Los Angeles County, CA homeowners insurance is roughly $543 to $733, about $45-$61/month. Our exhaustive analysis shows customers can save as much as $255 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
The average cost of home insurance in Los Angeles County is $1614. Buying a home is an exhilarating and significant investment for almost any family. In order to protect that investment, it is vital to make sure you have adequate insurance coverage. Before shopping for homeowners insurance in Los Angeles County, CA, homeowners must explore insurance quotes offered by different providers. The cost of home insurance in Los Angeles County, CA, may vary from individual to individual. Here are a few options which influence the home insurance rates in Los Angeles County, CA.
Cost of insurance based on the deductibles in Los Angeles County, CA
A deductible is an upfront payment that a homeowner must make to cover a portion of the claim costs before their insurer will step in and cover the remaining balance. Choose your home insurance deductible wisely, as it can significantly impact your overall costs. The higher the deductible, the lower the premium on home insurance in Los Angeles County, CA. For instance, homeowners paying a deductible of 1500 and 2000 pay a premium of $1358.02 and $1232.77. In contrast, homeowners paying a deductible of 500 and 1000 pay $1594.63 and $1442.59, respectively.
Cost of insurance based on the safety features in Los Angeles County, CA
Homes equipped with security features are less prone to any damage or thefts. Advanced security features decrease the probability of an incident occurring on your property. Shatter-proof glass, deadbolts on all exterior doors, security systems, fire extinguishers, and smoke detectors are just a few of the safety features that will make it easier for you to protect your family and property. For instance, homes with deadbolts will block all the primary entry points for the burglar to breakthrough into the house. It will reduce the possibility of theft. Homes with deadbolts pay $1388.04 on home insurance in Los Angeles County, CA. With more advanced features, the premium on home insurance will reduce.
Cost of insurance based on the materials used in Los Angeles County, CA
A house with a durable material will hold up longer, making the home more endurable. Homeowners are advised to use original and sturdy materials like clay brick, concrete, hail-resistant roof, etc. This further lowers your homeowner's insurance in Los Angeles County, CA. For example, homeowners who used masonry and fire-resistive brick to build their homes pay $1533.3 and $1420.32, respectively, on homeowners insurance in Los Angeles County, CA.
Los Angeles County, CA Home Value | Total Homes | % of Total | Average Los Angeles County, CA Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 37,493 | 5.0% | $31 |
$100,000 to $124,999 | 22,230 | 3.0% | $153 |
$125,000 to $149,999 | 16,812 | 2.0% | $197 |
$150,000 to $174,999 | 33,661 | 5.0% | $229 |
$175,000 to $199,999 | 26,085 | 3.0% | $267 |
$200,000 to $249,999 | 91,886 | 13.0% | $319 |
$250,000 to $299,999 | 113,231 | 17.0% | $395 |
$300,000 to $399,999 | 286,975 | 43.0% | $497 |
Home Insurance Company Near Los Angeles County, CA | Homeowners Insurance Agency Near Los Angeles County, CA | Address |
---|---|---|
NA | Financial Guaranty Insurance Brokers, Inc. | 709 East Colorado Blvd #230, Pasadena, CA, 91101 |
State Farm | Merbert Hsu Clu | 1029 S Garfield Avenue, Alhambra, CA, 91801-4710 |
State Farm | Roy Jefferson | 115 S Chaparral Ct Ste 250, Anaheim, CA, 92808-2289 |
Travelers | United Agencies Inc | 3625 DEL AMO BLVD STE 200, TORRANCE, CA, 90503 |
Allstate | Wilbert Smith | 2333 Lake Ave Ste D, Altadena, CA, 91001 |
Streets in Los Angeles County Area | Homeowners Insurance Cost |
---|---|
Kellam Ave, Red Bluff, Rosebrook Ln, Murchison St, Icy Willow Ln, Shadow Island Dr, N Chapel Ave, Barrette Ave, Mountain Dr, N Lyman Ave | $627 |
Blackthorne Ave, Flaherty St, Hilse Ln, Greensbrier Dr, Verona Dr, Blades St, Flanner St, Ranier Rd, Costa Dr, Savannah St | $632 |
Indianwood Rd, Cll Montecito, Harvest Moon St, W Ave M-7, Gladstone Ct, W American Ave, Don Lorenzo Dr, Valhalla St, Rockland Ave, Altar Ct | $631 |
W Poplar St, Chetle Ave, W Elberon Ave, N Brandywine Canyon Rd, Newcomb Dr, Benton Ct, W Lily Way, Leah Cir, Lowman Ave, Stowers Ave | $640 |
Broadmoor St, New Vista Pl, Mustang Dr, Alginet Pl, Max Godde Ln, Dudley Ave, Abbott Pl, Longhill Dr, Marsh Hawk Pl, Abella St | $622 |
Neko Dr, Steven St, Cobre Ct, Steve N Ambers Way, Bouquet Ln, Winslow Ct, 169th St E, Noakes St, Wisner Ave, N Lathrop St | $618 |
Ripon Ave, Radio St, Cummings Ln, Barnett Way, Cresthaven Dr, 91st St W, Lost Trail Dr, Holloway Plaza Dr, 161st St, N Manhattan Pl | $681 |
Duluth Ln, Varsity Dr, Citruswood St, Baywood Ave, Montecito, W Ave D-2, Pepper Dr, E Malta St, Andover Ave, Solon Ave | $None |
Kenwood Dr, Rochlen St, Greeley St, Segrell Way, Shaded Wood Rd, N Jenifer Ave, Belle River Rd, Locksley Dr, Cate Rd, Ave Granada | $624 |
Windsor Way, Thatcher Ave, Bork Ave, Sandstone St, Barata St, Deelane Pl, Linda Rosa Ave, S Cimmeron Trl, E Dixon St, Achilles Dr | $645 |
Place | Savings For Senior Occupied Homes |
---|---|
Los Angeles County | $95 to $97 |
Glendale | $99 |
La Crescenta-Montrose | $100 |
Burbank | $98 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Glendale city, California | $99 | $132 | $198 |
La Crescenta-Montrose CDP, California | $101 | $134 | $201 |
Burbank city, California | $98 | $131 | $197 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Los Angeles County, CA | 2.2% | 11.1% |
La Crescenta-Montrose | 1.82% | 13.06% |
Burbank | 2.05% | 12.58% |
Pasadena | 1.85% | 9.35% |
Los Angeles County Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
$200 to $299 | 35,871 | 2.0% | $779 |
$300 to $499 | 47,772 | 2.0% | $1229 |
$500 to $749 | 141,660 | 8.0% | $1904 |
$750 to $999 | 331,497 | 20.0% | $2654 |
$1,000 to $1,499 | 611,354 | 36.0% | $3779 |
$1,500 or more | 475,659 | 28.0% | $5429 |