How Much Does Long Beach, CA Home Insurance Cost?
Long Beach, CA Average Homeowners Insurance Cost
$1,483
Homeowners Insurance Cost - Long Beach, CA
$476,400
Median Home Value - Long Beach, CA
Long Beach, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$17.8 | $1,465.2 |
| $1000 Deductible | -$157.49 | $1,325.51 |
| $1500 Deductible | -$235.2 | $1,247.8 |
| $2000 Deductible | -$350.28 | $1,132.72 |
| $2500 Deductible | -$418.21 | $1,064.79 |
Long Beach, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$356 | $1,127 |
| 30 year old | +$22 | $1,505 |
| 40 year old | +$39 | $1,522 |
| 50 year old | +$56 | $1,539 |
| Above 50 year old | +$71 | $1,554 |
Long Beach, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$163 | $1,320 |
| Superior | -$148 | $1,335 |
| Masonry | -$74 | $1,409 |
| Brick | -$74 | $1,409 |
| Hail Resistant Roof | -$30 | $1,453 |
Long Beach, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$30 | $1,513 |
| Swimming Pool With A Diving Board | +$74 | $1,557 |
| Swimming Pool With Slide | +$89 | $1,572 |
Long Beach, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $44 | $1,439 |
| Police Department | $15 | $1,468 |
Long Beach, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$622.86 | $2,106 |
| Filing a Second Liability Claim | +$563.54 | $2,047 |
| Filing a Second Theft Claim | +$563.54 | $2,047 |
| Filing a Second Water Claim | +$489.39 | $1,972 |
| Filing a Fire Claim | +$296.6 | $1,780 |
| Filing a Liability Claim | +$281.77 | $1,765 |
| Filing a Theft Claim | +$281.77 | $1,765 |
| Filing a Water Claim | +$237.28 | $1,720 |
| Filing a Weather Claim | +$237.28 | $1,720 |