Lombard Insurance Rates:

Lombard, IL homeowners insurance is roughly $683 to $929, about $56-$77/month. Our detailed guide shows customers can save upto $322 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
My home insurance company policy offerings seem very comparable to others and offer everything I need. They give me the right insurance I need for each problem.
State Farm
My current homeowner's insurance rates are comparable to other companies rates on the market. I have a deductible that i feel I can easily manage should the need arise for service.
Geico
Website is clean and intuitive. Agents are kind and knowledgeable, Claims dept is fast and efficient. Rates are market priced and fair.
Meemic Insurance
I've had excellent customer service with Meemic. When there was a concern about a lapse in coverage they were extremely helpful in clearing the situation up.
State Farm
I would recommend my insurance company because they are no different than the rest of them. If someone needs insurance, they can really go to any agency.
Goodville Mutual
Great customer service. If we have an issue with our pricing or a question, we just need to shoot our agent an email and he gets back quickly.
Geico
On a scale of 1 to 5 I would rate my home insurance a 3.5. Questions that I had for the customer service were not easily answered and that was displeasing. As a new homeowner my question are tailored to my home.
American Family
I like that my insurance company lets my pay automatically each month, this allows me to not worry about writing a check each month for the premium.
State Farm
Agents do not like to lose a customer so it is was hard to get my old agent to transfer me to an agent in my new location
Progressive
Progressive insurance is a company with a long history that is trustworthy and overall deserves our business and consumer loyalty.
State Farm
I feel that my premium is a decent price, I haven't shopped for other insurance quotes recently so in all honesty I really don't know if it is fair or not. I feel like it is a price I am willing to pay but I guess it wouldn't hurt to shop around. We are 'bundled', and it just easier to keep things how they are.
Erie Insurance
I love how responsive they are. I hear back immediately whenever I email questions or concerns. And they always have everything prepared instantly. They make the process so comfortable and easy for me.
State Farm
They offered us a very good premium compared to others that we checked out. It was a lot lower and offered us a lot more.
Aaa
I honestly do not have any complaints. I guess I could say that they are not the cheapest company to go through, but you get what you pay for in my opinion.
State Farm
I would recommend State Farm because of the one time that we did have to contact them to file a claim after hail damage, they were very quick in responding.

Lombard, IL Homeowners Insurance By Home Value

Lombard, IL Home Value Total Homes % of Total Average Lombard, IL Homeowners Insurance
Less than $50,000 115 1.0% $72
$80,000 to $89,999 166 1.0% $265
$100,000 to $124,999 453 3.0% $346
$125,000 to $149,999 452 3.0% $435
$150,000 to $174,999 775 6.0% $507
$175,000 to $199,999 1,025 9.0% $588
$200,000 to $249,999 2,823 24.0% $709
$250,000 to $299,999 2,707 23.0% $870
$300,000 to $399,999 2,561 22.0% $1104

Top Home Insurance Agents Near Lombard, IL

Home Insurance Company Near Lombard, IL Homeowners Insurance Agency Near Lombard, IL Address
Farmers Andrew Flanagan 6146 N Milwaukee Ave, Chicago, IL, 60646
Travelers Cribbet Insurance Agency Inc 940 BARLINA RD, CRYSTAL LAKE, IL, 60014
State Farm Jeff Jurkovich 3038 Hobson Rd, Woodridge, IL, 60517-1510
Liberty Mutual Independent Webb Financial Group Llc 840 S Waukegan Road, Ste 208 Lake Forest, Lake Forest, IL, 60045
Liberty Mutual Independent Wm Schwartz & Co 108 N MILWAUKEE AVE, LIBERTYVILLE, IL, 60048

Lombard, IL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Lombard, IL

Streets in Lombard Area Homeowners Insurance Cost
Lincoln Ct, Morris Ct, Oakwood Ct, Graywood Dr, W Goebel Dr, Ave Orleans, E Sidney Ave, Crescent Ct, Glen Valley Dr, Parrish Ct$867
Regency Dr, S Addison Ave, Clifford Rd, Brook Ct, Acorn Rd, Grace St, E 15th St, Cumnor Ave, E Emerson Ave, N Grace St$853
Park Row, Lee St, E Ash St, Colony Ct, Leslie Ln N, Roger Rd, Lippert Ln, S 3rd Ave, Canary Rd, Hickory Ct$926
Ellynwood Dr, Kay Ave, E Harding Rd, Arthur Dr, E 15th Pl, Oak Creek Dr, S Lewis Ave, Mayfair Ave, Highland Pkwy, Liberty Ln$816
Witt Ct, Springer Dr, Governors Trl, Oak Grove Dr, Rock Dale Cir, E Westview Ct, Joyce Ave, E 14th St, 18th Pl, Oak Hill Rd$888

Lombard, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Lombard$120 to $123
Villa Park$120
York$123
Glen Ellyn$131

Lombard, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Villa Park village, Illinois $121 $161 $242
York township, DuPage County, Illinois $124 $165 $248
Glen Ellyn village, Illinois $131 $175 $263

Lombard, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Lombard, IL3.4%9.9%
Villa Park3.6%10.63%
York3.24%9.14%
Glen Ellyn2.64%7.4%

Lombard Renters Insurance as a Percentage of Rent

Lombard Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 85 1.0% $1215
$500 to $749 253 5.0% $1890
$750 to $999 1,290 26.0% $2640
$1,000 to $1,499 2,108 43.0% $3765
$1,500 or more 1,144 23.0% $5415

Lombard, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Lombard Homeowner Insurance Premium Example $2,600$2,100
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $11,000$10,000
Net Savings to Lombard Home Owner from High Deductible Plan $1,000

Lombard, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Lombard, IL Home Replacement Value MORE than Home Value Lombard, IL Home Replacement Value LESS than Home Value
Replacement Value $350,500 $198,500
Insurance Premium based on Replacement Value $1,725 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $77,500 Risk Exposure from Under Insuring Coverage is $74,500
Premium Impact Insurance cheaper by $375/year Insurance costlier by $375/year

Example Lombard Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceFarmers Insurance
Monthly Premium 457963
Year Built 199919481960
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $150000-$175000$250000-$300000$300000-$350000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Lombard, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 315,000 Asphalt Shingles Roof 2,680 5 $2500-$5000 Deductible 120 1 Fiber-Cement Siding yes
1970 390,000 Wood Shake Roof 3,210 4 $500- $1000 Deductible 340 3 Brick siding No
1941 155,000 Composition Roof 1,240 2 $1000-$2500 Deductible 150 3 Wood siding yes
1978 180,000 Membrane Roof 1,200 2 $1000-$2500 Deductible 280 6 Vinyl siding No
1993 245,000 Wood Shake Roof 2,140 3 > $10,000 Deductible 650 10 Fiber-Cement Siding No
2005 195,000 Metal Roof 1,330 3 $5000 to $10,000 Deductible 240 5 Fiber-Cement Siding No
1996 260,000 Shingles Roof 1,660 3 > $10,000 Deductible 290 5 Fiber-Cement Siding No
1998 275,000 Shingles Roof 2,520 5 $1000-$2500 Deductible 90 1 Vinyl siding yes
1993 455,000 Tile Roof 3,010 4 $1000-$2500 Deductible 1460 9 Stone Siding No
1964 415,000 Membrane Roof 2,790 4 $500- $1000 Deductible 390 3 Brick siding yes
1962 240,000 Shingles Roof 1,650 2 $2500-$5000 Deductible 650 9 Vinyl siding No
1995 205,000 Asphalt Shingles Roof 1,400 3 $500 Deductible 610 7 Vinyl siding No
1984 705,000 Asphalt Shingles Roof 4,880 5 > $10,000 Deductible 940 6 Vinyl siding No
1991 370,000 Asphalt Shingles Roof 3,370 5 $5000 to $10,000 Deductible 810 7 Vinyl siding yes
1996 590,000 Asphalt Shingles Roof 4,080 5 $1000-$2500 Deductible 950 5 Vinyl siding yes
1941 235,000 Metal Roof 1,460 3 $5000 to $10,000 Deductible 60 1 Wood siding yes
2007 355,000 Metal Roof 3,160 5 $500- $1000 Deductible 690 8 Stone Siding yes
2006 395,000 Shingles Roof 2,990 5 > $10,000 Deductible 740 12 Stone Siding yes
1943 505,000 Slate Shingles Roof 3,260 4 $5000 to $10,000 Deductible 950 6 Wood siding yes
1976 105,000 Asphalt Shingles Roof 950 2 $1000-$2500 Deductible 100 3 Fiber-Cement Siding No
1971 170,000 Wood Shake Roof 1,250 2 $2500-$5000 Deductible 340 6 Fiber-Cement Siding yes
1963 190,000 Shingles Roof 1,370 2 $2500-$5000 Deductible 160 3 Stucco siding No
1983 215,000 Wood Shake Roof 1,550 2 $1000-$2500 Deductible 660 12 Fiber-Cement Siding yes
1994 270,000 Asphalt Shingles Roof 1,930 4 > $10,000 Deductible 110 2 Brick siding No
1991 200,000 Membrane Roof 1,780 5 $2500-$5000 Deductible 130 2 Stone Siding yes
1947 215,000 Slate Shingles Roof 1,390 2 > $10,000 Deductible 60 1 Fiber-Cement Siding yes
1994 530,000 Wood Shake Roof 4,410 5 $5000 to $10,000 Deductible 1500 12 Stone Siding No
1940 330,000 Membrane Roof 2,050 3 $1000-$2500 Deductible 540 4 Stucco siding No
1948 160,000 Shingles Roof 1,060 2 $5000 to $10,000 Deductible 90 3 Fiber-Cement Siding yes
1966 300,000 Slate Shingles Roof 2,550 5 $500 Deductible 310 3 Stucco siding No
1942 285,000 Composition Roof 2,250 4 $1000-$2500 Deductible 1240 12 Wood siding yes
1945 135,000 Metal Roof 970 2 $500 Deductible 380 6 Brick siding yes
2004 230,000 Tile Roof 1,560 2 $5000 to $10,000 Deductible 220 3 Fiber-Cement Siding No
1984 325,000 Composition Roof 2,950 4 $1000-$2500 Deductible 1110 10 Stone Siding yes

How To Make Your Lombard, IL Home Insurance Cheaper

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