London Insurance Rates:

London, OH homeowners insurance is about $593 to $807, about $49-$67/month. Our exhaustive research reveals consumers can save as much as $279 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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London, OH Homeowners Insurance By Home Value

London, OH Home Value Total Homes % of Total Average London, OH Homeowners Insurance
Less than $50,000 160 7.0% $146
$50,000 to $59,999 32 1.0% $307
$60,000 to $69,999 31 1.0% $377
$70,000 to $79,999 120 5.0% $440
$80,000 to $89,999 144 6.0% $496
$90,000 to $99,999 146 6.0% $559
$100,000 to $124,999 631 29.0% $643
$125,000 to $149,999 326 15.0% $810
$150,000 to $174,999 221 10.0% $957
$175,000 to $199,999 160 7.0% $1104
$200,000 to $249,999 151 7.0% $1328
$250,000 to $299,999 25 1.0% $1621

Top Home Insurance Agents Near London, OH

Home Insurance Company Near London, OH Homeowners Insurance Agency Near London, OH Address
NA Pitts Insurance Agency 1313 E Broad St Ste 202, Columbus, OH, 43205
NA Sl & Associates Llc 93 W Franklin St Ste 101 , Dayton, OH, 45459
Allstate Eric Lowman 1031 S Main St, Centerville, OH, 45458
Liberty Mutual Independent Hoffmann & Associates Insurance 5005 Pine Creek Dr Westerville, Columbus, OH, 43081
State Farm Scott Dawson 5871 Cleveland Ave, Columbus, OH, 43231-2859

Cost Of Homeowners Insurance By Street Near London, OH

Streets in London Area Homeowners Insurance Cost
E 1st St, Jenkinson Ave, Co Hwy 102, Jacqueline Dr, Lotspeich St, S Walnut St, Van Wagener Rd, Dunn Ave, Chandler Ave, Bristol Ave$712
Twp Hwy 144, Samantha Cir, Co Hwy 53, Chandler Ave, Co Hwy 4, Graceland Ave, E 1st St, Mabel Ct, Deger Dr, Twp Hwy 161$716
Spring Valley Rd, Twp Hwy 105, Co Hwy 145, Logan Ave, Eaton St, Betty Wilson Rd, Channing Dr, E High St, Delaware Ave, School St$706
Co Hwy 136, Margate Cir, Co Hwy 65, Park Ave, Wood St, McDaniel Pl, Markley Rd, Edinburgh Cove, Twp Hwy 309, Bowman Ct$711
Lilly Chap Georgesvill Rd, W High St, Lilly Chapel Georgesville Rd, Wesley Dr, N Main St, Alton St, S Madison Rd, Brighton Rd, Columbia Ave, Co Hwy 72$695

London, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
London$104 to $107
Madison County$107
Choctaw Lake$112
Somerford$110

London, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Madison County, Ohio $107 $143 $215
Deer Creek township, Madison County, Ohio $107 $143 $215
Choctaw Lake CDP, Ohio $112 $149 $224

London, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
London, OH4.9%15.5%
Madison County4.44%12.77%
Deer Creek5.31%12.61%
Choctaw Lake3.75%9.33%

London Renters Insurance as a Percentage of Rent

London Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 51 2.0% $349
$200 to $299 121 6.0% $799
$300 to $499 211 11.0% $1249
$500 to $749 577 31.0% $1924
$750 to $999 538 29.0% $2674
$1,000 to $1,499 174 9.0% $3799
$1,500 or more 132 7.0% $5449

London, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly London Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to London Home Owner from High Deductible Plan $600

London, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario London, OH Home Replacement Value MORE than Home Value London, OH Home Replacement Value LESS than Home Value
Replacement Value $164,500 $118,000
Insurance Premium based on Replacement Value $525 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,000 Risk Exposure from Under Insuring Coverage is $22,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example London Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceChubb Group of InsuranceLiberty Mutual
Monthly Premium 233144
Year Built 196219902012
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $75000-$100000$75000-$100000$125000-$150000
Deductible $2500-$5000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for London, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 130,000 Metal Roof 1,610 3 $1000-$2500 Deductible 300 8 Stucco siding yes
1969 195,000 Slate Shingles Roof 2,120 5 $500- $1000 Deductible 370 7 Stucco siding No
1965 215,000 Metal Roof 3,090 4 $1000-$2500 Deductible 320 6 Stucco siding yes
1994 65,000 Metal Roof 1,050 2 $500- $1000 Deductible 50 3 Wood siding No
1991 165,000 Membrane Roof 1,960 4 $500- $1000 Deductible 40 1 Stone Siding No
1965 125,000 Shingles Roof 1,750 2 $2500-$5000 Deductible 50 2 Stucco siding No
1997 170,000 Wood Shake Roof 2,220 5 $1000-$2500 Deductible 140 3 Fiber-Cement Siding No
1982 110,000 Shingles Roof 1,570 2 $500 Deductible 270 9 Stucco siding No
1963 120,000 Shingles Roof 1,550 3 $500 Deductible 100 2 Brick siding yes
1996 90,000 Tile Roof 1,390 3 $2500-$5000 Deductible 170 9 Stucco siding yes
1980 185,000 Shingles Roof 2,060 4 $500 Deductible 300 4 Brick siding No
1998 100,000 Membrane Roof 1,050 2 $2500-$5000 Deductible 180 7 Stone Siding No
1985 110,000 Tile Roof 1,390 2 $2500-$5000 Deductible 100 4 Stone Siding No
1994 195,000 Wood Shake Roof 2,620 4 $5000 to $10,000 Deductible 30 1 Stone Siding No
1940 140,000 Shingles Roof 1,640 4 $500- $1000 Deductible 90 2 Fiber-Cement Siding No
2013 175,000 Composition Roof 2,240 5 $1000-$2500 Deductible 420 8 Fiber-Cement Siding No
2003 205,000 Tile Roof 2,600 4 $2500-$5000 Deductible 290 7 Wood siding yes
1942 115,000 Wood Shake Roof 1,470 2 $2500-$5000 Deductible 160 9 Vinyl siding No
1969 85,000 Asphalt Shingles Roof 1,350 3 $500- $1000 Deductible 30 1 Vinyl siding No
1989 155,000 Tile Roof 1,740 2 $500- $1000 Deductible 440 9 Stucco siding yes
1987 115,000 Tile Roof 1,440 3 $500- $1000 Deductible 100 3 Wood siding No
2004 115,000 Membrane Roof 1,450 2 $500- $1000 Deductible 220 10 Stone Siding No
1967 295,000 Wood Shake Roof 4,610 5 $2500-$5000 Deductible 570 8 Wood siding yes
2012 245,000 Membrane Roof 3,170 4 > $10,000 Deductible 40 1 Stone Siding No
1963 80,000 Asphalt Shingles Roof 1,240 2 $500- $1000 Deductible 90 3 Brick siding No
2008 360,000 Tile Roof 3,940 5 $500 Deductible 1210 10 Fiber-Cement Siding No
2002 95,000 Membrane Roof 1,270 3 $1000-$2500 Deductible 340 9 Vinyl siding No
1946 150,000 Slate Shingles Roof 2,050 3 $500 Deductible 290 6 Brick siding yes
1996 105,000 Wood Shake Roof 1,540 3 $2500-$5000 Deductible 180 8 Fiber-Cement Siding No
1966 100,000 Wood Shake Roof 1,480 3 $2500-$5000 Deductible 120 5 Stucco siding yes
2009 85,000 Metal Roof 1,070 2 $1000-$2500 Deductible 40 2 Fiber-Cement Siding No
2012 320,000 Shingles Roof 3,830 5 $500 Deductible 590 6 Fiber-Cement Siding No
1944 195,000 Tile Roof 2,990 4 $1000-$2500 Deductible 120 2 Brick siding No
1993 125,000 Shingles Roof 2,000 3 $500- $1000 Deductible 140 4 Brick siding No