Los Angeles, CA - Data on Home Insurance Quotes, Rates & Agents
Los Angeles, CA Home Values & Insurance Rates
| Los Angeles, CA Home Value | Total Homes | % of Total | Average Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 8,528 | 4.0% | $32 |
| $100,000 to $124,999 | 6,485 | 3.0% | $147 |
| $125,000 to $149,999 | 4,718 | 2.0% | $186 |
| $150,000 to $174,999 | 10,031 | 5.0% | $218 |
| $175,000 to $199,999 | 7,584 | 3.0% | $250 |
| $200,000 to $249,999 | 28,352 | 14.0% | $301 |
| $250,000 to $299,999 | 35,332 | 17.0% | $372 |
| $300,000 to $399,999 | 91,524 | 46.0% | $475 |
Top Home Insurance Agents Near Los Angeles, CA
| Home Insurance Company Near Los Angeles, CA | Homeowners Insurance Agency Near Los Angeles, CA | Address |
|---|---|---|
| State Farm | Eloisa Villarreal Sharp | 1871 W La Habra Blvd, La Habra, CA, 90631-5131 |
| Travelers | Downing & Gayle Insurance Services Inc | 6701 CENTER DR W STE 1500, LOS ANGELES, CA, 90045 |
| Travelers | Louis Barnett & Associates | 2601 AIRPORT DR STE 100, TORRANCE, CA, 90505 |
| State Farm | Mark Lee | 18702 Colima Rd Ste 205, Rowland Hghts, CA, 91748-2992 |
| Liberty Mutual | William Mckenney | 19200 Von Karman Ave Suite 200, Irvine, CA, 92612 |
Estimated Home Insurance By Street Area Near Los Angeles, CA
| Los Angeles Area | Estimated House Insurance |
|---|---|
| N Clarence St, Jolette Ave, N Ave 66, Ditson St, Moorcroft Pl, Cockerham Dr, Eagle Ridge Way, Milwaukee Ave, Springlet Trl, Albright Ave | $682 |
| E Old Fort Rd, Boulder St, Muscatine St, Drysdale Ave, S para Way, W 60th Pl, Buckler Ave, Glenhurst Ave, S Sycamore Dr, Topock St | $617 |
| Royal Oak Rd, Pat Ave, S Spence St, Collingwood Dr, E Yawl St, Rouge St, Pineknoll Ave, Helms Pl, Glory Ave, Lecouvreur Ave | $612 |
| N Griffin Ave, Ellita Pl, N Sunset Crest Dr, W Bowdoin St, Lowe St, Weigand Ave, Campbell Dr, Frackelton Pl, Cocos Dr, W St Charles Pl | $609 |
| Lafler Rd, Kemper Ct, N Platt Ave, Metropolitan Pl, Raber St, Hancock St, N Skyewiay Rd, N Bowling Green Way, S Alta Vista Blvd, del Valle Dr | $None |
| San Blas Ave, W Edwin Dr, Culver Dr, Homewood Rd, Eleanor Ave, Divina St, Samuel Dupont Ave, W Hatteras St, Firth Blvd, la Barca Pl | $680 |
| Remy Ave, Newcomb Dr, Dunlo Pl, Maude Ave, Masselin Ave, Burton Pl, Orum Rd, Whitnall Hwy, Figueroa Pl, Arbol St | $639 |
| S Esplanade, Bray St, Brett Pl, Chanute St, W Smilax St, Frontier Plc, Cushdon Ave, Don Milagro Dr, Winona Blvd, Carmel Way | $612 |
| W Hollywood Hills Rd, S Mountain View Ave, Paseo la Vis, Deerbrook Ln, E Indiana Ct, S Pershing Dr, Stratton Ave, Jeanette Pl, Via Sorrento, Galvez St | $674 |
| McNulty Pl, 25th Ave, Greenburn Ave, W San Fernando Mission Blvd, N Ave 59, Las Flores Dr, Bleriot Ave, Rye St, S Beverly Connection Way, Artesian St | $644 |
Savings on home insurance for senior occupied homes
| Place | Savings |
|---|---|
| Los Angeles | $96 to $98 |
| Culver City | $99 |
| Ladera Heights | $103 |
| Marina del Rey | $96 |
Los Angeles, CA Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Los Angeles, CA | 2.0% | 9.4% |
| Culver City | 2.09% | 11.02% |
| Ladera Heights | 1.48% | 8.93% |
| Marina del Rey | 1.52% | 5.34% |
Los Angeles Renters Insurance as a Percentage of Rent
| Los Angeles Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 19,894 | 2.0% | $777 |
| $300 to $499 | 26,627 | 3.0% | $1227 |
| $500 to $749 | 79,356 | 9.0% | $1902 |
| $750 to $999 | 166,192 | 20.0% | $2652 |
| $1,000 to $1,499 | 280,211 | 35.0% | $3777 |
| $1,500 or more | 220,702 | 27.0% | $5427 |
Los Angeles, CA Home Insurance by Zip Code
| Zip Code | Median Home Value | Median Homeowners Insurance |
|---|---|---|
| 90068 | $964,200 | $740 |
| 90048 | $960,100 | $730 |
| 90036 | $957,100 | $730 |
| 90067 | $930,200 | $740 |
| 90064 | $897,400 | $720 |
| 90035 | $862,800 | $710 |
| 90004 | $818,400 | $720 |
| 90027 | $803,900 | $700 |
| 90056 | $749,800 | $690 |
| 90066 | $738,400 | $700 |
| 90045 | $685,300 | $690 |
| 90034 | $664,600 | $690 |
| 90005 | $664,400 | $690 |
| 90025 | $664,000 | $690 |
| 90019 | $631,300 | $680 |
| 90039 | $619,100 | $680 |
| 90028 | $593,300 | $670 |
| 90038 | $577,400 | $660 |
| 90020 | $564,400 | $660 |
| 90026 | $563,100 | $660 |
| 90010 | $562,100 | $670 |
| 90041 | $550,000 | $670 |
| 90029 | $492,000 | $660 |
| 90008 | $478,700 | $650 |
| 90065 | $469,900 | $650 |
| 90021 | $458,000 | $650 |
| 90015 | $441,000 | $650 |
| 90017 | $433,000 | $640 |
| 90006 | $423,600 | $640 |
| 90007 | $408,100 | $640 |
| 90012 | $402,400 | $640 |
| 90042 | $394,800 | $640 |
| 90043 | $381,600 | $630 |
| 90016 | $371,500 | $630 |
| 90018 | $366,300 | $630 |
| 90031 | $357,900 | $630 |
| 90032 | $338,400 | $620 |
| 90014 | $334,700 | $630 |
| 90033 | $326,500 | $620 |
| 90013 | $315,300 | $630 |
| 90023 | $307,300 | $630 |
| 90047 | $306,300 | $620 |
| 90057 | $301,100 | $620 |
| 90044 | $296,400 | $620 |
| 90062 | $291,500 | $620 |
| 90011 | $291,100 | $620 |
| 90037 | $282,000 | $620 |
| 90061 | $265,600 | $610 |
| 90001 | $263,100 | $620 |
| 90003 | $248,400 | $610 |
| 90059 | $244,000 | $610 |
| 90002 | $238,300 | $610 |
| 90024 | $1,000,001 | $730 |
| 90049 | $1,000,001 | $730 |
| 90077 | $1,000,001 | $750 |
Los Angeles, CA Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $3,000 |
| Yearly Los Angeles Homeowner Insurance Premium Example | $1,300 | $800 |
| Out of Pocket Expense During Claim | $1,000 | $3,000 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $7,500 | $7,000 |
| Net Savings to Los Angeles Home Owner from High Deductible Plan | $500 | |
Los Angeles, CA Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Los Angeles, CA Home Replacement Value MORE than Home Value | Los Angeles, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $472,000 | $346,500 |
| Insurance Premium based on Replacement Value | $1,375 | $1,000 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $47,000 | Risk Exposure from Under Insuring Coverage is $78,500 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $150/year |
Example Los Angeles Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Chubb Group of Insurance | GEICO Insurance | Travelers |
| Monthly Premium | 87 | 60 | 156 |
| Year Built | 1969 | 1943 | 1954 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $350000-$400000 | $350000-$400000 | $700000-$800000 |
| Deductible | $500 Deductible | > $10,000 Deductible | $500 Deductible |
Los Angeles, CA Auto & Home Insurance Bundling Discounts
| Place | 1 Car Bundle Savings | 2 Car Bundle Savings | 3 Car Bundle Savings |
|---|---|---|---|
| Culver City city, California | $83 | $111 | $166 |
| Ladera Heights CDP, California | $86 | $115 | $172 |
| View Park-Windsor Hills CDP, California | $82 | $109 | $164 |
Sample Home Insurance Rates for Los Angeles, CA from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1979 | 230,000 | Asphalt Shingles Roof | 1,150 | 2 | > $10,000 Deductible | 60 | 2 | Brick siding | yes |
| 1987 | 435,000 | Asphalt Shingles Roof | 1,830 | 4 | $500- $1000 Deductible | 630 | 6 | Vinyl siding | No |
| 1966 | 850,000 | Slate Shingles Roof | 3,320 | 4 | $1000-$2500 Deductible | 1010 | 5 | Wood siding | yes |
| 1959 | 265,000 | Slate Shingles Roof | 1,180 | 2 | $2500-$5000 Deductible | 520 | 9 | Stucco siding | No |
| 1956 | 785,000 | Asphalt Shingles Roof | 3,120 | 4 | $5000 to $10,000 Deductible | 1040 | 10 | Wood siding | yes |
| 1952 | 310,000 | Asphalt Shingles Roof | 1,500 | 2 | $500 Deductible | 290 | 5 | Vinyl siding | No |
| 1974 | 280,000 | Tile Roof | 1,400 | 2 | > $10,000 Deductible | 310 | 9 | Wood siding | No |
| 1987 | 630,000 | Wood Shake Roof | 3,150 | 4 | $500- $1000 Deductible | 1820 | 10 | Vinyl siding | yes |
| 1937 | 750,000 | Membrane Roof | 1,148 | 1 | $2500-$5000 Deductible | 1800 | 12 | Stone Siding | No |