Lonoke, AR homeowners insurance is about $934 to $1,275, about $77-$106/month. Our exhaustive analysis indicates shoppers can save as much as $442 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Lonoke, AR | Homeowners Insurance Agency Near Lonoke, AR | Address |
|---|---|---|
| Allstate | The Jacobs Company | 922 S Main St, Stuttgart, AR, 72160 |
| Allstate | The Pruitt Agency Inc | 801 Highway 367 N, Judsonia, AR, 72081 |
| State Farm | Anna Grizzle | 337 W Cypress St, Brinkley, AR, 72021-2734 |
| Travelers | Global Green Insurance Agency | 2020 W 3RD ST STE 217, LITTLE ROCK, AR, 72205 |
| Travelers | Insurisk | 1500 RIVERFRONT DR, LITTLE ROCK, AR, 72202 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Lonoke County, Arkansas | $167 | $222 | $333 |
| Furlow township, Lonoke County, Arkansas | $163 | $217 | $326 |
| Carlisle township, Lonoke County, Arkansas | $164 | $218 | $327 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Lonoke, AR | 9% | 23.3% |
| Lonoke County | 8.67% | 26.6% |
| Furlow | 10.79% | 37.94% |
| Carlisle | 9.73% | 23.11% |
| Lonoke Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 20 | 3.0% | $373 |
| $200 to $299 | 82 | 14.0% | $823 |
| $300 to $499 | 45 | 7.0% | $1273 |
| $500 to $749 | 245 | 42.0% | $1948 |
| $750 to $999 | 148 | 25.0% | $2698 |
| $1,000 to $1,499 | 21 | 3.0% | $3823 |
| $1,500 or more | 16 | 2.0% | $5473 |
| Streets in Lonoke Area | Homeowners Insurance Cost |
|---|---|
| Kildee Rd, Kidder St, Co Rd 782, Goacher Rd, Bruce Ln, Pleasant Meadows Cove, Washington, Co Rd 846, Elmore Rd, Abigail Rd | $1,127 |
| W Locust St, Cherokee Trl, Gunnebo Dr, Pettus Rd, E 9th St, Co Rd 1373, Mc Kinley St, Fred Koch Rd, Hamilton Rd, Billy Loop | $1,102 |
| Co Rd 547, Ferguson St, Bob Moore Dr, Billy Ln, Cotton Ln, 3rd, E Richfield Rd, Coley Rd, Joice Ln, Mourot Rd | $1,095 |
| Moody Rd, Richwood Cove, Roberts St, Fraser Dr, Russell Rd, Bobby Jones Rd, Barker St, Williamsburg Dr, Co Rd 518, Co Rd 553 | $1,108 |
| Pleasant Dr, Cole Rd, Access Rd, Dundee Dr, State Hwy 161, E Ash St, Co Rd 802, Thad Dr, Depot St, Bevis Rd | $1,100 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Lonoke | $164 to $166 |
| Lonoke County | $167 |
| Furlow | $163 |
| Pulaski | $162 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $3,400 |
| Yearly Lonoke Homeowner Insurance Premium Example | $1,100 | $700 |
| Out of Pocket Expense During Claim | $1,400 | $3,400 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $9,100 | $8,300 |
| Net Savings to Lonoke Home Owner from High Deductible Plan | $800 | |
| Scenario | Lonoke, AR Home Replacement Value MORE than Home Value | Lonoke, AR Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $106,500 | $71,000 |
| Insurance Premium based on Replacement Value | $975 | $650 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $21,000 | Risk Exposure from Under Insuring Coverage is $14,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $200/year |
| Insurance Company | Allstate | Farmers Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 95 | 155 | 65 |
| Year Built | 1989 | 1997 | 2014 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $125000-$150000 | $200000-$250000 | $100000-$125000 |
| Deductible | $500 Deductible | $500 Deductible | $1000-$2500 Deductible |