheap route to go. I really wish that it was cheaper for the minimal amount of coverage i got though.
Rancho Palos Verdes, CA
ProgressiveI have a had several different policies from different companies. I am very happy with my current policy. I have more coverage for less money.
Downey, CA
State FarmI am happy with what i have. I could probably shop for a better deal but since its convenient and overall a good value i am okay with the premium and deductible..
Diamond Bar, CA
ProgressiveI have not had any bad experiences with Progressive in general, but sometimes getting information regarding my policy and making changes can be problematic.
Pasadena, CA
State FarmThe deductibles and premiums are a tad bit high but with all that they offer, especially with coverage, it's really worth it for sure.
El Monte, CA
MercuryI like mercury customer service. They respond to you really quick compared to others. Besides they give you better rates.
Carson, CA
ProgressiveI would recommend Progressive to anyone. We had them for other houses and our car. Their premiums and deductibles are in line with other companies.
Glendora, CA
State FarmI have had home insurance from State Farm, and I would highly recommend them, as I have been with them for years now.
Santa Monica, CA
Farmer's InsuranceI have only used my home owners one time in thirty years . they were really good about the stlitutatulion. I would rate them a 5 .
Santa Clarita, CA
Progressivewhen the premium amt is high u should get the return also high,so premium amt is not a big factor.
Los Angeles, CA
Liberty MutualIT PROVIDE MANY PREMIUM OFFERS FOR THEIR CUSTOMERS.I HAVE REALLY SATISFIED WITH THEM.
Gardena, CA
Nationwidethe base policy is a little bit higher but i taked on some other policies and i feel i got a good overall rate
Covina, CA
State FarmAs I just stated earlier, they fix certain home repairs that other companies do not and would charge extra for service fees on top of deductible due to us
Burbank, CA
Liberty MutualI would generally recommend them because they are totally adequate and do all the things that I would look for in an insurance company.
Lakewood, CA
NationwideI have not compared my insurance to any other policies in several years. I assume that the deductibles and premiums are comparable, but I don't actually know that.
Inglewood, CA
State FarmI would rate State farm at a 4.We have amazing coverage for our home and if a problem ever arises they answer the phone quickly and will work with us to figure it out.
La Mirada, CA
Amica Mutual InsuranceI have recommended Amica to friends and family. The coverage plans are superior, customer service is excellent, and premiums are less than other insurance companies.
Bell Gardens, CA
Farmer's InsuranceI would definitely recommend my home insurance company. For the customer service alone there is no going wrong. Anyone would be happy with commerce.
Culver City, CA
Farmer's InsuranceI have called several home insurance company's when we were in the market for home insurance the problem with a lot of company is they only cover so much.
Palmdale, CA
Farmer's InsuranceMy only reasons for recommending this company are customer service and that they happen to be one of the most affordable options in my territory.
La Verne, CA
State FarmI would recommend State Farm because they are friendly and cover your basic insurance needs. However, I have not had a claim, so I am not sure how they are for claims.
Pico Rivera, CA
TravelersGood service and good coverage for major losses. Deductibles are high so make sure you have money in a rainy day fund to help cover expenses.
Norwalk, CA
Allstatemy insurance company is based on their customers and they offer schemes which are far better than other companies
Altadena, CA
ProgressiveI RECOMMENDED FOR THE HOME INSURANCE, BECAUSE IT MAY HELP IN THE SOME INCONVENIENT SITUATIONS, DURING THE EARTHQUAKE.
Montebello, CA
GeicoI would recommend this insurance to someone else moving into the apartments, because it was recommended to us and it served our needs.
Lynwood, CA
TravelersIf you are looking for home owners' insurance, Travelers should be at the top of your short list. They are highly recommended.
Monterey Park, CA
ProgressiveI highly recommend progressive house insurance to anyone who likes to save money and who likes fast and great customer service . We love their service and help!
San Gabriel, CA
State FarmI really hope I never have to deal with them and file a claim, and so I wish my premium was cheaper. Terrified of having to file a claim because it's such a hassle.
Manhattan Beach, CA
Farmer's InsuranceI would not recommend this insurance company because I have had a bad experience with them and I'm not sure why I should recommend them.
Hawthorne, CA
Farmer's InsuranceI would recommend this company because of cost and returns. The customer service was a little lacking however.
Paramount, CA
GeicoI would recommend GEICO to anyone who is shopping for home insurance in Hawaii because of their awesome customer support, service, and locally customized insurance policies.
Hacienda Heights, CA
TravelersThey were able to get me a quote in an hour and it was at a great price. I liked how quick they worked and would recommend.
Pomona, CA
State FarmI would recommend them to anyone in my area. You get dedicated specialist and they are always available to answer numerous questions.
Lancaster, CA
GeicoOur premium is the lowest we found, which is great. Our deductible was the amount we expected and was comparable with other companies.
Glendale, CA
Allied Insurancei will recommend them to my friends and family because they have got good offers and good customer care relation
Beverly Hills, CA
AllstateI would highly recommend this company. Their rates are competitive, their coverage is very good, and the personal touch from the local agents is outstanding.
Alhambra, CA
Farmer's InsuranceI would recommend Farmer's insurance for a few reasons: reason 1 is excellent customer service, reason 2 is great price when compared with similar offerings.
Claremont, CA
AllstateMy premium and deductible amounts with Allstate are about average. They do tend to be on the more expensive side, however you pay for what you receive in terms of quality.
Rowland Heights, CA
ProgressiveThe policy I received was much more economical than prior or compared policies. It provides all the coverage I need at a great premium and with standard deductibles. They also offer a discount for combining with auto.
Baldwin Park, CA
ProgressiveThe premium paid by each client is favorable and fair.Again considering the criteria used to determine the amount of premium to be paid in each policy it turns out to be very fair
Rosemead, CA
Allstateit offers have always seemed economical and thinking about the client and his excellent service, I have never compared him with another insurer.
Compton, CA
GeicoGeico home insurance is comparable to other insurance companies. They are not the cheapest but not the most expensive either.
West Hollywood, CA
NationwideI would recommend Nationwide 100%. They always stand behind me, or any claims that I have had to file--they have not argued one bit. They are easy to talk to, and very understanding.
San Dimas, CA
State FarmI've always heard what a struggle it is to have a claim and work with insurance companies but ours is so easy. I think they also offer better discounts for multiple polices vs other companies.
La Puente, CA
MetlifeI feel very good about Home insurance company . I have not have any problems with the companies I have used they have paid all the claims I have had.
Bellflower, CA
NationwideNationwide has been my insurance company of choice for several years and I have always been pleased by their customer service. Overall they have been very responsive to my needs.