Long Branch Insurance Rates:

Long Branch, NJ homeowners insurance is about $732 to $998, about $61-$83/month. Our thorough analysis shows customers can save upto $345 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
The office staff in my insurance agency are super informed and helpful and can answer any question i ask about my policy.
Geico
I don't like how they charge for each additional family member that i want to add on to my coverage.
Nationwide
They will protect your home against damage and theft. if something was to occur, they will get things back to normal in no time.
Travelers
I don't have any communication with them unless I contact them. They send me a letter once a year when it's renewal time.
Geico
I really don't like their website at all. It's very primitive and offers very little information on it. It's the bare bones minimum.
Allstate
I do dislike that every 3 months or so they contact me to try and bundle services, even though we have gone through this previously and we can't get a better deal than what we are paying now.
Allstate
Everything I answered above reflects how I feel about my insurance company. The courteous, professional and sympathetic staff makes processing claims easier.

Long Branch, NJ Homeowners Insurance By Home Value

Long Branch, NJ Home Value Total Homes % of Total Average Long Branch, NJ Homeowners Insurance
Less than $50,000 71 2.0% $60
$100,000 to $124,999 32 1.0% $267
$125,000 to $149,999 46 1.0% $328
$150,000 to $174,999 186 6.0% $388
$175,000 to $199,999 160 5.0% $449
$200,000 to $249,999 461 15.0% $544
$250,000 to $299,999 618 20.0% $665
$300,000 to $399,999 1,370 45.0% $846

Top Home Insurance Agents Near Long Branch, NJ

Home Insurance Company Near Long Branch, NJ Homeowners Insurance Agency Near Long Branch, NJ Address
State Farm David Gonzalez 136 Wyckoff Ave, Brooklyn, NY, 11237-8075
Travelers Scarsdale Agency 862 Ave , Scarsdale, NY, 10583
Travelers Total Dollar Management Effort Ltd ONE PLEASANT AVENUE, PORT WASHINGTON, NY, 11050
Travelers Alllines Assoc Inc 113-01 101 AVE, RICHMOND HILL, NY, 11419
State Farm Charles Brown Iii 40 Memorial Hwy Ste B1, New Rochelle, NY, 10801-8369

Cost Of Homeowners Insurance By Street Near Long Branch, NJ

Streets in Long Branch Area Homeowners Insurance Cost
Port au Peck Ave, Seaview Manor, S Lake Dr, Waterview, Fay St, Buttonwood Ave, Oakley Ave, Sherman Ct, Hampton Ave, Eastbourne Ave$870
Macarthur Ave, Newport Ct, Witmer Pl, Springdale Ave, Grinker Pl, Avenel Blvd, Vernon St, Lewis Aly, Abbotsford Ave, Eaton Ave$866
Hobart Manor, Overton Pl, Neptune Ave, Van Court Ave, Woodgate Ave, Kennedy St, Grace Ct, Eastbourne Ave, Jeraloman Ave, Hoey Ave$869
Sydney Way, Sternberger Ave, Westwood Ave, Pleasure Bay, Ocean Ter, Hoyt St, Lenox Ave, Berry Pl, Passey Gardens, Elizabeth Ter$870
River Ln, Truax St, Propect Aly, West Ave, Yorke Ave, Cooper Ave, Chelton Way, Hendrickson Ave, Jim Lynch Dr, Exchange Pl$862

Long Branch, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Long Branch$129 to $132
West Long Branch$132
Oceanport$135
Monmouth Beach$140

Long Branch, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Long Branch borough, New Jersey $111 $147 $221
Oceanport borough, New Jersey $113 $150 $225
Monmouth Beach borough, New Jersey $117 $156 $234

Long Branch, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Long Branch, NJ3.0%7.2%
West Long Branch2.38%7.38%
Oceanport2.47%7.49%
Monmouth Beach2.5%7.82%

Long Branch Renters Insurance as a Percentage of Rent

Long Branch Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 122 1.0% $327
$200 to $299 230 3.0% $777
$300 to $499 204 2.0% $1227
$500 to $749 339 4.0% $1902
$750 to $999 1,012 14.0% $2652
$1,000 to $1,499 2,881 41.0% $3777
$1,500 or more 2,211 31.0% $5427

Long Branch, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$3,500
Yearly Long Branch Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$1,500$3,500
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $10,500$10,000
Net Savings to Long Branch Home Owner from High Deductible Plan $500

Long Branch, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Long Branch, NJ Home Replacement Value MORE than Home Value Long Branch, NJ Home Replacement Value LESS than Home Value
Replacement Value $452,000 $310,500
Insurance Premium based on Replacement Value $1,950 $1,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $93,000 Risk Exposure from Under Insuring Coverage is $48,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $400/year

Example Long Branch Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceAmica Mutual Insurance Company
Monthly Premium 84123318
Year Built 201219771998
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$500000-$600000$700000-$800000
Deductible $500 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Long Branch, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 1,020,000 Slate Shingles Roof 4,890 5 $500- $1000 Deductible 3500 8 Stucco siding yes
2013 315,000 Asphalt Shingles Roof 2,150 5 $500- $1000 Deductible 1040 12 Fiber-Cement Siding No
1980 285,000 Metal Roof 1,400 2 > $10,000 Deductible 300 5 Vinyl siding yes
2011 265,000 Tile Roof 1,580 2 $5000 to $10,000 Deductible 160 2 Stucco siding yes
1969 875,000 Slate Shingles Roof 4,290 5 $500- $1000 Deductible 3520 12 Vinyl siding yes
2012 265,000 Shingles Roof 1,860 5 > $10,000 Deductible 460 8 Stucco siding No
1996 425,000 Membrane Roof 2,250 5 $500 Deductible 1550 9 Wood siding No
1994 330,000 Metal Roof 1,860 3 $500 Deductible 830 7 Stone Siding yes
1975 800,000 Wood Shake Roof 4,200 5 > $10,000 Deductible 610 3 Stucco siding No
1941 585,000 Wood Shake Roof 2,910 4 > $10,000 Deductible 900 9 Wood siding yes
1945 580,000 Metal Roof 2,740 4 $5000 to $10,000 Deductible 1460 8 Stone Siding No
2010 295,000 Slate Shingles Roof 1,520 3 $2500-$5000 Deductible 390 5 Stucco siding yes
1962 245,000 Tile Roof 1,700 4 $5000 to $10,000 Deductible 200 3 Stone Siding No
2014 305,000 Asphalt Shingles Roof 1,800 2 $500 Deductible 1060 8 Vinyl siding yes
1963 715,000 Slate Shingles Roof 3,530 5 $1000-$2500 Deductible 790 3 Vinyl siding yes
2010 410,000 Slate Shingles Roof 2,820 4 $5000 to $10,000 Deductible 1480 10 Fiber-Cement Siding yes
1975 565,000 Asphalt Shingles Roof 2,730 5 $2500-$5000 Deductible 1410 7 Fiber-Cement Siding No
1940 435,000 Metal Roof 2,090 3 $500 Deductible 220 1 Vinyl siding yes
1971 210,000 Metal Roof 1,290 2 $500- $1000 Deductible 1020 10 Fiber-Cement Siding yes
1966 320,000 Wood Shake Roof 2,040 5 $2500-$5000 Deductible 1090 9 Fiber-Cement Siding No
1984 440,000 Membrane Roof 2,390 4 > $10,000 Deductible 1120 8 Stucco siding yes
2012 240,000 Wood Shake Roof 1,600 5 > $10,000 Deductible 60 1 Stucco siding yes
1962 320,000 Membrane Roof 1,740 3 $5000 to $10,000 Deductible 410 6 Vinyl siding No
1997 460,000 Metal Roof 2,750 5 $500 Deductible 1680 8 Wood siding No