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Longmont, CO Home Values & Insurance Rates

Longmont, CO Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 999 4.0% $80
$100,000 to $124,999 417 2.0% $375
$125,000 to $149,999 927 4.0% $464
$150,000 to $174,999 2,178 10.0% $553
$175,000 to $199,999 2,404 11.0% $634
$200,000 to $249,999 4,804 23.0% $767
$250,000 to $299,999 3,662 18.0% $937
$300,000 to $399,999 4,565 22.0% $1196

Top Home Insurance Agents Near Longmont, CO

Home Insurance Company Near Longmont, CO Homeowners Insurance Agency Near Longmont, CO Address
State Farm Arnie Mascarenas 1011 39th Ave, Greeley, CO, 80634-2506
Liberty Mutual Independent Colorado Insurance Benefits I 6444 S QUEBEC ST STE 304, CENTENNIAL, CO, 80111
Allstate George Sechrist 5944 S Kipling Pkwy Ste 305, Littleton, CO, 80127
Farmers Jason Welch 2627 REDWING RD STE 260, Fort Collins, CO, 80526
Travelers Saa Insurance Agency 215 W SOUTH 1ST ST, JOHNSTOWN, CO, 80534

Estimated Home Insurance By Street Area Near Longmont, CO

Longmont Area Estimated House Insurance
23rd Ave, Wyndemere Cir, Rannoch Dr, Bluebird Dr, Atwood St, Princeton Cir, Abbey Dr, Sugar Mill Ave, Peregrine Cir, Park Dr$887
Lake Park Dr, Mariner Dr, Mount Sneffels St, Pace St, Beech Way, Henry Ct, W Co Rd 2, Cottonwood Ct, 10th Ave, Vail Ln$906
Jamison Pl, Riverview Ct, Buckham Way, Morgan Rd, Reese Ave, Grant St, Sunset Cir, Bramwood Pl, Walker Ct, Medford St$887
Turin Dr, 100 Year Party Ct, Smith Dr, Roma Ct, Steele St, Tucson Ct, Welch Ct, Peregrine Ln, Jade Way, Prairie Song Pl$958
Keystone Ct, Fordham St, Kansas Ave, Spring Creek Trl, Trout Creek Cir, Willowbrook Dr, Tyrrhenian Dr, Polo Dr, Santa Fe Dr, Pebble Rd$894
Glenbor Ct, Feltham Pl, Corinth Rd, N 67th St, N 49th St, Quebec Ave, Sorenlo Pl, Kinnikinnick Ct, Co Rd 49, Dry Creek Dr$1,010
Sage Valley Rd, Alpine St, Mayfield Ln, Doral Dr, Trevarton Ln, Springhill Dr, Grove Ct, Stardance Way, Camelia Ct, Saint Vrain Rd$1,030
Dahlia Way, Carnation Cir, Merriman Pl, Kylie Dr, Meeker Pl, Nimbus Rd, Comanche Ct, Elgin Ave, Antelope Dr, Aspen St$897
Cumberland Dr, Cambridge Dr, Skysail Ct, Eagle Springs Trl, E 17th Ave, Prairie Hawk Dr, Merideth Ln, Vassar Ct, Centrebridge Dr, Gaynor Way$892
20th Ave, St Clair Ave, N Parkside Dr, 1st Ave E, Mayfield Cir, N 85th St, Sunnyside Ln, Incorrigible Cir, Kiteley Ln, Coffman St$892

Savings on home insurance for senior occupied homes

PlaceSavings
Longmont$133 to $136
Lyons$138
Niwot$148
Altona$151

Longmont, CO Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Longmont, CO4.4%18.8%
Lyons3.64%17.6%
Niwot3.66%13.46%
Gunbarrel4.25%16.09%

Longmont Renters Insurance as a Percentage of Rent

Longmont Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 140 1.0% $343
$200 to $299 208 1.0% $793
$300 to $499 427 3.0% $1243
$500 to $749 2,401 18.0% $1918
$750 to $999 4,604 34.0% $2668
$1,000 to $1,499 4,185 31.0% $3793
$1,500 or more 1,321 9.0% $5443

Longmont, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Longmont Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,000$8,400
Net Savings to Longmont Home Owner from High Deductible Plan $600

Longmont, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Longmont, CO Home Replacement Value MORE than Home Value Longmont, CO Home Replacement Value LESS than Home Value
Replacement Value $282,500 $175,000
Insurance Premium based on Replacement Value $1,550 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,000 Risk Exposure from Under Insuring Coverage is $63,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $250/year

Example Longmont Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceNationwide InsuranceFarmers Insurance
Monthly Premium 9288138
Year Built 199119711982
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$350000-$400000$400000-$500000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Longmont, CO Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Lyons town, Colorado $138 $184 $276
Niwot CDP, Colorado $149 $198 $297
Altona CDP, Colorado $152 $202 $303

Sample Home Insurance Rates for Longmont, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1977 400,000 Slate Shingles Roof 2,460 4 $1000-$2500 Deductible 550 5 Stone Siding yes
2013 480,000 Membrane Roof 3,200 5 $2500-$5000 Deductible 320 2 Stone Siding No
2009 310,000 Composition Roof 2,120 3 $500 Deductible 560 6 Stone Siding No
1983 455,000 Asphalt Shingles Roof 2,830 4 $2500-$5000 Deductible 1140 8 Stucco siding yes
2011 410,000 Tile Roof 2,850 4 $500- $1000 Deductible 720 5 Fiber-Cement Siding No
2003 505,000 Wood Shake Roof 3,180 4 $500 Deductible 190 1 Brick siding yes
1970 180,000 Slate Shingles Roof 1,410 3 $500- $1000 Deductible 340 6 Stone Siding No
2006 210,000 Shingles Roof 1,630 3 $1000-$2500 Deductible 300 4 Wood siding No
1990 435,000 Metal Roof 3,090 5 $1000-$2500 Deductible 490 3 Brick siding No
1994 465,000 Membrane Roof 3,172 4 $5000 to $10,000 Deductible 1440 9 Brick siding No