Long Creek Insurance Rates:

Long Creek, IL homeowners insurance is roughly $625 to $850, about $52-$70/month. Our comprehensive guide reveals consumers can save upto $294 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Long Creek, IL Homeowners Insurance By Home Value

Long Creek, IL Home Value Total Homes % of Total Average Long Creek, IL Homeowners Insurance
Less than $50,000 231 6.0% $162
$50,000 to $59,999 71 1.0% $346
$60,000 to $69,999 149 3.0% $427
$70,000 to $79,999 323 8.0% $493
$80,000 to $89,999 368 9.0% $560
$90,000 to $99,999 501 13.0% $626
$100,000 to $124,999 731 19.0% $722
$125,000 to $149,999 354 9.0% $906
$150,000 to $174,999 341 8.0% $1068
$175,000 to $199,999 130 3.0% $1238
$200,000 to $249,999 275 7.0% $1488
$250,000 to $299,999 134 3.0% $1820
$300,000 to $399,999 181 4.0% $2314

Top Home Insurance Agents Near Long Creek, IL

Home Insurance Company Near Long Creek, IL Homeowners Insurance Agency Near Long Creek, IL Address
NA Nokomis Farmers Mutual Insurance Agency, Inc. 104 W State Street, Nokomis, IL, 62075
NA Consociate Group/Dansig, Inc. 504 W Spresser St, Taylorville, IL, 62568
NA C F & H Insurance Agency, Inc. 13 S Main St, Sullivan, IL, 61951
State Farm Al Schelling 1203 N Water St, Decatur, IL, 62521-1043
State Farm Jeff Burtis 3109 E Atlanta, Springfield, IL, 62702

Cost Of Homeowners Insurance By Street Near Long Creek, IL

Streets in Long Creek Area Homeowners Insurance Cost
Esther Ave, S Mount Zion Rd, E William Street Rd, Jennell Dr, S 20th St, Greenmeadow Dr, Sherry Ct, E du Frain Ave, Dickinson Ave, E Duchess Dr$738
Harryland Rd, Corman Ct, Melwood Ave, Hayden Dr, S Nelson Blvd, Co Rd 7, E Whitmer St, Prairie View Rd, Williamsburg Dr, Lakeshore Dr$710
S 17th St, S Parkwood Pl, Clubview Pl, Windsor Rd, S Acorn Dr, Walton Dr, Airport Plz, Fenton Dr, Northern Dr, N Mount Zion Rd$740
Whistling Meadows Ln, Kay Rd, Lost Bridge Rd E, E William Street Rd, Sheridan Dr, Willow, Lakeview Ave, E Michigan Ave, Hightide Dr, Runaway Ln$742
N Ridge Ln, Ocean Trl, E Park Ln, Walker Dr, S 19th St, S 34th St, Runway Ln, E Moore St, E Orchard Dr, S Lost Bridge Rd$742

Long Creek, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Long Creek$110 to $113
Oakley$111
Decatur$108
Mount Zion$112

Long Creek, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Oakley township, Macon County, Illinois $93 $123 $185
Decatur city, Illinois $90 $120 $180
Mount Zion township, Macon County, Illinois $94 $125 $188

Long Creek, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Long Creek, IL5.1%13.1%
Oakley5.27%14.96%
Decatur6.29%15.41%
Mount Zion4.62%13.44%

Long Creek Renters Insurance as a Percentage of Rent

Long Creek Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 53 8.0% $1251
$500 to $749 314 52.0% $1926
$750 to $999 111 18.0% $2676
$1,000 to $1,499 64 10.0% $3801
$1,500 or more 54 9.0% $5451

Long Creek, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Long Creek Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,800$9,200
Net Savings to Long Creek Home Owner from High Deductible Plan $600

Long Creek, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Long Creek, IL Home Replacement Value MORE than Home Value Long Creek, IL Home Replacement Value LESS than Home Value
Replacement Value $77,500 $43,000
Insurance Premium based on Replacement Value $425 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $18,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Long Creek Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceLiberty MutualAllstate
Monthly Premium 705273
Year Built 196019731984
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$125000-$150000$300000-$350000
Deductible $500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Long Creek, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 170,000 Membrane Roof 1,890 4 $500 Deductible 180 3 Brick siding No
1979 420,000 Asphalt Shingles Roof 4,900 5 > $10,000 Deductible 1460 10 Stone Siding yes
1965 165,000 Metal Roof 1,920 5 $500 Deductible 210 3 Vinyl siding No
1967 115,000 Wood Shake Roof 1,510 5 $500- $1000 Deductible 320 7 Stucco siding yes
1963 260,000 Tile Roof 4,180 5 $1000-$2500 Deductible 260 3 Brick siding yes
1969 150,000 Asphalt Shingles Roof 1,830 3 $5000 to $10,000 Deductible 370 9 Stucco siding yes
1983 365,000 Composition Roof 5,000 5 $500- $1000 Deductible 1020 7 Brick siding yes
1976 425,000 Composition Roof 4,700 5 $500- $1000 Deductible 290 2 Wood siding No
1977 250,000 Composition Roof 2,810 5 $500- $1000 Deductible 950 8 Wood siding yes
1984 275,000 Membrane Roof 3,060 5 $500 Deductible 650 7 Brick siding yes
1963 145,000 Tile Roof 2,110 3 $500- $1000 Deductible 210 4 Stucco siding yes
1977 130,000 Tile Roof 1,880 5 $500- $1000 Deductible 240 6 Vinyl siding No
1983 245,000 Wood Shake Roof 2,970 4 $1000-$2500 Deductible 170 2 Vinyl siding No
1977 215,000 Tile Roof 3,130 5 $2500-$5000 Deductible 570 10 Wood siding No
1971 225,000 Composition Roof 2,880 5 $2500-$5000 Deductible 590 12 Stucco siding No
1983 135,000 Wood Shake Roof 1,740 3 $500- $1000 Deductible 130 2 Vinyl siding yes
1980 330,000 Tile Roof 4,490 5 $5000 to $10,000 Deductible 810 10 Vinyl siding No
1981 285,000 Metal Roof 4,380 5 $2500-$5000 Deductible 640 12 Vinyl siding yes
1965 125,000 Asphalt Shingles Roof 1,450 3 $500- $1000 Deductible 40 1 Brick siding yes
1960 360,000 Slate Shingles Roof 4,120 5 $500 Deductible 1620 10 Vinyl siding yes
1973 210,000 Membrane Roof 2,580 5 $500- $1000 Deductible 770 8 Brick siding No
1969 245,000 Slate Shingles Roof 2,850 5 $1000-$2500 Deductible 400 4 Brick siding No
1962 115,000 Asphalt Shingles Roof 1,520 3 $500 Deductible 50 1 Wood siding No
1962 185,000 Membrane Roof 2,370 3 $500 Deductible 1260 12 Wood siding No
1960 280,000 Composition Roof 4,410 5 $2500-$5000 Deductible 720 9 Wood siding No
1970 280,000 Membrane Roof 4,540 5 $5000 to $10,000 Deductible 460 8 Vinyl siding No
1971 180,000 Shingles Roof 2,870 5 $500 Deductible 60 1 Brick siding No
1975 110,000 Shingles Roof 1,250 3 $2500-$5000 Deductible 40 1 Fiber-Cement Siding yes
1978 90,000 Wood Shake Roof 1,440 3 $500 Deductible 50 1 Fiber-Cement Siding yes
1974 105,000 Composition Roof 1,290 3 $500- $1000 Deductible 300 9 Stucco siding yes
1972 110,000 Slate Shingles Roof 1,630 3 $500 Deductible 120 4 Wood siding yes
1960 180,000 Tile Roof 3,030 4 $5000 to $10,000 Deductible 400 9 Stone Siding yes
1978 290,000 Membrane Roof 3,770 5 $500 Deductible 1270 8 Vinyl siding No
1960 155,000 Tile Roof 2,240 5 $500 Deductible 380 5 Vinyl siding No