Los Angeles, CA Home Insurance - Analysis On Quotes, Rates & Agents
Los Angeles Insurance Rates:
Los Angeles, CA homeowners insurance is roughly $546 to $739, about $45-$61/month. Our detailed guide reveals consumers can save as much as $256 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Home Insurance in Los Angeles, California
Los Angeles is home to around 3,804,503 people. It is the world's entertainment capital, offering numerous activities and attractions. The city itself is known for its fine museums and cultural activities, complemented by multiple prospects to relax and enjoy the outdoors. Los Angeles also provides a window of opportunities to occupy both your mind and body, making it a perfect place to settle.
Los Angeles is also subject to many natural and artificial threats like floods, earthquakes, and wildfires. Apart from that, the chance of a property crime is 1 in 44 in Los Angeles, California. Therefore, it is crucial to avail homeowners insurance in Los Angeles, California, to protect your home from perils like theft, fire, flood, and vandalism.
The average price of home insurance in Los Angeles, California, is $1624. Homeowners in Los Angeles, CA, can further reduce insurance rates by availing of discounts offered by home insurance providers. VHome Insurance, through its analysis, has explored the discounts homeowners can get in Los Angeles.
a. Deductibles
When shopping for homeowners insurance in Los Angeles, one of the elements people often look at is the deductible. A deductible is an amount the insurer should pay before your insurer pays a claim. Companies charge higher premiums when a homeowner chooses a lower deductible. Saving money on your insurance via selecting a higher deductible may be cost-effective for people who are reasonably comfortable with covering a large loss out of pocket.
Homeowners in Los Angeles, California, who opted to pay a low deductible of 500 and 1000, pay $1604.51 and $1451.53, respectively, on home insurance. In contrast, policyholders who opted for a high deductible of 2000 and 2500 pay $1240.41 and $1166.03 on homeowners insurance in Los Angeles, California.
Refer to the table below to understand the applicable insurance rates based on the type of deductible.
b. Coverage Type
The home insurance package covers damages or loss in any unforeseen event concerning your homeowner's protection policy. Every home insurance policy has a liability limit that determines the amount of coverage you acquire to cover the damage in an unfortunate situation. For instance, if your house gets damaged by fire or burglary.
Homeowners in Los Angeles typically opt for coverage of $200,000 or $300,000, where they pay $629 and $1169, respectively, on home insurance rates in Los Angeles. Policyholders who opt for lower coverage pay a low premium on home insurance. For instance, homeowners who opted for $100,000 pay $250 on home insurance.
Therefore, the higher the coverage, the higher the home insurance premium and the higher the protection of the house.
c. Claims History
Homeowners insurance rates in Los Angeles, California, can be reduced if the policyholder has a zero claim history. By displaying a clean track of claim history, insurance providers offer a home insurance discount. Homeowners in Los Angeles with zero claims pay a premium of $1429.12, whereas homeowners with one or two claims pay $1753.92 and $1818.88, respectively.
Los Angeles, CA, Tips for choosing the best home insurance company
The average cost of home insurance in Los Angeles, CA, is $1,624. vHome’s comprehensive analysis shows that Los Angeles homeowners can save up to $256 by comparing quotes from multiple home insurance companies and choosing the cheapest one according to their coverage needs.
A.M. Best Rating
A.M. Best company rates insurance companies based on their financial capacity to grant claims to policyholders. Home insurance companies with high A.M. Best ratings are considered to be a safe bet for homeowners. Los Angeles homeowners can use the A.M. Best ratings to choose home insurance companies that have the financial capacity to grant their claims. For example, A.M. Best has awarded a rating of A++ (superior) to GEICO, whereas Liberty Mutual has a rating of A (excellent).
J.D. Power Score
J.D. Powers curates feedback from multiple homeowners, who have policies with home insurance companies, to rate them. The overall customer satisfaction of an insurance company is calculated using policy coverage, insurance rates, discounts, customer handling, and the speed at which a claim is processed. State Farm received a rating of 4/5, while Amica received a 5/5 rating.
Comparing Quotes
No two home insurance companies provide the same quote to homeowners. Home insurance companies use different parameters such as the age of homes, safety features, and distance to public agencies to determine the home insurance rates. Los Angeles homeowners are advised to get quotes from multiple home insurance companies to choose the cheapest quote. Los Angeles homeowners should also make sure that the coverage value should be enough to replace/repair the damages of their homes.
Deductibles vs. Insurance Rates
Home insurance rates vary depending on the deductibles that homeowners choose to pay on their policies. The percentage of reduction in insurance rates for the same deductible differs between one insurance company to another. Homeowners have to arrive at a balance between deductibles and home insurance rates. Los Angeles homeowners are advised to choose the home insurance company that quotes the cheapest insurance rate on their deductible amount.
Customer Service
Los Angeles homeowners are advised to choose home insurance companies that offer 24/7 customer support. Home insurance agents work closely with Los Angeles homeowners to create a policy that best suits their needs. Home insurance companies should also be swift in addressing homeowners’ queries and processing claims. According to state law, homeowners have 10 to 30 days to submit a claim, post which the insurance company gets 40 days to process, and accept or deny the claim.
Los Angeles, CA Homeowners Insurance By Home Value
| Los Angeles, CA Home Value | Total Homes | % of Total | Average Los Angeles, CA Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 8,528 | 4.0% | $32 |
| $100,000 to $124,999 | 6,485 | 3.0% | $147 |
| $125,000 to $149,999 | 4,718 | 2.0% | $186 |
| $150,000 to $174,999 | 10,031 | 5.0% | $218 |
| $175,000 to $199,999 | 7,584 | 3.0% | $250 |
| $200,000 to $249,999 | 28,352 | 14.0% | $301 |
| $250,000 to $299,999 | 35,332 | 17.0% | $372 |
| $300,000 to $399,999 | 91,524 | 46.0% | $475 |
Top Home Insurance Agents Near Los Angeles, CA
| Home Insurance Company Near Los Angeles, CA | Homeowners Insurance Agency Near Los Angeles, CA | Address |
|---|---|---|
| State Farm | Eloisa Villarreal Sharp | 1871 W La Habra Blvd, La Habra, CA, 90631-5131 |
| Travelers | Downing & Gayle Insurance Services Inc | 6701 CENTER DR W STE 1500, LOS ANGELES, CA, 90045 |
| Travelers | Louis Barnett & Associates | 2601 AIRPORT DR STE 100, TORRANCE, CA, 90505 |
| State Farm | Mark Lee | 18702 Colima Rd Ste 205, Rowland Hghts, CA, 91748-2992 |
| Liberty Mutual | William Mckenney | 19200 Von Karman Ave Suite 200, Irvine, CA, 92612 |
Los Angeles, CA Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Los Angeles, CA
| Streets in Los Angeles Area | Homeowners Insurance Cost |
|---|---|
| N Clarence St, Jolette Ave, N Ave 66, Ditson St, Moorcroft Pl, Cockerham Dr, Eagle Ridge Way, Milwaukee Ave, Springlet Trl, Albright Ave | $682 |
| E Old Fort Rd, Boulder St, Muscatine St, Drysdale Ave, S para Way, W 60th Pl, Buckler Ave, Glenhurst Ave, S Sycamore Dr, Topock St | $617 |
| Royal Oak Rd, Pat Ave, S Spence St, Collingwood Dr, E Yawl St, Rouge St, Pineknoll Ave, Helms Pl, Glory Ave, Lecouvreur Ave | $612 |
| N Griffin Ave, Ellita Pl, N Sunset Crest Dr, W Bowdoin St, Lowe St, Weigand Ave, Campbell Dr, Frackelton Pl, Cocos Dr, W St Charles Pl | $609 |
| Lafler Rd, Kemper Ct, N Platt Ave, Metropolitan Pl, Raber St, Hancock St, N Skyewiay Rd, N Bowling Green Way, S Alta Vista Blvd, del Valle Dr | $None |
| San Blas Ave, W Edwin Dr, Culver Dr, Homewood Rd, Eleanor Ave, Divina St, Samuel Dupont Ave, W Hatteras St, Firth Blvd, la Barca Pl | $680 |
| Remy Ave, Newcomb Dr, Dunlo Pl, Maude Ave, Masselin Ave, Burton Pl, Orum Rd, Whitnall Hwy, Figueroa Pl, Arbol St | $639 |
| S Esplanade, Bray St, Brett Pl, Chanute St, W Smilax St, Frontier Plc, Cushdon Ave, Don Milagro Dr, Winona Blvd, Carmel Way | $612 |
| W Hollywood Hills Rd, S Mountain View Ave, Paseo la Vis, Deerbrook Ln, E Indiana Ct, S Pershing Dr, Stratton Ave, Jeanette Pl, Via Sorrento, Galvez St | $674 |
| McNulty Pl, 25th Ave, Greenburn Ave, W San Fernando Mission Blvd, N Ave 59, Las Flores Dr, Bleriot Ave, Rye St, S Beverly Connection Way, Artesian St | $644 |
Los Angeles, CA Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Los Angeles | $96 to $98 |
| Culver City | $99 |
| Ladera Heights | $103 |
| Marina del Rey | $96 |
Los Angeles, CA Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Culver City city, California | $83 | $111 | $166 |
| Ladera Heights CDP, California | $86 | $115 | $172 |
| View Park-Windsor Hills CDP, California | $82 | $109 | $164 |
Los Angeles, CA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Los Angeles, CA | 2.0% | 9.4% |
| Culver City | 2.09% | 11.02% |
| Ladera Heights | 1.48% | 8.93% |
| Marina del Rey | 1.52% | 5.34% |
Los Angeles Renters Insurance as a Percentage of Rent
| Los Angeles Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 19,894 | 2.0% | $777 |
| $300 to $499 | 26,627 | 3.0% | $1227 |
| $500 to $749 | 79,356 | 9.0% | $1902 |
| $750 to $999 | 166,192 | 20.0% | $2652 |
| $1,000 to $1,499 | 280,211 | 35.0% | $3777 |
| $1,500 or more | 220,702 | 27.0% | $5427 |
Los Angeles, CA Homeowners Insurance by Zip Code
| Zip Code | Median Home Value | Median Homeowners Insurance |
|---|---|---|
| 90068 | $964,200 | $740 |
| 90048 | $960,100 | $730 |
| 90036 | $957,100 | $730 |
| 90067 | $930,200 | $740 |
| 90064 | $897,400 | $720 |
| 90035 | $862,800 | $710 |
| 90004 | $818,400 | $720 |
| 90027 | $803,900 | $700 |
| 90056 | $749,800 | $690 |
| 90066 | $738,400 | $700 |
| 90045 | $685,300 | $690 |
| 90034 | $664,600 | $690 |
| 90005 | $664,400 | $690 |
| 90025 | $664,000 | $690 |
| 90019 | $631,300 | $680 |
| 90039 | $619,100 | $680 |
| 90028 | $593,300 | $670 |
| 90038 | $577,400 | $660 |
| 90020 | $564,400 | $660 |
| 90026 | $563,100 | $660 |
| 90010 | $562,100 | $670 |
| 90041 | $550,000 | $670 |
| 90029 | $492,000 | $660 |
| 90008 | $478,700 | $650 |
| 90065 | $469,900 | $650 |
| 90021 | $458,000 | $650 |
| 90015 | $441,000 | $650 |
| 90017 | $433,000 | $640 |
| 90006 | $423,600 | $640 |
| 90007 | $408,100 | $640 |
| 90012 | $402,400 | $640 |
| 90042 | $394,800 | $640 |
| 90043 | $381,600 | $630 |
| 90016 | $371,500 | $630 |
| 90018 | $366,300 | $630 |
| 90031 | $357,900 | $630 |
| 90032 | $338,400 | $620 |
| 90014 | $334,700 | $630 |
| 90033 | $326,500 | $620 |
| 90013 | $315,300 | $630 |
| 90023 | $307,300 | $630 |
| 90047 | $306,300 | $620 |
| 90057 | $301,100 | $620 |
| 90044 | $296,400 | $620 |
| 90062 | $291,500 | $620 |
| 90011 | $291,100 | $620 |
| 90037 | $282,000 | $620 |
| 90061 | $265,600 | $610 |
| 90001 | $263,100 | $620 |
| 90003 | $248,400 | $610 |
| 90059 | $244,000 | $610 |
| 90002 | $238,300 | $610 |
| 90024 | $1,000,001 | $730 |
| 90049 | $1,000,001 | $730 |
| 90077 | $1,000,001 | $750 |
Average Cost Of Home Insurance By Company In Areas Nearby Los Angeles For Different Scenarios
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 200000 | 500 | New | Encompass | 997 |
| 200000 | 500 | New | Homesite | 1078 |
| 500000 | 1000 | New | American Security | 1180 |
| 500000 | 1000 | New | MAPFRE Group | 1217 |
| 500000 | 2500 | New | Horace Mann P & C | 1018 |
| 150000 | 250 | 1-3 Years | American Security | 484 |
| 150000 | 500 | 1-3 Years | Metropolitan Direct | 667 |
| 200000 | 500 | 1-3 Years | Integon/National | 856 |
| 250000 | 1000 | 1-3 Years | Stillwater Ins Co | 586 |
| 250000 | 500 | 1-3 Years | First American Ins | 666 |
| 250000 | 500 | 1-3 Years | Horace Mann | 635 |
| 400000 | 1000 | 1-3 Years | Wawanesa | 898 |
| 500000 | 1000 | 1-3 Years | Wawanesa | 1079 |
| 200000 | 500 | 4-6 Years | Amica Mutual | 615 |
| 200000 | 500 | 4-6 Years | Farmers (Fire Ins) | 984 |
| 250000 | 1000 | 4-6 Years | American Reliable | 851 |
| 250000 | 1000 | 4-6 Years | Stillwater Ins Co | 676 |
| 250000 | 500 | 4-6 Years | Western Mutual/Residence | 687 |
| 500000 | 2500 | 4-6 Years | AIG Prop Cas | 2188 |
| 150000 | 500 | 7-15 Years | Homesite | 1212 |
| 300000 | 500 | 7-15 Years | MAPFRE Group | 1349 |
| 500000 | 1000 | 7-15 Years | Foremost Insurance | 2504 |
Los Angeles, CA Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $3,000 |
| Yearly Los Angeles Homeowner Insurance Premium Example | $1,300 | $800 |
| Out of Pocket Expense During Claim | $1,000 | $3,000 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $7,500 | $7,000 |
| Net Savings to Los Angeles Home Owner from High Deductible Plan | $500 | |
Los Angeles, CA Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Los Angeles, CA Home Replacement Value MORE than Home Value | Los Angeles, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $472,000 | $346,500 |
| Insurance Premium based on Replacement Value | $1,375 | $1,000 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $47,000 | Risk Exposure from Under Insuring Coverage is $78,500 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $150/year |
Example Los Angeles Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Chubb Group of Insurance | GEICO Insurance | Travelers |
| Monthly Premium | 87 | 60 | 156 |
| Year Built | 1969 | 1943 | 1954 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $350000-$400000 | $350000-$400000 | $700000-$800000 |
| Deductible | $500 Deductible | > $10,000 Deductible | $500 Deductible |
Sample Home Insurance Rates for Los Angeles, CA from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1996 | 670,000 | Composition Roof | 3,250 | 4 | $500- $1000 Deductible | 1040 | 7 | Stucco siding | yes |
| 1990 | 260,000 | Wood Shake Roof | 1,310 | 2 | $5000 to $10,000 Deductible | 410 | 9 | Wood siding | yes |
| 1985 | 305,000 | Asphalt Shingles Roof | 1,210 | 3 | $500 Deductible | 80 | 1 | Wood siding | yes |
| 1946 | 405,000 | Slate Shingles Roof | 2,200 | 3 | $500- $1000 Deductible | 1040 | 9 | Fiber-Cement Siding | yes |
| 1984 | 365,000 | Membrane Roof | 1,460 | 3 | $1000-$2500 Deductible | 170 | 2 | Fiber-Cement Siding | yes |
| 1943 | 340,000 | Tile Roof | 1,810 | 4 | > $10,000 Deductible | 320 | 6 | Stone Siding | yes |
| 1958 | 550,000 | Membrane Roof | 2,050 | 3 | $500- $1000 Deductible | 480 | 4 | Brick siding | yes |
| 1952 | 270,000 | Slate Shingles Roof | 1,490 | 2 | $2500-$5000 Deductible | 270 | 5 | Stone Siding | No |
| 1977 | 335,000 | Slate Shingles Roof | 1,400 | 2 | $1000-$2500 Deductible | 280 | 5 | Wood siding | yes |
| 1988 | 315,000 | Metal Roof | 1,290 | 2 | $1000-$2500 Deductible | 200 | 3 | Vinyl siding | No |
| 1964 | 190,000 | Slate Shingles Roof | 1,010 | 2 | $500 Deductible | 490 | 12 | Stone Siding | yes |
| 1962 | 300,000 | Slate Shingles Roof | 1,170 | 2 | $5000 to $10,000 Deductible | 140 | 3 | Stucco siding | yes |
| 1986 | 245,000 | Tile Roof | 1,320 | 2 | $500 Deductible | 200 | 4 | Fiber-Cement Siding | yes |
| 1976 | 490,000 | Wood Shake Roof | 2,000 | 3 | $500 Deductible | 250 | 2 | Wood siding | No |
| 1974 | 420,000 | Asphalt Shingles Roof | 1,780 | 4 | $5000 to $10,000 Deductible | 490 | 7 | Fiber-Cement Siding | No |
| 1959 | 310,000 | Slate Shingles Roof | 1,330 | 3 | $500- $1000 Deductible | 450 | 5 | Stucco siding | yes |
| 1954 | 435,000 | Metal Roof | 2,220 | 3 | > $10,000 Deductible | 80 | 1 | Brick siding | No |
| 1982 | 340,000 | Membrane Roof | 1,630 | 3 | $5000 to $10,000 Deductible | 290 | 5 | Stucco siding | No |
| 1997 | 310,000 | Wood Shake Roof | 1,240 | 3 | $2500-$5000 Deductible | 430 | 8 | Brick siding | yes |
| 1965 | 640,000 | Metal Roof | 2,660 | 4 | $500 Deductible | 1130 | 6 | Wood siding | No |
| 1988 | 535,000 | Metal Roof | 1,990 | 3 | $5000 to $10,000 Deductible | 480 | 5 | Wood siding | No |
| 1960 | 825,000 | Membrane Roof | 3,320 | 4 | > $10,000 Deductible | 600 | 6 | Stone Siding | yes |
| 1979 | 230,000 | Asphalt Shingles Roof | 1,150 | 2 | > $10,000 Deductible | 60 | 2 | Brick siding | yes |
| 1987 | 435,000 | Asphalt Shingles Roof | 1,830 | 4 | $500- $1000 Deductible | 630 | 6 | Vinyl siding | No |
| 1966 | 850,000 | Slate Shingles Roof | 3,320 | 4 | $1000-$2500 Deductible | 1010 | 5 | Wood siding | yes |
| 1959 | 265,000 | Slate Shingles Roof | 1,180 | 2 | $2500-$5000 Deductible | 520 | 9 | Stucco siding | No |
| 1956 | 785,000 | Asphalt Shingles Roof | 3,120 | 4 | $5000 to $10,000 Deductible | 1040 | 10 | Wood siding | yes |
| 1952 | 310,000 | Asphalt Shingles Roof | 1,500 | 2 | $500 Deductible | 290 | 5 | Vinyl siding | No |
| 1974 | 280,000 | Tile Roof | 1,400 | 2 | > $10,000 Deductible | 310 | 9 | Wood siding | No |
| 1987 | 630,000 | Wood Shake Roof | 3,150 | 4 | $500- $1000 Deductible | 1820 | 10 | Vinyl siding | yes |
| 1937 | 750,000 | Membrane Roof | 1,148 | 1 | $2500-$5000 Deductible | 1800 | 12 | Stone Siding | No |
Latest Home Insurance Reviews
Geicoi would recommend it because i have had positive experriences with geico for car insurance, the home insurance premiums are well priced and i trust the company
State FarmI would highly recommend my home insurance company. Their customer service is world class and whenever I have an issue they are right there to help and answer any questions.
TravelersI think that my insurance company has basic offerings which are comparable to many other companies. I think that even though they are not as well known they have good offerings.
State FarmI think my premium is cheaper compared to other companies and the coverage suits my need perfectly so i cant complain.
EsuranceI consistently get updates from them regarding my insurance policy and also get monthly emails about other topics of interest. No complaints.
State FarmI would rate my insurance company a 4. Their customer service is amazing. The employees are always very nice and well mannered. The only downside is the cost, but i feel i get what I pay for so thats why I continue to pay the higher price.
Liberty MutualLiberty Mutual earned a low overall customer satisfaction rating in the 2017 J.D. Power study of homeowners insurance companies. .
AllstateThe offer everything, home, rental, I am always happy with what they offer.
State FarmThe representatives were very quick and seamless in transitioning me from my previous company. additionally, they did a lot of legwork to find me additional discounts.
Safeco InsuranceI do not like the website. It is very old and slow. They could use a modernization of the website. I also do not like the fact that not all of my policies do not show up on their website. I have multiple insurance policies with them but only my home and auto policies show up.
State FarmI have been with this company for years and receive very good rates. Any time that I have shopped around I have not found better rates, and when I find rates that are close the coverage is not as good as what I have.
State FarmI'll be honest, there is nothing that I dislike about this company. If I had to find something, I would say I wish my premium was lower than others.
State FarmMostly it’s the yearly rate for service. I really wish it could come down a little since it has hiked around 20% in past few years. I know things are happening that they have to cover more but really, beyond a break in which was only around 1k stolen, I haven't really needed it. Maybe one day I’ll switch if it gets too high but right now I’ll stay.
State FarmI really liked how personable and helpful the employees at the insurance office were when I called and chatted with them. They were very nice and professional and humble.
AigI dislike that my premium has gone up every single year since I bought the policy, despite being claim free. And it's going up a significant amount, usually 6-10% a year.
AllstateClaim process should be fastened from 3 months to 4-5 weeks, no other issues
AllstateI like that the company is known worldwide. It is a popular company so this means that they are certifiable and credible so I knew their services would work out good. I like how easy everything is to do online or over the phone with an agent.
Liberty MutualI don't like that my premium has gone up every six months. It feels a bit like a bait and switch. They took care of a mistake that led to a much higher bill; however, even after they fixed it, the premium had still risen. I hope this doesn't continue.
AllstateI do not like calling customer service or the constant changes that they seem to make to the website. The changes make things difficult to navigate.
AllstateWe have no complaints regarding the customer service of our insurance company carrier. The folks at Allstate are friendly and helpful. We always get wonderful attention and even get a Happy Holidays card at Christmas.
State FarmDespite not having to use any of the services, I would recommend to my friends and family especially if they have multiple products needing coverage.
GeicoI dislike their website and their application for my mobile phone. I have compared it to other companies and realize that this company needs to update all of this information as soon as they can. Obviously, I do not use it often so it is not a huge deal breaker. I wish they would pause for six months in raising my premium that would be nice but I think that is every insurance company.
Liberty MutualIT PROVIDE MANY PREMIUM OFFERS FOR THEIR CUSTOMERS.I HAVE REALLY SATISFIED WITH THEM.
State FarmState Farm offers great discounts for continued use, students, and multiple lines. I enjoy the people I have interacted with thus far and feel that I am well covered in the event of an emergency.
State FarmThe company is easy to work with and has a functional, organized website that has all of my information readily available. I am sure that if I had a need to file a claim, I would have more to say on this front.